Stock Scorecard
Stock Summary for Dave Inc - Class A (DAVE) - $194.65 as of 9/8/2025 3:45:27 PM EST
Total Score
11 out of 30
Safety Score
50 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for DAVE
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for DAVE
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for DAVE
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for DAVE
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for DAVE (50 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 2 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for DAVE
Financial Details for DAVE
Company Overview |
|
|---|---|
| Ticker | DAVE |
| Company Name | Dave Inc - Class A |
| Country | USA |
| Description | N/A |
| Sector Name | TECHNOLOGY |
| Industry Name | SOFTWARE - APPLICATION |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 11/5/2025 |
Stock Price History |
|
| Last Day Price | 194.65 |
| Price 4 Years Ago | 328.00 |
| Last Day Price Updated | 9/8/2025 3:45:27 PM EST |
| Last Day Volume | 486,621 |
| Average Daily Volume | 572,649 |
| 52-Week High | 286.45 |
| 52-Week Low | 31.75 |
| Last Price to 52 Week Low | 513.07% |
Valuation Measures |
|
| Trailing PE | 54.03 |
| Industry PE | 91.16 |
| Sector PE | 77.67 |
| 5-Year Average PE | 2.55 |
| Free Cash Flow Ratio | 38.17 |
| Industry Free Cash Flow Ratio | 54.32 |
| Sector Free Cash Flow Ratio | 39.24 |
| Current Ratio Most Recent Quarter | 9.51 |
| Total Cash Per Share | 5.10 |
| Book Value Per Share Most Recent Quarter | 16.08 |
| Price to Book Ratio | 12.73 |
| Industry Price to Book Ratio | 9.10 |
| Sector Price to Book Ratio | 7.64 |
| Price to Sales Ratio Twelve Trailing Months | 6.10 |
| Industry Price to Sales Ratio Twelve Trailing Months | 9.15 |
| Sector Price to Sales Ratio Twelve Trailing Months | 6.00 |
| Analyst Buy Ratings | 5 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 12,084,600 |
| Market Capitalization | 2,352,267,390 |
| Institutional Ownership | 84.23% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 31.90% |
| Annual Earnings Growth | 219.28% |
| Reported EPS 12 Trailing Months | 3.62 |
| Reported EPS Past Year | 5.62 |
| Reported EPS Prior Year | 4.14 |
| Net Income Twelve Trailing Months | 55,124,000 |
| Net Income Past Year | 57,873,000 |
| Net Income Prior Year | -48,517,000 |
| Quarterly Revenue Growth YOY | 64.50% |
| 5-Year Revenue Growth | 35.41% |
| Operating Margin Twelve Trailing Months | 31.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 61,687,000 |
| Total Cash Past Year | 49,718,000 |
| Total Cash Prior Year | 41,759,000 |
| Net Cash Position Most Recent Quarter | -13,313,000 |
| Net Cash Position Past Year | -25,282,000 |
| Long Term Debt Past Year | 75,000,000 |
| Long Term Debt Prior Year | 180,451,000 |
| Total Debt Most Recent Quarter | 75,000,000 |
| Equity to Debt Ratio Past Year | 0.71 |
| Equity to Debt Ratio Most Recent Quarter | 0.74 |
| Total Stockholder Equity Past Year | 183,101,000 |
| Total Stockholder Equity Prior Year | 87,063,000 |
| Total Stockholder Equity Most Recent Quarter | 217,074,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 186,536,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 15.44 |
| Free Cash Flow Past Year | 124,875,000 |
| Free Cash Flow Prior Year | 25,171,000 |
Options |
|
| Put/Call Ratio | 0.75 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.64 |
| MACD Signal | -3.58 |
| 20-Day Bollinger Lower Band | 116.85 |
| 20-Day Bollinger Middle Band | 198.85 |
| 20-Day Bollinger Upper Band | 280.85 |
| Beta | 3.94 |
| RSI | 47.18 |
| 50-Day SMA | 124.59 |
| 150-Day SMA | 52.75 |
| 200-Day SMA | 76.24 |
System |
|
| Modified | 9/5/2025 9:55:33 PM EST |