Stock Scorecard
Stock Summary for Cincinnati Financial Corp (CINF) - $177.71 as of 7/30/2026 7:09:08 PM EST
Total Score
18 out of 30
Safety Score
71 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CINF
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CINF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CINF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CINF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CINF (71 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CINF
Financial Details for CINF
Company Overview |
|
|---|---|
| Ticker | CINF |
| Company Name | Cincinnati Financial Corp |
| Country | USA |
| Description | Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - PROPERTY & CASUALTY |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 177.71 |
| Price 4 Years Ago | 93.75 |
| Last Day Price Updated | 7/30/2026 7:09:08 PM EST |
| Last Day Volume | 883,174 |
| Average Daily Volume | 1,006,699 |
| 52-Week High | 194.81 |
| 52-Week Low | 140.72 |
| Last Price to 52 Week Low | 26.29% |
Valuation Measures |
|
| Trailing PE | 10.54 |
| Industry PE | 12.77 |
| Sector PE | 19.21 |
| 5-Year Average PE | 24.66 |
| Free Cash Flow Ratio | 22.73 |
| Industry Free Cash Flow Ratio | 570.23 |
| Sector Free Cash Flow Ratio | 56.37 |
| Current Ratio Most Recent Quarter | 0.29 |
| Total Cash Per Share | 7.82 |
| Book Value Per Share Most Recent Quarter | 101.64 |
| Price to Book Ratio | 1.81 |
| Industry Price to Book Ratio | 1.83 |
| Sector Price to Book Ratio | 1.94 |
| Price to Sales Ratio Twelve Trailing Months | 2.01 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.34 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.09 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 153,478,000 |
| Market Capitalization | 27,274,575,380 |
| Institutional Ownership | 71.78% |
Dividends |
|
| Ex-Dividend Date | 6/23/2026 |
| Previous Dividend Amount | 0.9400 |
| Current Dividend Amount | 0.9400 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 3.62 |
| Trailing Annual Dividend Yield | 1.98% |
| Forward Annual Dividend Rate | 3.76 |
| Forward Annual Dividend Yield | 2.06% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.15% |
| 5-Year Average Dividend Yield | 2.63% |
| 1-Year Dividend Growth Rate Percentage | 8.05% |
| 3-Year Dividend Growth Rate Percentage | 3.95% |
| 5-Year Dividend Growth Rate Percentage | 8.04% |
| All-Time Dividend Growth Rate Percentage | 8.94% |
| Dividend Payout Ratio | 20.67% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 85.50% |
| Annual Earnings Growth | 4.41% |
| Reported EPS 12 Trailing Months | 17.32 |
| Reported EPS Past Year | 3.53 |
| Reported EPS Prior Year | 7.95 |
| Net Income Twelve Trailing Months | 3,327,000,000 |
| Net Income Past Year | 2,393,000,000 |
| Net Income Prior Year | 2,292,000,000 |
| Quarterly Revenue Growth YOY | 31.60% |
| 5-Year Revenue Growth | 10.88% |
| Operating Margin Twelve Trailing Months | 37.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,210,000,000 |
| Total Cash Past Year | 1,431,000,000 |
| Total Cash Prior Year | 983,000,000 |
| Net Cash Position Most Recent Quarter | 419,000,000 |
| Net Cash Position Past Year | 641,000,000 |
| Long Term Debt Past Year | 790,000,000 |
| Long Term Debt Prior Year | 790,000,000 |
| Total Debt Most Recent Quarter | 791,000,000 |
| Equity to Debt Ratio Past Year | 0.95 |
| Equity to Debt Ratio Most Recent Quarter | 0.95 |
| Total Stockholder Equity Past Year | 15,911,000,000 |
| Total Stockholder Equity Prior Year | 13,935,000,000 |
| Total Stockholder Equity Most Recent Quarter | 15,714,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 3,396,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 22.13 |
| Free Cash Flow Past Year | 3,092,000,000 |
| Free Cash Flow Prior Year | 2,627,000,000 |
Options |
|
| Put/Call Ratio | 0.45 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.55 |
| RSI | 0.00 |
| 50-Day SMA | 162.08 |
| 150-Day SMA | 135.85 |
| 200-Day SMA | 126.25 |
System |
|
| Modified | 7/29/2026 8:09:27 PM EST |