Stock Scorecard
Stock Summary for Clearwater Analytics Holdings Inc Class A (CWAN) - $23.44 as of 3/23/2026 1:33:20 PM EST
Total Score
2 out of 30
Safety Score
36 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for CWAN
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CWAN
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CWAN
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CWAN
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CWAN (36 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for CWAN
Company Overview |
|
|---|---|
| Ticker | CWAN |
| Company Name | Clearwater Analytics Holdings Inc Class A |
| Country | USA |
| Description | Clearwater Analytics Holdings Inc. (CWAN) is a leading provider of innovative cloud-based investment accounting and analytics solutions, serving a diverse clientele that includes investment firms, insurance companies, and multinational corporations. By delivering advanced data aggregation and analytics on its cutting-edge platform, Clearwater enhances portfolio management and reporting capabilities, enabling clients to make informed strategic investment decisions. With a strong focus on operational efficiency and regulatory compliance, the company has established itself as a trusted partner within the financial services industry. As the financial technology landscape continues to evolve, Clearwater is well-positioned to capitalize on the growing demand for comprehensive investment solutions, driving sustainable growth and ongoing innovation. |
| Sector Name | TECHNOLOGY |
| Industry Name | SOFTWARE - APPLICATION |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/29/2026 |
Stock Price History |
|
| Last Day Price | 23.44 |
| Price 4 Years Ago | 18.75 |
| Last Day Price Updated | 3/23/2026 1:33:20 PM EST |
| Last Day Volume | 3,856,231 |
| Average Daily Volume | 6,762,204 |
| 52-Week High | 27.76 |
| 52-Week Low | 15.73 |
| Last Price to 52 Week Low | 49.01% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 50.49 |
| Sector PE | 80.64 |
| 5-Year Average PE | 91.29 |
| Free Cash Flow Ratio | 75.61 |
| Industry Free Cash Flow Ratio | 23.28 |
| Sector Free Cash Flow Ratio | 26.31 |
| Current Ratio Most Recent Quarter | 1.83 |
| Total Cash Per Share | 0.31 |
| Book Value Per Share Most Recent Quarter | 6.94 |
| Price to Book Ratio | 3.41 |
| Industry Price to Book Ratio | 7.01 |
| Sector Price to Book Ratio | 9.68 |
| Price to Sales Ratio Twelve Trailing Months | 9.58 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.27 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.42 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 294,353,000 |
| Market Capitalization | 6,899,634,320 |
| Institutional Ownership | 108.82% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 202.80% |
| Annual Earnings Growth | -109.14% |
| Reported EPS 12 Trailing Months | -0.14 |
| Reported EPS Past Year | 0.23 |
| Reported EPS Prior Year | 0.45 |
| Net Income Twelve Trailing Months | -38,807,000 |
| Net Income Past Year | -38,807,000 |
| Net Income Prior Year | 424,378,000 |
| Quarterly Revenue Growth YOY | 72.00% |
| 5-Year Revenue Growth | 29.19% |
| Operating Margin Twelve Trailing Months | -3.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 91,245,000 |
| Total Cash Past Year | 91,245,000 |
| Total Cash Prior Year | 177,350,000 |
| Net Cash Position Most Recent Quarter | -723,398,000 |
| Net Cash Position Past Year | -723,398,000 |
| Long Term Debt Past Year | 814,643,000 |
| Long Term Debt Prior Year | 43,164,000 |
| Total Debt Most Recent Quarter | 814,643,000 |
| Equity to Debt Ratio Past Year | 0.71 |
| Equity to Debt Ratio Most Recent Quarter | 0.71 |
| Total Stockholder Equity Past Year | 2,021,732,000 |
| Total Stockholder Equity Prior Year | 1,008,255,000 |
| Total Stockholder Equity Most Recent Quarter | 2,021,732,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 164,287,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.56 |
| Free Cash Flow Past Year | 164,342,000 |
| Free Cash Flow Prior Year | 69,062,000 |
Options |
|
| Put/Call Ratio | 45.06 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.07 |
| MACD Signal | -0.07 |
| 20-Day Bollinger Lower Band | 18.82 |
| 20-Day Bollinger Middle Band | 22.67 |
| 20-Day Bollinger Upper Band | 26.52 |
| Beta | 0.66 |
| RSI | 45.47 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 3/23/2026 9:00:20 PM EST |