Stock Scorecard
Stock Summary for Community West Bancshares (CWBC) - $20.71 as of 11/20/2024 3:56:51 PM EST
Total Score
9 out of 30
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for CWBC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CWBC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CWBC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CWBC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CWBC (50 out of 90)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 4 |
Latest News for for CWBC
Financial Details for CWBC
Company Overview |
|
|---|---|
| Ticker | CWBC |
| Company Name | Community West Bancshares |
| Country | USA |
| Description | Community West Bancshares is the banking holding company for Community West Bank, NA offering various financial products and services in California. The company is headquartered in Goleta, California. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/16/2025 |
Stock Price History |
|
| Last Day Price | 20.71 |
| Price 4 Years Ago | 13.43 |
| Last Day Price Updated | 11/20/2024 3:56:51 PM EST |
| Last Day Volume | 30,337 |
| Average Daily Volume | 45,421 |
| 52-Week High | 24.01 |
| 52-Week Low | 13.26 |
| Last Price to 52 Week Low | 56.18% |
Valuation Measures |
|
| Trailing PE | 37.65 |
| Industry PE | 19.52 |
| Sector PE | 21.40 |
| 5-Year Average PE | 17.54 |
| Free Cash Flow Ratio | 2.52 |
| Industry Free Cash Flow Ratio | 5.68 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 1.15 |
| Total Cash Per Share | 8.22 |
| Book Value Per Share Most Recent Quarter | 19.19 |
| Price to Book Ratio | 1.08 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 4.12 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.44 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 18,945,600 |
| Market Capitalization | 392,363,376 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/8/2024 |
| Last Dividend Amount | 0.12 |
| Current Dividend Amount | 0.12 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.48 |
| Trailing Annual Dividend Yield | 2.32% |
| Forward Annual Dividend Rate | 0.49 |
| Forward Annual Dividend Yield | 2.38% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.23% |
| 5-Year Average Dividend Yield | 2.32% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 1.06% |
| 5-Year Dividend Growth Rate Percentage | 2.79% |
| All-Time Dividend Growth Rate Percentage | 20.28% |
| Dividend Payout Ratio | 87.27% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -67.00% |
| Annual Earnings Growth | -4.16% |
| Reported EPS 12 Trailing Months | 0.55 |
| Reported EPS Past Year | 0.91 |
| Reported EPS Prior Year | 0.81 |
| Net Income Twelve Trailing Months | 6,665,000 |
| Net Income Past Year | 25,536,000 |
| Net Income Prior Year | 26,645,000 |
| Quarterly Revenue Growth YOY | 45.20% |
| 5-Year Revenue Growth | 4.08% |
| Operating Margin Twelve Trailing Months | 0.25 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 155,803,000 |
| Total Cash Past Year | 60,377,000 |
| Total Cash Prior Year | 37,728,000 |
| Net Cash Position Most Recent Quarter | 86,252,000 |
| Net Cash Position Past Year | -9,367,000 |
| Long Term Debt Past Year | 69,744,000 |
| Long Term Debt Prior Year | 69,599,000 |
| Total Debt Most Recent Quarter | 69,551,000 |
| Equity to Debt Ratio Past Year | 0.75 |
| Equity to Debt Ratio Most Recent Quarter | 0.84 |
| Total Stockholder Equity Past Year | 207,064,000 |
| Total Stockholder Equity Prior Year | 174,660,000 |
| Total Stockholder Equity Most Recent Quarter | 363,515,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 17,082,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.90 |
| Free Cash Flow Past Year | 18,046,000 |
| Free Cash Flow Prior Year | 23,832,000 |
Options |
|
| Put/Call Ratio | 2.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.44 |
| MACD Signal | 0.27 |
| 20-Day Bollinger Lower Band | 17.85 |
| 20-Day Bollinger Middle Band | 19.47 |
| 20-Day Bollinger Upper Band | 21.09 |
| Beta | 0.86 |
| RSI | 63.95 |
| 50-Day SMA | 18.70 |
| 150-Day SMA | 17.96 |
| 200-Day SMA | 18.11 |
System |
|
| Modified | 11/20/2024 10:38:38 PM EST |