Stock Scorecard
Stock Summary for Community Trust Bancorp Inc (CTBI) - $77.49 as of 9/4/2026 7:31:08 PM EST
Total Score
14 out of 30
Safety Score
65 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CTBI
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CTBI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CTBI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CTBI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CTBI (65 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CTBI
Financial Details for CTBI
Company Overview |
|
|---|---|
| Ticker | CTBI |
| Company Name | Community Trust Bancorp Inc |
| Country | USA |
| Description | Community Trust Bancorp, Inc. is the banking holding company for Community Trust Bank, Inc. providing commercial and personal banking services to small and medium-sized communities. The company is headquartered in Pikeville, Kentucky. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | 10/21/2026 |
Stock Price History |
|
| Last Day Price | 77.49 |
| Price 4 Years Ago | 39.93 |
| Last Day Price Updated | 9/4/2026 7:31:08 PM EST |
| Last Day Volume | 71,625 |
| Average Daily Volume | 105,278 |
| 52-Week High | 79.92 |
| 52-Week Low | 48.99 |
| Last Price to 52 Week Low | 58.18% |
Valuation Measures |
|
| Trailing PE | 12.67 |
| Industry PE | 13.89 |
| Sector PE | 17.55 |
| 5-Year Average PE | 12.41 |
| Free Cash Flow Ratio | 22.08 |
| Industry Free Cash Flow Ratio | 14.98 |
| Sector Free Cash Flow Ratio | 57.62 |
| Current Ratio Most Recent Quarter | 0.30 |
| Total Cash Per Share | 3.51 |
| Book Value Per Share Most Recent Quarter | 49.10 |
| Price to Book Ratio | 1.54 |
| Industry Price to Book Ratio | 1.22 |
| Sector Price to Book Ratio | 2.39 |
| Price to Sales Ratio Twelve Trailing Months | 4.88 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.44 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 18,168,000 |
| Market Capitalization | 1,407,838,320 |
| Institutional Ownership | 63.18% |
Dividends |
|
| Ex-Dividend Date | 9/15/2026 |
| Previous Dividend Amount | 0.6500 |
| Current Dividend Amount | 0.0600 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 2.12 |
| Trailing Annual Dividend Yield | 2.74% |
| Forward Annual Dividend Rate | 0.24 |
| Forward Annual Dividend Yield | 0.31% |
| 5-Year Dividend Payments Count | 22 |
| 3-Year Average Dividend Yield | 3.60% |
| 5-Year Average Dividend Yield | 4.00% |
| 1-Year Dividend Growth Rate Percentage | -88.00% |
| 3-Year Dividend Growth Rate Percentage | -65.36% |
| 5-Year Dividend Growth Rate Percentage | -38.52% |
| All-Time Dividend Growth Rate Percentage | 6.48% |
| Dividend Payout Ratio | 34.87% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 18.80% |
| Annual Earnings Growth | 18.41% |
| Reported EPS 12 Trailing Months | 6.08 |
| Reported EPS Past Year | 3.14 |
| Reported EPS Prior Year | 5.43 |
| Net Income Twelve Trailing Months | 108,002,000 |
| Net Income Past Year | 98,058,000 |
| Net Income Prior Year | 82,813,000 |
| Quarterly Revenue Growth YOY | 11.20% |
| 5-Year Revenue Growth | 12.12% |
| Operating Margin Twelve Trailing Months | 52.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 63,815,000 |
| Total Cash Past Year | 62,851,000 |
| Total Cash Prior Year | 369,750,000 |
| Net Cash Position Most Recent Quarter | -133,000 |
| Net Cash Position Past Year | -1,226,000 |
| Long Term Debt Past Year | 64,077,000 |
| Long Term Debt Prior Year | 64,330,000 |
| Total Debt Most Recent Quarter | 63,948,000 |
| Equity to Debt Ratio Past Year | 0.93 |
| Equity to Debt Ratio Most Recent Quarter | 0.93 |
| Total Stockholder Equity Past Year | 856,072,000 |
| Total Stockholder Equity Prior Year | 757,584,000 |
| Total Stockholder Equity Most Recent Quarter | 891,827,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 125,772,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 6.92 |
| Free Cash Flow Past Year | 97,388,000 |
| Free Cash Flow Prior Year | 97,094,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 60.90 |
| 20-Day Bollinger Middle Band | 71.03 |
| 20-Day Bollinger Upper Band | 81.15 |
| Beta | 0.55 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 9/3/2026 9:11:54 PM EST |