Stock Scorecard
Stock Summary for Central Pacific Financial Corp (CPF) - $38.99 as of 11/12/2026 6:50:51 PM EST
Total Score
21 out of 30
Safety Score
61 out of 100
Currently on the following lists
Growth Stock List
Tim's Recommendation
Buy
Growth List Algorithm Criteria for CPF
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CPF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CPF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CPF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CPF (61 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CPF
Financial Details for CPF
Company Overview |
|
|---|---|
| Ticker | CPF |
| Company Name | Central Pacific Financial Corp |
| Country | USA |
| Description | Central Pacific Financial Corp. The company is headquartered in Honolulu, Hawaii. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 38.99 |
| Price 4 Years Ago | 17.18 |
| Last Day Price Updated | 11/12/2026 6:50:51 PM EST |
| Last Day Volume | 113,409 |
| Average Daily Volume | 155,361 |
| 52-Week High | 40.66 |
| 52-Week Low | 27.48 |
| Last Price to 52 Week Low | 41.89% |
Valuation Measures |
|
| Trailing PE | 11.82 |
| Industry PE | 12.75 |
| Sector PE | 17.62 |
| 5-Year Average PE | 10.34 |
| Free Cash Flow Ratio | 2.76 |
| Industry Free Cash Flow Ratio | 11.12 |
| Sector Free Cash Flow Ratio | 53.23 |
| Current Ratio Most Recent Quarter | 0.26 |
| Total Cash Per Share | 14.13 |
| Book Value Per Share Most Recent Quarter | 22.79 |
| Price to Book Ratio | 1.71 |
| Industry Price to Book Ratio | 1.30 |
| Sector Price to Book Ratio | 2.70 |
| Price to Sales Ratio Twelve Trailing Months | 3.40 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.46 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 25,443,700 |
| Market Capitalization | 992,049,863 |
| Institutional Ownership | 98.94% |
Dividends |
|
| Ex-Dividend Date | 11/30/2026 |
| Previous Dividend Amount | 0.3000 |
| Current Dividend Amount | 0.3100 |
| Total Years Dividend Increasing | 1 |
| Trailing Annual Dividend Rate | 1.16 |
| Trailing Annual Dividend Yield | 3.03% |
| Forward Annual Dividend Rate | 1.24 |
| Forward Annual Dividend Yield | 3.24% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 9.17% |
| 3-Year Dividend Growth Rate Percentage | 6.97% |
| 5-Year Dividend Growth Rate Percentage | 3.43% |
| All-Time Dividend Growth Rate Percentage | -1.19% |
| Dividend Payout Ratio | 35.05% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 27.80% |
| Annual Earnings Growth | 45.06% |
| Reported EPS 12 Trailing Months | 3.31 |
| Reported EPS Past Year | 2.46 |
| Reported EPS Prior Year | 2.90 |
| Net Income Twelve Trailing Months | 87,198,000 |
| Net Income Past Year | 77,480,000 |
| Net Income Prior Year | 53,412,000 |
| Quarterly Revenue Growth YOY | 6.10% |
| 5-Year Revenue Growth | 7.06% |
| Operating Margin Twelve Trailing Months | 40.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 359,416,000 |
| Total Cash Past Year | 378,653,000 |
| Total Cash Prior Year | 380,941,000 |
| Net Cash Position Most Recent Quarter | 282,869,000 |
| Net Cash Position Past Year | 302,106,000 |
| Long Term Debt Past Year | 76,547,000 |
| Long Term Debt Prior Year | 156,345,000 |
| Total Debt Most Recent Quarter | 76,547,000 |
| Equity to Debt Ratio Past Year | 0.89 |
| Equity to Debt Ratio Most Recent Quarter | 0.88 |
| Total Stockholder Equity Past Year | 592,581,000 |
| Total Stockholder Equity Prior Year | 538,385,000 |
| Total Stockholder Equity Most Recent Quarter | 581,437,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 105,438,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.14 |
| Free Cash Flow Past Year | 92,303,000 |
| Free Cash Flow Prior Year | 75,427,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.84 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 27.62 |
| 200-Day SMA | 24.59 |
System |
|
| Modified | 11/11/2026 8:09:04 PM EST |