Stock Scorecard
Stock Summary for CNO Financial Group Inc (CNO) - $43.60 as of 12/26/2025 12:51:34 PM EST
Total Score
16 out of 30
Safety Score
57 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CNO
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CNO
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CNO
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CNO
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CNO (57 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CNO
Financial Details for CNO
Company Overview |
|
|---|---|
| Ticker | CNO |
| Company Name | CNO Financial Group Inc |
| Country | USA |
| Description | CNO Financial Group, Inc. is a prominent provider of health insurance, life insurance, and annuities, primarily serving the U.S. middle-income and senior markets. Headquartered in Carmel, Indiana, the company utilizes a robust multi-channel distribution strategy, leveraging both independent agents and direct-to-consumer sales to effectively reach its diverse clientele. CNO is dedicated to delivering innovative financial solutions and exceptional customer service, positioning itself as a trusted partner in fostering financial security. With a focus on strategic growth initiatives and a comprehensive product portfolio, CNO Financial Group is well-positioned to enhance its competitive advantage and drive sustainable shareholder value. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - LIFE |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 2/5/2026 |
Stock Price History |
|
| Last Day Price | 43.60 |
| Price 4 Years Ago | 21.82 |
| Last Day Price Updated | 12/26/2025 12:51:34 PM EST |
| Last Day Volume | 383,865 |
| Average Daily Volume | 730,338 |
| 52-Week High | 44.01 |
| 52-Week Low | 34.18 |
| Last Price to 52 Week Low | 27.56% |
Valuation Measures |
|
| Trailing PE | 14.93 |
| Industry PE | 14.02 |
| Sector PE | 23.72 |
| 5-Year Average PE | 9.64 |
| Free Cash Flow Ratio | 3.41 |
| Industry Free Cash Flow Ratio | 6.82 |
| Sector Free Cash Flow Ratio | 52.53 |
| Current Ratio Most Recent Quarter | 67.45 |
| Total Cash Per Share | 12.78 |
| Book Value Per Share Most Recent Quarter | 27.24 |
| Price to Book Ratio | 1.59 |
| Industry Price to Book Ratio | 1.32 |
| Sector Price to Book Ratio | 2.07 |
| Price to Sales Ratio Twelve Trailing Months | 0.95 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.04 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.89 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 95,354,000 |
| Market Capitalization | 4,157,434,400 |
| Institutional Ownership | 96.63% |
Dividends |
|
| Ex-Dividend Date | 12/10/2025 |
| Previous Dividend Amount | 0.1700 |
| Current Dividend Amount | 0.1700 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.67 |
| Trailing Annual Dividend Yield | 1.54% |
| Forward Annual Dividend Rate | 0.68 |
| Forward Annual Dividend Yield | 1.56% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.82% |
| 5-Year Average Dividend Yield | 2.07% |
| 1-Year Dividend Growth Rate Percentage | 6.35% |
| 3-Year Dividend Growth Rate Percentage | 6.56% |
| 5-Year Dividend Growth Rate Percentage | 7.06% |
| All-Time Dividend Growth Rate Percentage | 16.25% |
| Dividend Payout Ratio | 22.95% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 170.20% |
| Annual Earnings Growth | 46.11% |
| Reported EPS 12 Trailing Months | 2.92 |
| Reported EPS Past Year | 2.95 |
| Reported EPS Prior Year | 3.99 |
| Net Income Twelve Trailing Months | 294,700,000 |
| Net Income Past Year | 404,000,000 |
| Net Income Prior Year | 276,500,000 |
| Quarterly Revenue Growth YOY | 5.20% |
| 5-Year Revenue Growth | 2.05% |
| Operating Margin Twelve Trailing Months | 15.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,218,300,000 |
| Total Cash Past Year | 1,656,700,000 |
| Total Cash Prior Year | 774,500,000 |
| Net Cash Position Most Recent Quarter | -2,832,900,000 |
| Net Cash Position Past Year | -2,863,200,000 |
| Long Term Debt Past Year | 4,519,900,000 |
| Long Term Debt Prior Year | 4,150,600,000 |
| Total Debt Most Recent Quarter | 4,051,200,000 |
| Equity to Debt Ratio Past Year | 0.36 |
| Equity to Debt Ratio Most Recent Quarter | 0.39 |
| Total Stockholder Equity Past Year | 2,498,400,000 |
| Total Stockholder Equity Prior Year | 2,215,600,000 |
| Total Stockholder Equity Most Recent Quarter | 2,611,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 671,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 7.04 |
| Free Cash Flow Past Year | 627,700,000 |
| Free Cash Flow Prior Year | 582,900,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.88 |
| MACD Signal | 0.61 |
| 20-Day Bollinger Lower Band | 37.20 |
| 20-Day Bollinger Middle Band | 40.11 |
| 20-Day Bollinger Upper Band | 43.02 |
| Beta | 0.87 |
| RSI | 70.87 |
| 50-Day SMA | 38.73 |
| 150-Day SMA | 30.73 |
| 200-Day SMA | 28.00 |
System |
|
| Modified | 12/26/2025 8:17:47 PM EST |