Stock Scorecard
Stock Summary for Columbia Financial Inc (CLBK) - $18.08 as of 11/20/2024 3:53:04 PM EST
Total Score
5 out of 30
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for CLBK
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CLBK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CLBK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CLBK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CLBK (33 out of 90)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 1 |
Latest News for for CLBK
Financial Details for CLBK
Company Overview |
|
|---|---|
| Ticker | CLBK |
| Company Name | Columbia Financial Inc |
| Country | USA |
| Description | Columbia Financial, Inc. is the banking holding company for Columbia Bank that provides financial services to businesses and consumers in the United States. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/23/2025 |
Stock Price History |
|
| Last Day Price | 18.08 |
| Price 4 Years Ago | 15.56 |
| Last Day Price Updated | 11/20/2024 3:53:04 PM EST |
| Last Day Volume | 46,627 |
| Average Daily Volume | 78,489 |
| 52-Week High | 20.46 |
| 52-Week Low | 13.79 |
| Last Price to 52 Week Low | 31.11% |
Valuation Measures |
|
| Trailing PE | 120.53 |
| Industry PE | 23.11 |
| Sector PE | 21.40 |
| 5-Year Average PE | 56.85 |
| Free Cash Flow Ratio | 6.57 |
| Industry Free Cash Flow Ratio | 2.90 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 0.11 |
| Total Cash Per Share | 2.75 |
| Book Value Per Share Most Recent Quarter | 10.62 |
| Price to Book Ratio | 1.75 |
| Industry Price to Book Ratio | 0.98 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 9.42 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.46 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 104,723,000 |
| Market Capitalization | 1,893,391,840 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Last Dividend Amount | 0.00 |
| Current Dividend Amount | 0.00 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | -33.00% |
| Annual Earnings Growth | -58.12% |
| Reported EPS 12 Trailing Months | 0.15 |
| Reported EPS Past Year | 0.09 |
| Reported EPS Prior Year | 0.35 |
| Net Income Twelve Trailing Months | 16,139,000 |
| Net Income Past Year | 36,086,000 |
| Net Income Prior Year | 86,173,000 |
| Quarterly Revenue Growth YOY | -8.40% |
| 5-Year Revenue Growth | 5.55% |
| Operating Margin Twelve Trailing Months | 0.18 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 288,001,000 |
| Total Cash Past Year | 427,328,000 |
| Total Cash Prior Year | 182,612,000 |
| Net Cash Position Most Recent Quarter | -1,132,639,000 |
| Net Cash Position Past Year | -1,101,367,000 |
| Long Term Debt Past Year | 1,528,695,000 |
| Long Term Debt Prior Year | 1,127,047,000 |
| Total Debt Most Recent Quarter | 1,420,640,000 |
| Equity to Debt Ratio Past Year | 0.40 |
| Equity to Debt Ratio Most Recent Quarter | 0.43 |
| Total Stockholder Equity Past Year | 1,040,335,000 |
| Total Stockholder Equity Prior Year | 1,053,595,000 |
| Total Stockholder Equity Most Recent Quarter | 1,079,150,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -36,200,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -0.35 |
| Free Cash Flow Past Year | 33,081,000 |
| Free Cash Flow Prior Year | 134,954,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.46 |
| MACD Signal | 0.36 |
| 20-Day Bollinger Lower Band | 15.83 |
| 20-Day Bollinger Middle Band | 17.24 |
| 20-Day Bollinger Upper Band | 18.65 |
| Beta | 0.17 |
| RSI | 56.61 |
| 50-Day SMA | 16.93 |
| 150-Day SMA | 18.75 |
| 200-Day SMA | 18.58 |
System |
|
| Modified | 11/20/2024 9:18:51 PM EST |