Stock Scorecard



Stock Summary for Community Bank System Inc (CBU) - $47.40 as of 3/28/2024 9:18:13 AM EST

Total Score

7 out of 29

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for CBU

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for CBU

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for CBU

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for CBU

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for CBU

Community Bank System Announces First Quarter 2024 Earnings Conference Call 3/25/2024 2:05:00 PM
Community Bank System Announces First Quarter 2024 Earnings Conference Call - Community Bank System ( NYSE:CBU ) 3/25/2024 2:05:00 PM
Community Bank System ( CBU ) Q4 Earnings Lag Estimates 1/23/2024 12:55:00 PM
NBT Bancorp Inc. Announces CEO Succession Plan - NBT Bancorp ( NASDAQ:NBTB ) 1/22/2024 9:15:00 PM
NBT Bancorp Inc. Announces CEO Succession Plan 1/22/2024 9:15:00 PM
The 4 most important things we're watching in the stock market this coming week 1/20/2024 3:13:00 PM
Unlocking Q4 Potential of Community Bank ( CBU ) : Exploring Wall Street Estimates for Key Metrics 1/18/2024 2:39:00 PM
Community Bank System ( NYSE:CBU ) Raised to "Sell" at StockNews.com 1/11/2024 9:00:00 AM
Community Bank System Announces Fourth Quarter and Full Year 2023 Earnings Conference Call 12/21/2023 3:05:00 PM
Community Bank System Announces Fourth Quarter and Full Year 2023 Earnings Conference Call - Community Bank System ( NYSE:CBU ) 12/21/2023 3:05:00 PM

Financial Details for CBU

Company Overview

Ticker CBU
Company Name Community Bank System Inc
Country USA
Description Community Bank System, Inc. is the banking holding company for Community Bank, NA providing various banking and other financial services to retail, commercial and municipal clients. The company is headquartered in Onondaga, New York.
Sector Name FINANCE
Industry Name NATIONAL COMMERCIAL BANKS
Most Recent Quarter 12/31/2023
Next Earnings Date 4/23/2024

Stock Price History

Last Day Price 47.40
Last Day Price Updated 3/28/2024 9:18:13 AM EST
Last Day Volume 209,680
Average Daily Volume 294,389
52-Week High 53.86
52-Week Low 34.72
Last Price to 52 Week Low 36.52%

Valuation Measures

Trailing PE 18.63
Industry PE 13.37
Sector PE 19.12
5-Year Average PE 18.68
Free Cash Flow Ratio 13.20
Industry Free Cash Flow Ratio 8.26
Sector Free Cash Flow Ratio 9.61
Current Ratio Most Recent Quarter 14.95
Total Cash Per Share 3.59
Book Value Per Share Most Recent Quarter 31.84
Price to Book Ratio 1.43
Industry Price to Book Ratio 0.90
Sector Price to Book Ratio 1.76
Price to Sales Ratio Twelve Trailing Months 3.80
Industry Price to Sales Ratio Twelve Trailing Months 2.42
Sector Price to Sales Ratio Twelve Trailing Months 2.81

Share Statistics

Total Shares Outstanding 53,328,000
Market Capitalization 2,527,747,200
Institutional Ownership N/A

Dividends

Ex-Dividend Date 3/14/2024
Last Dividend Amount 0.45
Current Dividend Amount 0.45
Dividend Aristocrat?
Trailing Annual Dividend Rate 1.79
Trailing Annual Dividend Yield 3.78%
Forward Annual Dividend Rate 1.84
Forward Annual Dividend Yield 3.89%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 2.82%
5-Year Average Dividend Yield 2.67%
1-Year Dividend Growth Rate Percentage 2.30%
3-Year Dividend Growth Rate Percentage 2.33%
5-Year Dividend Growth Rate Percentage 3.02%
All-Time Dividend Growth Rate Percentage 9.97%
Dividend Payout Ratio 73.06%

Income Statement

Quarterly Earnings Growth YOY -35.60%
Annual Earnings Growth -29.86%
Reported EPS 12 Trailing Months 2.45
Reported EPS Past Year 2.60
Reported EPS Prior Year 3.52
Net Income Twelve Trailing Months 131,924,000
Net Income Past Year 131,924,000
Net Income Prior Year 188,081,000
Quarterly Revenue Growth YOY -0.20%
5-Year Revenue Growth 2.80%

Balance Sheet

Total Cash Most Recent Quarter 191,334,000
Total Cash Past Year 191,334,000
Total Cash Prior Year 210,315,000
Net Cash Position Most Recent Quarter -623,169,000
Net Cash Position Past Year -623,169,000
Long Term Debt Past Year 814,503,000
Long Term Debt Prior Year 22,474,000
Total Debt Most Recent Quarter 814,503,000
Equity to Debt Ratio Past Year 0.68
Equity to Debt Ratio Most Recent Quarter 0.68
Total Stockholder Equity Past Year 1,697,937,000
Total Stockholder Equity Prior Year 1,551,705,000
Total Stockholder Equity Most Recent Quarter 1,697,937,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.02
MACD Signal -0.11
20-Day Bollinger Lower Band 41.55
20-Day Bollinger Middle Band 46.95
20-Day Bollinger Upper Band 52.35
Beta 0.66
RSI 50.24
50-Day SMA 45.95
200-Day SMA 57.91

System

Modified 3/27/2024 8:31:10 PM EST