Stock Scorecard



Stock Summary for Community Bank System Inc (CBU)

Total Score

13 out of 29

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for CBU

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for CBU

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for CBU

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for CBU

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Financial Details for CBU

Company Overview

Company Name Community Bank System Inc
Country USA
Description Community Bank System, Inc. is the banking holding company for Community Bank, NA providing various banking and other financial services to retail, commercial and municipal clients. The company is headquartered in Onondaga, New York.
Sector Name FINANCE
Industry Name NATIONAL COMMERCIAL BANKS
Most Recent Quarter 9/30/2022
Next Earnings Date 1/23/2023

Stock Price History

Last Day Price 65.20
Last Day Volume 0
Average Daily Volume 222,318
52-Week High 76.46
52-Week Low 59.21
Last Price to 52 Week Low 10.12 %

Valuation Measures

Trailing PE 19.73
Industry PE 11.76
Sector PE 25.68
5-Year Average PE 20.00
Free Cash Flow Ratio 14.14
Industry Free Cash Flow Ratio 3.93
Sector Free Cash Flow Ratio 14.33
Book Value Per Share Most Recent Quarter 27.19
Price to Book Ratio 2.40
Industry Price to Book Ratio 1.21
Sector Price to Book Ratio 2.53
Price to Sales Ratio Twelve Trailing Months 5.37
Industry Price to Sales Ratio Twelve Trailing Months 2.88
Sector Price to Sales Ratio Twelve Trailing Months 2.81

Share Statistics

Total Shares Outstanding 53,734,000
Market Capitalization 3,503,456,800
Institutional Ownership 0.00 %

Dividends

Ex-Dividend Date 12/14/2022
Last Dividend Amount 0.44
Current Dividend Amount 0.44
Dividend Aristocrat? False
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00 %
Trailing Annual Dividend Rate 1.73
Trailing Annual Dividend Yield 2.76 %
5-Year Average Dividend Yield 0.00 %
5-Year Dividend Payments Count 21
Dividend Payout Ratio 0.00 %

Income Statement

Quarterly Earnings Growth YOY 8.40 %
Annual Earnings Growth 15.19 %
Reported EPS Past Year 2.49
Reported EPS Prior Year 3.49
Net Income Twelve Trailing Months 179,115,000
Net Income Past Year 189,694,000
Net Income Prior Year 164,676,000
Quarterly Revenue Growth YOY 8.10 %
5-Year Revenue Growth 5.55 %

Balance Sheet

Total Cash Per Share 4.61
Total Cash Most Recent Quarter 247,830,000
Total Cash Past Year 1,875,527,000
Total Cash Prior Year 1,646,250,000
Net Cash Position Most Recent Quarter 225,102,000
Net Cash Position Past Year 1,870,639,000
Long Term Debt Past Year 4,888,000
Long Term Debt Prior Year 86,978,000
Total Debt Most Recent Quarter 22,728,000
Equity to Debt Ratio Past Year 1.00
Equity to Debt Ratio Most Recent Quarter 0.98
Current Ratio Most Recent Quarter 0.70
Total Stockholder Equity Past Year 2,100,807,000
Total Stockholder Equity Prior Year 2,104,107,000
Total Stockholder Equity Most Recent Quarter 1,461,163,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis

MACD 0.49
MACD Signal 0.52
20-Day Bollinger Lower Band 71.34
20-Day Bollinger Middle Band 72.50
20-Day Bollinger Upper Band 73.66
Beta 0.68
RSI 57.40
50-Day SMA 66.66
200-Day SMA 63.60

System

Modified 12/3/2022 3:25:51 AM