Stock Scorecard

Stock Summary for Capital One Financial Corp (COF) - $179.79 as of 3/16/2026 1:26:49 PM EST

Total Score

13 out of 30

Safety Score

71 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for COF

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for COF

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for COF

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for COF

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for COF (71 out of 100)

Stock Price Rating (Max of 10) 10
Historical Stock Price Rating (Max of 10) 9
Stock Price Trend (Max of 10) 10
Book Value (Max of 10) 10
Book Value to Price (Max of 10) 2
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 4
Operating Margin (Max of 10) 5
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 2
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Financial Details for COF

Company Overview
Ticker COF
Company Name Capital One Financial Corp
Country USA
Description Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.
Sector Name FINANCIAL SERVICES
Industry Name CREDIT SERVICES
Most Recent Quarter 12/31/2025
Next Earnings Date 4/28/2026

Stock Price History
Last Day Price 179.79
Price 4 Years Ago 87.89
Last Day Price Updated 3/16/2026 1:26:49 PM EST
Last Day Volume 5,865,130
Average Daily Volume 5,564,710
52-Week High 258.65
52-Week Low 141.30
Last Price to 52 Week Low 27.24%

Valuation Measures
Trailing PE 52.66
Industry PE 15.64
Sector PE 60.31
5-Year Average PE 9.03
Free Cash Flow Ratio 1.95
Industry Free Cash Flow Ratio 8.64
Sector Free Cash Flow Ratio 42.87
Current Ratio Most Recent Quarter 0.15
Total Cash Per Share 92.35
Book Value Per Share Most Recent Quarter 173.11
Price to Book Ratio 1.00
Industry Price to Book Ratio 2.16
Sector Price to Book Ratio 1.73
Price to Sales Ratio Twelve Trailing Months 3.37
Industry Price to Sales Ratio Twelve Trailing Months 2.34
Sector Price to Sales Ratio Twelve Trailing Months 3.47
Analyst Buy Ratings 14
Analyst Strong Buy Ratings 3

Share Statistics
Total Shares Outstanding 621,932,000
Market Capitalization 111,817,154,280
Institutional Ownership 88.55%

Dividends
Ex-Dividend Date 2/19/2026
Previous Dividend Amount 0.8000
Current Dividend Amount 0.8000
Total Years Dividend Increasing 1
Trailing Annual Dividend Rate 2.80
Trailing Annual Dividend Yield 1.58%
Forward Annual Dividend Rate 3.20
Forward Annual Dividend Yield 1.80%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 1.08%
5-Year Average Dividend Yield 1.77%
1-Year Dividend Growth Rate Percentage 23.08%
3-Year Dividend Growth Rate Percentage 10.94%
5-Year Dividend Growth Rate Percentage 7.46%
All-Time Dividend Growth Rate Percentage 11.64%
Dividend Payout Ratio 83.09%

Income Statement
Quarterly Earnings Growth YOY 22.20%
Annual Earnings Growth -48.36%
Reported EPS 12 Trailing Months 3.37
Reported EPS Past Year 19.35
Reported EPS Prior Year 13.95
Net Income Twelve Trailing Months 2,453,000,000
Net Income Past Year 2,453,000,000
Net Income Prior Year 4,750,000,000
Quarterly Revenue Growth YOY 51.60%
5-Year Revenue Growth 16.96%
Operating Margin Twelve Trailing Months 22.90%

Balance Sheet
Total Cash Most Recent Quarter 57,434,000,000
Total Cash Past Year 57,434,000,000
Total Cash Prior Year 43,230,000,000
Net Cash Position Most Recent Quarter 8,580,000,000
Net Cash Position Past Year 8,580,000,000
Long Term Debt Past Year 48,854,000,000
Long Term Debt Prior Year 44,989,000,000
Total Debt Most Recent Quarter 48,854,000,000
Equity to Debt Ratio Past Year 0.70
Equity to Debt Ratio Most Recent Quarter 0.70
Total Stockholder Equity Past Year 113,616,000,000
Total Stockholder Equity Prior Year 60,784,000,000
Total Stockholder Equity Most Recent Quarter 113,616,000,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 25,450,000,000
Free Cash Flow Per Share Twelve Trailing Months 40.92
Free Cash Flow Past Year 26,140,000,000
Free Cash Flow Prior Year 16,955,000,000

Options
Put/Call Ratio 3.88
Has Options Options Chain
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.00
MACD Signal 0.00
20-Day Bollinger Lower Band 0.00
20-Day Bollinger Middle Band 0.00
20-Day Bollinger Upper Band 0.00
Beta 1.14
RSI 0.00
50-Day SMA 208.41
150-Day SMA 159.16
200-Day SMA 143.96

System
Modified 3/13/2026 8:30:36 PM EST