Stock Scorecard
Stock Summary for Pathward Financial Inc (CASH) - $82.58 as of 7/2/2025 8:51:48 PM EST
Total Score
19 out of 30
Safety Score
58 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for CASH
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for CASH
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for CASH
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for CASH
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for CASH (58 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for CASH
Financial Details for CASH
Company Overview |
|
|---|---|
| Ticker | CASH |
| Company Name | Pathward Financial Inc |
| Country | USA |
| Description | Meta Financial Group, Inc. is the holding company of MetaBank offering various banking products and services in the United States. The company is headquartered in Sioux Falls, South Dakota. |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTION, FEDERALLY CHARTERED |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/22/2025 |
Stock Price History |
|
| Last Day Price | 82.58 |
| Price 4 Years Ago | 58.85 |
| Last Day Price Updated | 7/2/2025 8:51:48 PM EST |
| Last Day Volume | 217,022 |
| Average Daily Volume | 173,816 |
| 52-Week High | 85.94 |
| 52-Week Low | 56.15 |
| Last Price to 52 Week Low | 47.07% |
Valuation Measures |
|
| Trailing PE | 10.85 |
| Industry PE | 18.87 |
| Sector PE | 21.15 |
| 5-Year Average PE | 10.83 |
| Free Cash Flow Ratio | 3.26 |
| Industry Free Cash Flow Ratio | 3.25 |
| Sector Free Cash Flow Ratio | 13.20 |
| Current Ratio Most Recent Quarter | 2.25 |
| Total Cash Per Share | 25.36 |
| Book Value Per Share Most Recent Quarter | 35.35 |
| Price to Book Ratio | 2.24 |
| Industry Price to Book Ratio | 0.95 |
| Sector Price to Book Ratio | 2.11 |
| Price to Sales Ratio Twelve Trailing Months | 2.59 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.14 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.23 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 23,558,900 |
| Market Capitalization | 1,945,493,962 |
| Institutional Ownership | 94.97% |
Dividends |
|
| Ex-Dividend Date | 6/13/2025 |
| Previous Dividend Amount | 0.0500 |
| Current Dividend Amount | 0.0500 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.20 |
| Trailing Annual Dividend Yield | 0.25% |
| Forward Annual Dividend Rate | 0.20 |
| Forward Annual Dividend Yield | 0.25% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.27% |
| 5-Year Average Dividend Yield | 0.37% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 3.47% |
| Dividend Payout Ratio | 2.71% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 21.50% |
| Annual Earnings Growth | 2.90% |
| Reported EPS 12 Trailing Months | 7.29 |
| Reported EPS Past Year | 4.67 |
| Reported EPS Prior Year | 6.63 |
| Net Income Twelve Trailing Months | 180,864,000 |
| Net Income Past Year | 168,357,000 |
| Net Income Prior Year | 163,615,000 |
| Quarterly Revenue Growth YOY | 5.30% |
| 5-Year Revenue Growth | 4.03% |
| Operating Margin Twelve Trailing Months | 39.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 597,396,000 |
| Total Cash Past Year | 158,337,000 |
| Total Cash Prior Year | 375,580,000 |
| Net Cash Position Most Recent Quarter | 564,016,000 |
| Net Cash Position Past Year | 124,983,000 |
| Long Term Debt Past Year | 33,354,000 |
| Long Term Debt Prior Year | 33,873,000 |
| Total Debt Most Recent Quarter | 33,380,000 |
| Equity to Debt Ratio Past Year | 0.96 |
| Equity to Debt Ratio Most Recent Quarter | 0.96 |
| Total Stockholder Equity Past Year | 839,882,000 |
| Total Stockholder Equity Prior Year | 651,630,000 |
| Total Stockholder Equity Most Recent Quarter | 832,890,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 6,488,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.28 |
| Free Cash Flow Past Year | 176,783,000 |
| Free Cash Flow Prior Year | -146,795,000 |
Options |
|
| Put/Call Ratio | 11.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.05 |
| MACD Signal | -0.51 |
| 20-Day Bollinger Lower Band | 67.05 |
| 20-Day Bollinger Middle Band | 75.76 |
| 20-Day Bollinger Upper Band | 84.47 |
| Beta | 0.64 |
| RSI | 62.21 |
| 50-Day SMA | 73.92 |
| 150-Day SMA | 55.96 |
| 200-Day SMA | 54.51 |
System |
|
| Modified | 7/1/2025 8:08:44 PM EST |