Stock Scorecard
Stock Summary for Pathward Financial Inc (CASH) - $68.86 as of 11/14/2025 9:01:23 PM EST
Total Score
20 out of 30
Safety Score
54 out of 100
Currently on the following lists
None
Tim's Recommendation
Buy
Growth List Algorithm Criteria for CASH
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CASH
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CASH
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CASH
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CASH (54 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CASH
Financial Details for CASH
Company Overview |
|
|---|---|
| Ticker | CASH |
| Company Name | Pathward Financial Inc |
| Country | USA |
| Description | Meta Financial Group, Inc. (CASH) is a diversified financial services holding company headquartered in Sioux Falls, South Dakota, and is primarily recognized for its flagship subsidiary, MetaBank. The company provides a comprehensive suite of financial products, including payment processing, consumer banking, commercial banking, and advanced fintech solutions, catering particularly to underserved markets. By harnessing innovative technologies and a customer-centric approach, Meta Financial is positioning itself as a significant player in the evolving landscape of the banking sector, effectively driving enhanced engagement and operational efficiency. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 68.86 |
| Price 4 Years Ago | 58.82 |
| Last Day Price Updated | 11/14/2025 9:01:23 PM EST |
| Last Day Volume | 116,238 |
| Average Daily Volume | 195,659 |
| 52-Week High | 85.89 |
| 52-Week Low | 64.37 |
| Last Price to 52 Week Low | 6.98% |
Valuation Measures |
|
| Trailing PE | 8.74 |
| Industry PE | 17.17 |
| Sector PE | 23.26 |
| 5-Year Average PE | 9.25 |
| Free Cash Flow Ratio | 13.02 |
| Industry Free Cash Flow Ratio | 11.12 |
| Sector Free Cash Flow Ratio | 32.45 |
| Current Ratio Most Recent Quarter | 165.21 |
| Total Cash Per Share | 5.29 |
| Book Value Per Share Most Recent Quarter | 37.68 |
| Price to Book Ratio | 1.84 |
| Industry Price to Book Ratio | 1.10 |
| Sector Price to Book Ratio | 1.97 |
| Price to Sales Ratio Twelve Trailing Months | 2.00 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.99 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.74 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 22,772,600 |
| Market Capitalization | 1,568,121,236 |
| Institutional Ownership | 94.96% |
Dividends |
|
| Ex-Dividend Date | 9/10/2025 |
| Previous Dividend Amount | 0.0500 |
| Current Dividend Amount | 0.0500 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.20 |
| Trailing Annual Dividend Yield | 0.29% |
| Forward Annual Dividend Rate | 0.20 |
| Forward Annual Dividend Yield | 0.29% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.27% |
| 5-Year Average Dividend Yield | 0.37% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 3.47% |
| Dividend Payout Ratio | 2.54% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 25.70% |
| Annual Earnings Growth | 9.99% |
| Reported EPS 12 Trailing Months | 7.87 |
| Reported EPS Past Year | 8.17 |
| Reported EPS Prior Year | 6.63 |
| Net Income Twelve Trailing Months | 184,613,000 |
| Net Income Past Year | 185,184,000 |
| Net Income Prior Year | 168,357,000 |
| Quarterly Revenue Growth YOY | 15.60% |
| 5-Year Revenue Growth | -7.21% |
| Operating Margin Twelve Trailing Months | 27.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 120,568,000 |
| Total Cash Past Year | 158,337,000 |
| Total Cash Prior Year | 158,337,000 |
| Net Cash Position Most Recent Quarter | 87,137,000 |
| Net Cash Position Past Year | 124,983,000 |
| Long Term Debt Past Year | 33,354,000 |
| Long Term Debt Prior Year | 33,354,000 |
| Total Debt Most Recent Quarter | 33,431,000 |
| Equity to Debt Ratio Past Year | 0.96 |
| Equity to Debt Ratio Most Recent Quarter | 0.96 |
| Total Stockholder Equity Past Year | 839,882,000 |
| Total Stockholder Equity Prior Year | 839,882,000 |
| Total Stockholder Equity Most Recent Quarter | 858,045,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 80,148,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.52 |
| Free Cash Flow Past Year | 176,783,000 |
| Free Cash Flow Prior Year | -146,795,000 |
Options |
|
| Put/Call Ratio | 2.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.34 |
| MACD Signal | -1.60 |
| 20-Day Bollinger Lower Band | 66.61 |
| 20-Day Bollinger Middle Band | 75.34 |
| 20-Day Bollinger Upper Band | 84.06 |
| Beta | 0.76 |
| RSI | 43.32 |
| 50-Day SMA | 76.32 |
| 150-Day SMA | 60.71 |
| 200-Day SMA | 56.27 |
System |
|
| Modified | 11/14/2025 7:42:35 PM EST |