Stock Scorecard
Stock Summary for Community West Bancshares. (CWBC) - $26.01 as of 8/25/2026 9:41:50 AM EST
Total Score
14 out of 30
Safety Score
39 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CWBC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CWBC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CWBC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CWBC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CWBC (39 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for CWBC
Financial Details for CWBC
Company Overview |
|
|---|---|
| Ticker | CWBC |
| Company Name | Community West Bancshares. |
| Country | N/A |
| Description | Community West Bancshares is the banking holding company for Community West Bank, NA offering various financial products and services in California. The company is headquartered in Goleta, California. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | 10/15/2026 |
Stock Price History |
|
| Last Day Price | 26.01 |
| Price 4 Years Ago | 19.30 |
| Last Day Price Updated | 8/25/2026 9:41:50 AM EST |
| Last Day Volume | 156,113 |
| Average Daily Volume | 262,655 |
| 52-Week High | 28.04 |
| 52-Week Low | 19.40 |
| Last Price to 52 Week Low | 34.07% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 15.29 |
| Sector PE | 17.49 |
| 5-Year Average PE | 13.37 |
| Free Cash Flow Ratio | 9.63 |
| Industry Free Cash Flow Ratio | 12.96 |
| Sector Free Cash Flow Ratio | 42.72 |
| Current Ratio Most Recent Quarter | 0.15 |
| Total Cash Per Share | 2.70 |
| Book Value Per Share Most Recent Quarter | 22.40 |
| Price to Book Ratio | 1.16 |
| Industry Price to Book Ratio | 1.31 |
| Sector Price to Book Ratio | 1.97 |
| Price to Sales Ratio Twelve Trailing Months | 4.52 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.52 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.07 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 27,131,100 |
| Market Capitalization | 705,679,911 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 8/7/2026 |
| Previous Dividend Amount | 0.1200 |
| Current Dividend Amount | 0.1200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.48 |
| Trailing Annual Dividend Yield | 1.85% |
| Forward Annual Dividend Rate | 0.48 |
| Forward Annual Dividend Yield | 1.85% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 8.28% |
| Dividend Payout Ratio | 27.12% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -75.70% |
| Annual Earnings Growth | 397.89% |
| Reported EPS 12 Trailing Months | 1.77 |
| Reported EPS Past Year | 1.06 |
| Reported EPS Prior Year | 2.03 |
| Net Income Twelve Trailing Months | 36,227,000 |
| Net Income Past Year | 38,168,000 |
| Net Income Prior Year | 7,666,000 |
| Quarterly Revenue Growth YOY | 31.00% |
| 5-Year Revenue Growth | 20.05% |
| Operating Margin Twelve Trailing Months | 27.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 73,334,000 |
| Total Cash Past Year | 118,984,000 |
| Total Cash Prior Year | 120,398,000 |
| Net Cash Position Most Recent Quarter | 4,158,000 |
| Net Cash Position Past Year | 49,458,000 |
| Long Term Debt Past Year | 69,526,000 |
| Long Term Debt Prior Year | 69,889,000 |
| Total Debt Most Recent Quarter | 69,176,000 |
| Equity to Debt Ratio Past Year | 0.85 |
| Equity to Debt Ratio Most Recent Quarter | 0.90 |
| Total Stockholder Equity Past Year | 409,588,000 |
| Total Stockholder Equity Prior Year | 362,685,000 |
| Total Stockholder Equity Most Recent Quarter | 607,820,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 47,944,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.77 |
| Free Cash Flow Past Year | 43,611,000 |
| Free Cash Flow Prior Year | 17,163,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.16 |
| MACD Signal | -0.15 |
| 20-Day Bollinger Lower Band | 22.25 |
| 20-Day Bollinger Middle Band | 24.83 |
| 20-Day Bollinger Upper Band | 27.40 |
| Beta | 0.80 |
| RSI | 51.83 |
| 50-Day SMA | 23.13 |
| 150-Day SMA | 19.62 |
| 200-Day SMA | 18.97 |
System |
|
| Modified | 8/24/2026 9:12:34 PM EST |