Stock Scorecard
Stock Summary for Capital One Financial Corp (COF) - $202.84 as of 10/17/2025 7:16:04 AM EST
Total Score
9 out of 30
Safety Score
61 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for COF
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for COF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for COF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for COF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for COF (61 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 1 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for COF
Financial Details for COF
Company Overview |
|
|---|---|
| Ticker | COF |
| Company Name | Capital One Financial Corp |
| Country | USA |
| Description | Capital One Financial Corporation (COF) is a prominent American bank holding company based in McLean, Virginia, recognized for its pioneering advancements in credit card products, auto finance, and comprehensive banking services. By prioritizing digital banking and customer-centric financial solutions, Capital One has solidified its position as a key competitor in the U.S. financial services sector. The company's strong technological framework and data-driven strategies not only enhance its risk management capabilities but also significantly improve customer experiences. With a keen focus on innovation, Capital One is strategically positioned to leverage emerging opportunities in the rapidly changing financial landscape. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/21/2025 |
Stock Price History |
|
| Last Day Price | 202.84 |
| Price 4 Years Ago | 135.53 |
| Last Day Price Updated | 10/17/2025 7:16:04 AM EST |
| Last Day Volume | 2,774,972 |
| Average Daily Volume | 3,463,265 |
| 52-Week High | 231.82 |
| 52-Week Low | 142.38 |
| Last Price to 52 Week Low | 42.46% |
Valuation Measures |
|
| Trailing PE | 595.00 |
| Industry PE | 30.87 |
| Sector PE | 24.46 |
| 5-Year Average PE | 11.04 |
| Free Cash Flow Ratio | 2.19 |
| Industry Free Cash Flow Ratio | 15.16 |
| Sector Free Cash Flow Ratio | 43.07 |
| Current Ratio Most Recent Quarter | 0.14 |
| Total Cash Per Share | 92.43 |
| Book Value Per Share Most Recent Quarter | 165.04 |
| Price to Book Ratio | 1.23 |
| Industry Price to Book Ratio | 3.82 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 5.76 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.01 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.94 |
| Analyst Buy Ratings | 14 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 639,517,000 |
| Market Capitalization | 129,719,628,280 |
| Institutional Ownership | 87.56% |
Dividends |
|
| Ex-Dividend Date | 8/15/2025 |
| Previous Dividend Amount | 0.6000 |
| Current Dividend Amount | 0.6000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 2.40 |
| Trailing Annual Dividend Yield | 1.12% |
| Forward Annual Dividend Rate | 2.40 |
| Forward Annual Dividend Yield | 1.12% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 1.36% |
| 5-Year Average Dividend Yield | 1.86% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 4.66% |
| All-Time Dividend Growth Rate Percentage | 11.76% |
| Dividend Payout Ratio | 666.67% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 10.20% |
| Annual Earnings Growth | -2.80% |
| Reported EPS 12 Trailing Months | 0.36 |
| Reported EPS Past Year | 9.54 |
| Reported EPS Prior Year | 13.95 |
| Net Income Twelve Trailing Months | 1,260,387,000 |
| Net Income Past Year | 4,750,000,000 |
| Net Income Prior Year | 4,887,000,000 |
| Quarterly Revenue Growth YOY | -81.00% |
| 5-Year Revenue Growth | 9.82% |
| Operating Margin Twelve Trailing Months | -533.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 59,109,000,000 |
| Total Cash Past Year | 43,230,000,000 |
| Total Cash Prior Year | 43,297,000,000 |
| Net Cash Position Most Recent Quarter | 7,745,000,000 |
| Net Cash Position Past Year | -1,759,000,000 |
| Long Term Debt Past Year | 44,989,000,000 |
| Long Term Debt Prior Year | 49,318,000,000 |
| Total Debt Most Recent Quarter | 51,364,000,000 |
| Equity to Debt Ratio Past Year | 0.57 |
| Equity to Debt Ratio Most Recent Quarter | 0.68 |
| Total Stockholder Equity Past Year | 60,784,000,000 |
| Total Stockholder Equity Prior Year | 58,089,000,000 |
| Total Stockholder Equity Most Recent Quarter | 110,956,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 18,224,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 28.50 |
| Free Cash Flow Past Year | 16,955,000,000 |
| Free Cash Flow Prior Year | 19,614,000,000 |
Options |
|
| Put/Call Ratio | 0.34 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -2.73 |
| MACD Signal | -2.24 |
| 20-Day Bollinger Lower Band | 192.63 |
| 20-Day Bollinger Middle Band | 213.18 |
| 20-Day Bollinger Upper Band | 233.74 |
| Beta | 1.18 |
| RSI | 47.10 |
| 50-Day SMA | 194.78 |
| 150-Day SMA | 142.84 |
| 200-Day SMA | 135.69 |
System |
|
| Modified | 10/15/2025 8:37:52 PM EST |