Stock Scorecard
Stock Summary for Pathward Financial Inc (CASH) - $75.72 as of 9/18/2025 2:23:10 PM EST
Total Score
19 out of 30
Safety Score
54 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CASH
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CASH
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CASH
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CASH
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CASH (54 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CASH
Financial Details for CASH
Company Overview |
|
|---|---|
| Ticker | CASH |
| Company Name | Pathward Financial Inc |
| Country | USA |
| Description | Meta Financial Group, Inc. is a diversified financial services holding company headquartered in Sioux Falls, South Dakota, primarily recognized for its subsidiary MetaBank. The bank provides a wide range of financial products, including payment processing, consumer and commercial banking solutions, and innovative fintech services. With a strategic focus on underserved markets, Meta Financial aims to leverage technology to enhance customer experience and operational efficiency, positioning itself as a key player in the evolving banking landscape. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/22/2025 |
Stock Price History |
|
| Last Day Price | 75.72 |
| Price 4 Years Ago | 58.82 |
| Last Day Price Updated | 9/18/2025 2:23:10 PM EST |
| Last Day Volume | 226,106 |
| Average Daily Volume | 154,263 |
| 52-Week High | 85.89 |
| 52-Week Low | 62.62 |
| Last Price to 52 Week Low | 20.92% |
Valuation Measures |
|
| Trailing PE | 10.91 |
| Industry PE | 17.00 |
| Sector PE | 24.71 |
| 5-Year Average PE | 9.88 |
| Free Cash Flow Ratio | 6.68 |
| Industry Free Cash Flow Ratio | 6.50 |
| Sector Free Cash Flow Ratio | 41.43 |
| Current Ratio Most Recent Quarter | 14.48 |
| Total Cash Per Share | 11.34 |
| Book Value Per Share Most Recent Quarter | 35.68 |
| Price to Book Ratio | 2.08 |
| Industry Price to Book Ratio | 1.14 |
| Sector Price to Book Ratio | 2.31 |
| Price to Sales Ratio Twelve Trailing Months | 2.35 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.13 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 22,772,600 |
| Market Capitalization | 1,724,341,272 |
| Institutional Ownership | 94.88% |
Dividends |
|
| Ex-Dividend Date | 9/10/2025 |
| Previous Dividend Amount | 0.0500 |
| Current Dividend Amount | 0.0500 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.20 |
| Trailing Annual Dividend Yield | 0.26% |
| Forward Annual Dividend Rate | 0.20 |
| Forward Annual Dividend Yield | 0.26% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.27% |
| 5-Year Average Dividend Yield | 0.37% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 3.47% |
| Dividend Payout Ratio | 2.65% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 2.10% |
| Annual Earnings Growth | 2.90% |
| Reported EPS 12 Trailing Months | 6.94 |
| Reported EPS Past Year | 6.48 |
| Reported EPS Prior Year | 6.63 |
| Net Income Twelve Trailing Months | 181,006,000 |
| Net Income Past Year | 168,357,000 |
| Net Income Prior Year | 163,615,000 |
| Quarterly Revenue Growth YOY | 5.50% |
| 5-Year Revenue Growth | 4.03% |
| Operating Margin Twelve Trailing Months | 26.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 258,343,000 |
| Total Cash Past Year | 158,337,000 |
| Total Cash Prior Year | 375,580,000 |
| Net Cash Position Most Recent Quarter | 224,963,000 |
| Net Cash Position Past Year | 124,983,000 |
| Long Term Debt Past Year | 33,354,000 |
| Long Term Debt Prior Year | 33,873,000 |
| Total Debt Most Recent Quarter | 33,380,000 |
| Equity to Debt Ratio Past Year | 0.96 |
| Equity to Debt Ratio Most Recent Quarter | 0.96 |
| Total Stockholder Equity Past Year | 839,882,000 |
| Total Stockholder Equity Prior Year | 651,630,000 |
| Total Stockholder Equity Most Recent Quarter | 818,717,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 80,148,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.52 |
| Free Cash Flow Past Year | 176,783,000 |
| Free Cash Flow Prior Year | -146,795,000 |
Options |
|
| Put/Call Ratio | 0.06 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.26 |
| MACD Signal | -0.07 |
| 20-Day Bollinger Lower Band | 71.89 |
| 20-Day Bollinger Middle Band | 77.96 |
| 20-Day Bollinger Upper Band | 84.03 |
| Beta | 0.64 |
| RSI | 42.27 |
| 50-Day SMA | 76.67 |
| 150-Day SMA | 59.11 |
| 200-Day SMA | 55.72 |
System |
|
| Modified | 9/18/2025 7:55:07 PM EST |