Stock Scorecard



Stock Summary for Capital One Financial Corp (COF) - $212.95 as of 7/1/2025 8:54:52 AM EST

Total Score

11 out of 30

Safety Score

73 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for COF

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for COF

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for COF

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for COF

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for COF (73 out of 100)

Stock Price Rating (Max of 10) 10
Historical Stock Price Rating (Max of 10) 10
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 10
Book Value to Price (Max of 10) 1
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 1
Operating Margin (Max of 10) 5
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 8
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for COF

American Express, Capital One Pass Fed's Stress Test - American Express ( NYSE:AXP ) , Capital One Finl ( NYSE:COF ) 6/30/2025 4:31:00 PM
Why American Express Stock Flew Higher on Friday 6/27/2025 10:58:00 PM
Relatively High Rates, Buyouts Aid Capital One Amid Weak Asset Quality 6/25/2025 2:35:00 PM
Should You Forget Capital One Financial? Here Are My Top 2 Bank Stocks to Buy Now 6/25/2025 7:55:00 AM
Here's Why Berkshire Hathaway Stock Is a Buy Before July 6/17/2025 12:41:00 AM
Amex Still King Of Premium Credit Cards - But Chase, Capital One Are Closing In Fast: Analyst - American Express ( NYSE:AXP ) , Capital One Finl ( NYSE:COF ) 6/11/2025 6:40:00 PM
SYF Ties Up to Offer Two Credit Cards: Higher Net Interest Income Ahead? 6/10/2025 5:09:00 PM
3 Warren Buffett Stocks to Buy Hand Over Fist in June 6/5/2025 9:45:00 AM
Capital One Rides on Strong Credit Card Business Despite Cost Woes 6/3/2025 4:27:00 PM
Should iShares Morningstar Mid-Cap Value ETF ( IMCV ) Be on Your Investing Radar? 6/3/2025 10:20:00 AM

Financial Details for COF

Company Overview

Ticker COF
Company Name Capital One Financial Corp
Country USA
Description Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.
Sector Name FINANCE
Industry Name NATIONAL COMMERCIAL BANKS
Most Recent Quarter 3/31/2025
Next Earnings Date 7/22/2025

Stock Price History

Last Day Price 212.95
Price 4 Years Ago 135.91
Last Day Price Updated 7/1/2025 8:54:52 AM EST
Last Day Volume 6,394,366
Average Daily Volume 4,845,497
52-Week High 215.62
52-Week Low 126.47
Last Price to 52 Week Low 68.38%

Valuation Measures

Trailing PE 17.73
Industry PE 14.69
Sector PE 21.07
5-Year Average PE 17.10
Free Cash Flow Ratio 2.80
Industry Free Cash Flow Ratio 3.11
Sector Free Cash Flow Ratio 11.13
Current Ratio Most Recent Quarter 0.15
Total Cash Per Share 75.94
Book Value Per Share Most Recent Quarter 153.27
Price to Book Ratio 2.12
Industry Price to Book Ratio 1.03
Sector Price to Book Ratio 2.10
Price to Sales Ratio Twelve Trailing Months 4.77
Industry Price to Sales Ratio Twelve Trailing Months 2.97
Sector Price to Sales Ratio Twelve Trailing Months 3.23
Analyst Buy Ratings 11
Analyst Strong Buy Ratings 4

Share Statistics

Total Shares Outstanding 639,635,000
Market Capitalization 136,210,273,250
Institutional Ownership 57.01%

Dividends

Ex-Dividend Date 5/23/2025
Previous Dividend Amount 0.6000
Current Dividend Amount 0.6000
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 2.40
Trailing Annual Dividend Yield 1.14%
Forward Annual Dividend Rate 2.40
Forward Annual Dividend Yield 1.14%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 1.35%
5-Year Average Dividend Yield 1.85%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 4.66%
All-Time Dividend Growth Rate Percentage 11.76%
Dividend Payout Ratio 20.19%

Income Statement

Quarterly Earnings Growth YOY 10.20%
Annual Earnings Growth -2.80%
Reported EPS 12 Trailing Months 11.90
Reported EPS Past Year 4.06
Reported EPS Prior Year 13.87
Net Income Twelve Trailing Months 4,874,000,000
Net Income Past Year 4,750,000,000
Net Income Prior Year 4,887,000,000
Quarterly Revenue Growth YOY 13.60%
5-Year Revenue Growth -0.85%
Operating Margin Twelve Trailing Months 22.90%

Balance Sheet

Total Cash Most Recent Quarter 48,573,000,000
Total Cash Past Year 43,230,000,000
Total Cash Prior Year 43,297,000,000
Net Cash Position Most Recent Quarter 7,373,000,000
Net Cash Position Past Year -1,759,000,000
Long Term Debt Past Year 44,989,000,000
Long Term Debt Prior Year 49,318,000,000
Total Debt Most Recent Quarter 41,200,000,000
Equity to Debt Ratio Past Year 0.57
Equity to Debt Ratio Most Recent Quarter 0.61
Total Stockholder Equity Past Year 60,784,000,000
Total Stockholder Equity Prior Year 58,089,000,000
Total Stockholder Equity Most Recent Quarter 63,542,000,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 18,511,000,000
Free Cash Flow Per Share Twelve Trailing Months 28.94
Free Cash Flow Past Year 16,955,000,000
Free Cash Flow Prior Year 19,614,000,000

Options

Put/Call Ratio 0.39
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 5.13
MACD Signal 3.87
20-Day Bollinger Lower Band 152.32
20-Day Bollinger Middle Band 185.19
20-Day Bollinger Upper Band 218.06
Beta 1.13
RSI 69.74
50-Day SMA 173.37
150-Day SMA 131.13
200-Day SMA 130.78

System

Modified 6/30/2025 9:09:34 PM EST