Stock Scorecard



Stock Summary for Pathward Financial Inc (CASH) - $82.58 as of 7/2/2025 8:51:48 PM EST

Total Score

19 out of 30

Safety Score

58 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for CASH

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for CASH

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for CASH

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for CASH

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for CASH (58 out of 100)

Stock Price Rating (Max of 10) 9
Historical Stock Price Rating (Max of 10) 9
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 0
Analyst Strong Buy Ratings (Max of 5) 3
Dividend Yield Percentage (Max of 10) 1
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 4
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for CASH

Pathward ( CASH ) Upgraded to Buy: What Does It Mean for the Stock? 6/3/2025 4:00:00 PM
Do Options Traders Know Something About Pathward Financial Stock We Don't? 5/8/2025 2:49:00 PM
Pathward Financial ( CASH ) Surpasses Q2 Earnings and Revenue Estimates 4/22/2025 9:25:00 PM
Analysts Estimate Northeast Community Bancorp ( NECB ) to Report a Decline in Earnings: What to Look Out for 4/17/2025 2:01:00 PM
Pathward Financial ( CASH ) Earnings Expected to Grow: What to Know Ahead of Next Week's Release 4/15/2025 2:00:00 PM
Pathward Financial ( CASH ) Surpasses Q1 Earnings and Revenue Estimates 1/21/2025 10:20:00 PM
Horizon Bancorp ( HBNC ) Earnings Expected to Grow: What to Know Ahead of Next Week's Release 1/15/2025 3:00:00 PM
Seeking Clues to Pathward ( CASH ) Q1 Earnings? A Peek Into Wall Street Projections for Key Metrics 1/15/2025 2:15:00 PM
Pathward Financial ( CASH ) Earnings Expected to Grow: Should You Buy? 1/14/2025 3:00:00 PM
Are Options Traders Betting on a Big Move in Pathward Financial ( CASH ) Stock? 12/3/2024 1:46:00 PM

Financial Details for CASH

Company Overview

Ticker CASH
Company Name Pathward Financial Inc
Country USA
Description Meta Financial Group, Inc. is the holding company of MetaBank offering various banking products and services in the United States. The company is headquartered in Sioux Falls, South Dakota.
Sector Name FINANCE
Industry Name SAVINGS INSTITUTION, FEDERALLY CHARTERED
Most Recent Quarter 3/31/2025
Next Earnings Date 7/22/2025

Stock Price History

Last Day Price 82.58
Price 4 Years Ago 58.85
Last Day Price Updated 7/2/2025 8:51:48 PM EST
Last Day Volume 217,022
Average Daily Volume 173,816
52-Week High 85.94
52-Week Low 56.15
Last Price to 52 Week Low 47.07%

Valuation Measures

Trailing PE 10.85
Industry PE 18.87
Sector PE 21.15
5-Year Average PE 10.83
Free Cash Flow Ratio 3.26
Industry Free Cash Flow Ratio 3.25
Sector Free Cash Flow Ratio 13.20
Current Ratio Most Recent Quarter 2.25
Total Cash Per Share 25.36
Book Value Per Share Most Recent Quarter 35.35
Price to Book Ratio 2.24
Industry Price to Book Ratio 0.95
Sector Price to Book Ratio 2.11
Price to Sales Ratio Twelve Trailing Months 2.59
Industry Price to Sales Ratio Twelve Trailing Months 3.14
Sector Price to Sales Ratio Twelve Trailing Months 3.23
Analyst Buy Ratings 0
Analyst Strong Buy Ratings 1

Share Statistics

Total Shares Outstanding 23,558,900
Market Capitalization 1,945,493,962
Institutional Ownership 94.97%

Dividends

Ex-Dividend Date 6/13/2025
Previous Dividend Amount 0.0500
Current Dividend Amount 0.0500
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.20
Trailing Annual Dividend Yield 0.25%
Forward Annual Dividend Rate 0.20
Forward Annual Dividend Yield 0.25%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 0.27%
5-Year Average Dividend Yield 0.37%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 3.47%
Dividend Payout Ratio 2.71%

Income Statement

Quarterly Earnings Growth YOY 21.50%
Annual Earnings Growth 2.90%
Reported EPS 12 Trailing Months 7.29
Reported EPS Past Year 4.67
Reported EPS Prior Year 6.63
Net Income Twelve Trailing Months 180,864,000
Net Income Past Year 168,357,000
Net Income Prior Year 163,615,000
Quarterly Revenue Growth YOY 5.30%
5-Year Revenue Growth 4.03%
Operating Margin Twelve Trailing Months 39.90%

Balance Sheet

Total Cash Most Recent Quarter 597,396,000
Total Cash Past Year 158,337,000
Total Cash Prior Year 375,580,000
Net Cash Position Most Recent Quarter 564,016,000
Net Cash Position Past Year 124,983,000
Long Term Debt Past Year 33,354,000
Long Term Debt Prior Year 33,873,000
Total Debt Most Recent Quarter 33,380,000
Equity to Debt Ratio Past Year 0.96
Equity to Debt Ratio Most Recent Quarter 0.96
Total Stockholder Equity Past Year 839,882,000
Total Stockholder Equity Prior Year 651,630,000
Total Stockholder Equity Most Recent Quarter 832,890,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 6,488,000
Free Cash Flow Per Share Twelve Trailing Months 0.28
Free Cash Flow Past Year 176,783,000
Free Cash Flow Prior Year -146,795,000

Options

Put/Call Ratio 11.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.05
MACD Signal -0.51
20-Day Bollinger Lower Band 67.05
20-Day Bollinger Middle Band 75.76
20-Day Bollinger Upper Band 84.47
Beta 0.64
RSI 62.21
50-Day SMA 73.92
150-Day SMA 55.96
200-Day SMA 54.51

System

Modified 7/1/2025 8:08:44 PM EST