Stock Scorecard

Stock Summary for Clover Health Investments Corp - Class A (CLOV) - $3.07 as of 9/18/2025 12:18:06 PM EST

Total Score

11 out of 30

Safety Score

22 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for CLOV

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for CLOV

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for CLOV

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for CLOV

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for CLOV (22 out of 100)

Stock Price Rating (Max of 10) 3
Historical Stock Price Rating (Max of 10) 3
Stock Price Trend (Max of 10) 2
Book Value (Max of 10) 1
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 3
Analyst Strong Buy Ratings (Max of 5) 0
Dividend Yield Percentage (Max of 10) 0
Operating Margin (Max of 10) 0
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 0
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for CLOV

Clover Health Celebrates the Election of Dr. Ian Duncan, Clover MA Board Member, as the 2025-2026 President-Elect and Vice-Chair of the Society of Actuaries 9/18/2025 12:30:00 PM
Clover Health Launches New Portal Availity® Essentials™ to Empower Providers and Improve the Patient Experience 9/16/2025 12:30:00 PM
Counterpart Health Launches Integrated Scribing, Supercharging Counterpart Assistant with Smarter, Seamless Scribing Built for Value-Based Care 9/9/2025 12:30:00 PM
Clover Health CEO Andrew Toy Testifies Before Congress on the Transformative Role of AI in Healthcare, Highlights how Clover is Leading the Way 9/3/2025 6:20:00 PM
Here's Why You Should Add CLOV Stock to Your Portfolio Now 8/29/2025 1:47:00 PM
Bears are Losing Control Over Clover Health Investments ( CLOV ) , Here's Why It's a 'Buy' Now 8/21/2025 1:55:00 PM
Chamath Palihapitiya Returns To SPACs: Past 18 Deals, Investments Average Loss Of 14% - Lemonade ( NYSE:LMND ) , Clover Health Investments ( NASDAQ:CLOV ) 8/19/2025 3:53:00 PM
'SPAC King' Chamath Palihapitiya Returns With $250 Million 'American Exceptionalism' Deal Targeting AI, Energy, Defense - Clover Health Investments ( NASDAQ:CLOV ) , Opendoor Technologies ( NASDAQ:OPEN ) 8/19/2025 4:07:00 AM
Is the Market Bullish or Bearish on Clover Health Investments? - Clover Health Investments ( NASDAQ:CLOV ) 8/14/2025 5:00:00 PM
CLOV Q2 Earnings In Line, Stock Falls on Raised Insurance BER View 8/6/2025 2:39:00 PM

Financial Details for CLOV

Company Overview
Ticker CLOV
Company Name Clover Health Investments Corp - Class A
Country USA
Description Clover Health Investments Corp. is a technology-driven health insurance company headquartered in Franklin, Tennessee, that aims to improve healthcare delivery through innovative data analytics and personalized medical care. The firm primarily targets Medicare-eligible individuals, offering insurance plans designed to enhance patient outcomes while controlling costs. With a focus on leveraging its proprietary Clover Assistant platform, Clover Health seeks to integrate preventive care into its members' experiences, positioning itself to capitalize on the growing demand for value-based healthcare solutions. As a dynamic player in the health tech sector, Clover Health is well-positioned to influence the future of Medicare Advantage insurance.
Sector Name HEALTHCARE
Industry Name HEALTHCARE PLANS
Most Recent Quarter 6/30/2025
Next Earnings Date 11/10/2025

Stock Price History
Last Day Price 3.07
Price 4 Years Ago 3.72
Last Day Price Updated 9/18/2025 12:18:06 PM EST
Last Day Volume 4,209,820
Average Daily Volume 6,712,423
52-Week High 4.87
52-Week Low 2.12
Last Price to 52 Week Low 44.81%

Valuation Measures
Trailing PE N/A
Industry PE 18.44
Sector PE 40.64
5-Year Average PE -0.92
Free Cash Flow Ratio 6.82
Industry Free Cash Flow Ratio 8.85
Sector Free Cash Flow Ratio 29.51
Current Ratio Most Recent Quarter 1.80
Total Cash Per Share 0.45
Book Value Per Share Most Recent Quarter 0.67
Price to Book Ratio 4.68
Industry Price to Book Ratio 2.13
Sector Price to Book Ratio 32.14
Price to Sales Ratio Twelve Trailing Months 1.00
Industry Price to Sales Ratio Twelve Trailing Months 0.50
Sector Price to Sales Ratio Twelve Trailing Months 19.15
Analyst Buy Ratings 2
Analyst Strong Buy Ratings 0

Share Statistics
Total Shares Outstanding 420,139,000
Market Capitalization 1,289,826,730
Institutional Ownership 35.27%

Dividends
Ex-Dividend Date N/A
Previous Dividend Amount 0.0000
Current Dividend Amount 0.0000
Total Years Dividend Increasing N/A
Trailing Annual Dividend Rate 0.00
Trailing Annual Dividend Yield 0.00%
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00%
5-Year Dividend Payments Count 0
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 0.00%
Dividend Payout Ratio N/A

Income Statement
Quarterly Earnings Growth YOY 0.00%
Annual Earnings Growth 79.84%
Reported EPS 12 Trailing Months -0.08
Reported EPS Past Year 0.08
Reported EPS Prior Year -0.10
Net Income Twelve Trailing Months -43,099,000
Net Income Past Year -43,009,000
Net Income Prior Year -213,361,000
Quarterly Revenue Growth YOY 34.10%
5-Year Revenue Growth 24.29%
Operating Margin Twelve Trailing Months -2.21%

Balance Sheet
Total Cash Most Recent Quarter 188,648,000
Total Cash Past Year 194,543,000
Total Cash Prior Year 122,863,000
Net Cash Position Most Recent Quarter 168,648,000
Net Cash Position Past Year 174,543,000
Long Term Debt Past Year 20,000,000
Long Term Debt Prior Year 20,000,000
Total Debt Most Recent Quarter 20,000,000
Equity to Debt Ratio Past Year 0.94
Equity to Debt Ratio Most Recent Quarter 0.95
Total Stockholder Equity Past Year 341,143,000
Total Stockholder Equity Prior Year 286,394,000
Total Stockholder Equity Most Recent Quarter 344,179,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months -48,200,000
Free Cash Flow Per Share Twelve Trailing Months -0.11
Free Cash Flow Past Year 33,289,000
Free Cash Flow Prior Year -116,455,000

Options
Put/Call Ratio 0.18
Has Options Options Chain
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.08
MACD Signal 0.02
20-Day Bollinger Lower Band 2.30
20-Day Bollinger Middle Band 2.92
20-Day Bollinger Upper Band 3.55
Beta 1.97
RSI 65.03
50-Day SMA 3.42
150-Day SMA 1.93
200-Day SMA 2.16

System
Modified 9/17/2025 8:39:29 PM EST