Stock Scorecard
Stock Summary for Community Trust Bancorp Inc (CTBI) - $59.21 as of 12/3/2024 11:29:21 AM EST
Total Score
16 out of 30
Safety Score
64 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CTBI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CTBI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CTBI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CTBI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CTBI (64 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for CTBI
Financial Details for CTBI
Company Overview |
|
|---|---|
| Ticker | CTBI |
| Company Name | Community Trust Bancorp Inc |
| Country | USA |
| Description | Community Trust Bancorp, Inc. is the banking holding company for Community Trust Bank, Inc. providing commercial and personal banking services to small and medium-sized communities. The company is headquartered in Pikeville, Kentucky. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/15/2025 |
Stock Price History |
|
| Last Day Price | 59.21 |
| Price 4 Years Ago | 31.74 |
| Last Day Price Updated | 12/3/2024 11:29:21 AM EST |
| Last Day Volume | 68,621 |
| Average Daily Volume | 56,591 |
| 52-Week High | 61.66 |
| 52-Week Low | 37.21 |
| Last Price to 52 Week Low | 59.12% |
Valuation Measures |
|
| Trailing PE | 13.40 |
| Industry PE | 19.94 |
| Sector PE | 22.11 |
| 5-Year Average PE | 10.22 |
| Free Cash Flow Ratio | 4.44 |
| Industry Free Cash Flow Ratio | 5.81 |
| Sector Free Cash Flow Ratio | 11.90 |
| Current Ratio Most Recent Quarter | 1.03 |
| Total Cash Per Share | 13.34 |
| Book Value Per Share Most Recent Quarter | 42.14 |
| Price to Book Ratio | 1.40 |
| Industry Price to Book Ratio | 1.21 |
| Sector Price to Book Ratio | 2.71 |
| Price to Sales Ratio Twelve Trailing Months | 4.70 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.52 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.58 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 18,057,900 |
| Market Capitalization | 1,069,208,259 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/13/2024 |
| Last Dividend Amount | 0.47 |
| Current Dividend Amount | 0.47 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.32 |
| Trailing Annual Dividend Yield | 3.93% |
| Forward Annual Dividend Rate | 2.44 |
| Forward Annual Dividend Yield | 4.13% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 3.79% |
| 5-Year Average Dividend Yield | 3.73% |
| 1-Year Dividend Growth Rate Percentage | 7.14% |
| 3-Year Dividend Growth Rate Percentage | 7.07% |
| 5-Year Dividend Growth Rate Percentage | 5.02% |
| All-Time Dividend Growth Rate Percentage | 6.54% |
| Dividend Payout Ratio | 52.73% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 7.00% |
| Annual Earnings Growth | -4.66% |
| Reported EPS 12 Trailing Months | 4.40 |
| Reported EPS Past Year | 3.36 |
| Reported EPS Prior Year | 4.35 |
| Net Income Twelve Trailing Months | 78,979,000 |
| Net Income Past Year | 78,004,000 |
| Net Income Prior Year | 81,814,000 |
| Quarterly Revenue Growth YOY | 5.70% |
| 5-Year Revenue Growth | 3.60% |
| Operating Margin Twelve Trailing Months | 0.47 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 240,940,000 |
| Total Cash Past Year | 274,558,000 |
| Total Cash Prior Year | 130,852,000 |
| Net Cash Position Most Recent Quarter | 176,866,000 |
| Net Cash Position Past Year | 210,317,000 |
| Long Term Debt Past Year | 64,241,000 |
| Long Term Debt Prior Year | 57,841,000 |
| Total Debt Most Recent Quarter | 64,074,000 |
| Equity to Debt Ratio Past Year | 0.92 |
| Equity to Debt Ratio Most Recent Quarter | 0.92 |
| Total Stockholder Equity Past Year | 702,208,000 |
| Total Stockholder Equity Prior Year | 628,047,000 |
| Total Stockholder Equity Most Recent Quarter | 760,762,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 96,395,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.34 |
| Free Cash Flow Past Year | 79,410,000 |
| Free Cash Flow Prior Year | 93,466,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.76 |
| MACD Signal | 1.98 |
| 20-Day Bollinger Lower Band | 42.54 |
| 20-Day Bollinger Middle Band | 51.65 |
| 20-Day Bollinger Upper Band | 60.75 |
| Beta | 0.65 |
| RSI | 60.10 |
| 50-Day SMA | 44.99 |
| 150-Day SMA | 40.01 |
| 200-Day SMA | 39.36 |
System |
|
| Modified | 12/2/2024 10:48:55 PM EST |