Stock Scorecard
Stock Summary for Community West Bancshares (CWBC) - $17.68 as of 5/27/2025 2:57:13 PM EST
Total Score
16 out of 30
Safety Score
49 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CWBC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CWBC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CWBC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CWBC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CWBC (49 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 6 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CWBC
Financial Details for CWBC
Company Overview |
|
|---|---|
| Ticker | CWBC |
| Company Name | Community West Bancshares |
| Country | USA |
| Description | Community West Bancshares is the banking holding company for Community West Bank, NA offering various financial products and services in California. The company is headquartered in Goleta, California. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/21/2025 |
Stock Price History |
|
| Last Day Price | 17.68 |
| Price 4 Years Ago | 18.94 |
| Last Day Price Updated | 5/27/2025 2:57:13 PM EST |
| Last Day Volume | 29,294 |
| Average Daily Volume | 52,118 |
| 52-Week High | 22.59 |
| 52-Week Low | 15.46 |
| Last Price to 52 Week Low | 14.36% |
Valuation Measures |
|
| Trailing PE | 30.48 |
| Industry PE | 19.23 |
| Sector PE | 20.51 |
| 5-Year Average PE | 21.55 |
| Free Cash Flow Ratio | 2.27 |
| Industry Free Cash Flow Ratio | 5.12 |
| Sector Free Cash Flow Ratio | 12.41 |
| Current Ratio Most Recent Quarter | 1.15 |
| Total Cash Per Share | 7.79 |
| Book Value Per Share Most Recent Quarter | 19.53 |
| Price to Book Ratio | 0.91 |
| Industry Price to Book Ratio | 1.03 |
| Sector Price to Book Ratio | 2.02 |
| Price to Sales Ratio Twelve Trailing Months | 2.80 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.98 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.11 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 19,061,000 |
| Market Capitalization | 336,998,480 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/2/2025 |
| Previous Dividend Amount | 0.1200 |
| Current Dividend Amount | 0.1200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.48 |
| Trailing Annual Dividend Yield | 2.69% |
| Forward Annual Dividend Rate | 0.48 |
| Forward Annual Dividend Yield | 2.69% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.51% |
| 5-Year Average Dividend Yield | 2.41% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.53% |
| All-Time Dividend Growth Rate Percentage | 9.15% |
| Dividend Payout Ratio | 82.76% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 41.30% |
| Annual Earnings Growth | -69.98% |
| Reported EPS 12 Trailing Months | 0.58 |
| Reported EPS Past Year | 0.45 |
| Reported EPS Prior Year | 1.29 |
| Net Income Twelve Trailing Months | 12,283,000 |
| Net Income Past Year | 7,666,000 |
| Net Income Prior Year | 25,536,000 |
| Quarterly Revenue Growth YOY | 73.00% |
| 5-Year Revenue Growth | 24.63% |
| Operating Margin Twelve Trailing Months | 35.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 148,392,000 |
| Total Cash Past Year | 120,398,000 |
| Total Cash Prior Year | 53,728,000 |
| Net Cash Position Most Recent Quarter | 78,467,000 |
| Net Cash Position Past Year | 50,509,000 |
| Long Term Debt Past Year | 69,889,000 |
| Long Term Debt Prior Year | 69,744,000 |
| Total Debt Most Recent Quarter | 69,925,000 |
| Equity to Debt Ratio Past Year | 0.84 |
| Equity to Debt Ratio Most Recent Quarter | 0.84 |
| Total Stockholder Equity Past Year | 362,685,000 |
| Total Stockholder Equity Prior Year | 207,064,000 |
| Total Stockholder Equity Most Recent Quarter | 371,937,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 24,372,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.28 |
| Free Cash Flow Past Year | 17,163,000 |
| Free Cash Flow Prior Year | 18,046,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.21 |
| MACD Signal | 0.25 |
| 20-Day Bollinger Lower Band | 16.02 |
| 20-Day Bollinger Middle Band | 18.00 |
| 20-Day Bollinger Upper Band | 19.98 |
| Beta | 0.75 |
| RSI | 45.56 |
| 50-Day SMA | 18.70 |
| 150-Day SMA | 17.72 |
| 200-Day SMA | 18.07 |
System |
|
| Modified | 5/26/2025 9:43:05 PM EST |