Stock Scorecard



Stock Summary for Camden National Corp (CAC) - $45.67 as of 1/29/2026 9:07:42 AM EST

Total Score

18 out of 30

Safety Score

64 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for CAC

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for CAC

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for CAC

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for CAC

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for CAC (64 out of 100)

Stock Price Rating (Max of 10) 8
Historical Stock Price Rating (Max of 10) 8
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 1
Analyst Buy Ratings (Max of 5) 2
Analyst Strong Buy Ratings (Max of 5) 3
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 4
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for CAC

Camden National Corporation (NASDAQ:CAC) Q4 2025 Earnings Call Transcript 1/28/2026 1:28:00 PM
CAC Q4 Deep Dive: Deposit Growth, Digital Banking, and Organic Expansion Shape Results 1/28/2026 10:28:00 AM
Camden National Bank (NASDAQ:CAC) Exceeds Q4 CY2025 Expectations 1/27/2026 2:28:00 PM
Camden National: Fourth Quarter Earnings Overview 1/27/2026 1:39:00 PM
Camden National Corporation Reports Record Fourth Quarter 2025 Earnings 1/27/2026 1:28:00 PM
Camden National Corporation Announces Another Record with Fourth Quarter 2025 Net Income of $22.6 Million and Diluted EPS of $1.33 1/27/2026 12:58:00 PM
Earnings Flash (CAC) Camden National Corporation Reports Q4 Revenue $68.1M, vs. FactSet Est of $66.2M 1/27/2026 9:01:00 AM
Camden National: Q4 Earnings Snapshot 1/27/2026 5:28:00 AM
Camden National Bank (CAC) Reports Earnings Tomorrow: What To Expect 1/26/2026 2:59:00 AM
Camden National (CAC) to Release Quarterly Earnings on Tuesday 1/20/2026 8:57:00 AM

Financial Details for CAC

Company Overview

Ticker CAC
Company Name Camden National Corp
Country USA
Description Camden National Corporation (CAC) is a leading diversified banking holding company headquartered in Camden, Maine, operating primarily through its wholly-owned subsidiary, Camden National Bank. With a commitment to providing a comprehensive suite of commercial and consumer banking services, the corporation serves individuals, businesses, municipalities, and non-profits, fostering economic development within its communities. Camden National's strategic focus on community engagement and customer satisfaction, coupled with its robust growth initiatives, positions the company as a significant player in the regional banking landscape while ensuring sustainable value creation for its shareholders.
Sector Name FINANCIAL SERVICES
Industry Name BANKS - REGIONAL
Most Recent Quarter 9/30/2025
Next Earnings Date N/A

Stock Price History

Last Day Price 45.67
Price 4 Years Ago 35.91
Last Day Price Updated 1/29/2026 9:07:42 AM EST
Last Day Volume 183,948
Average Daily Volume 94,355
52-Week High 48.40
52-Week Low 33.13
Last Price to 52 Week Low 37.85%

Valuation Measures

Trailing PE 12.34
Industry PE 20.63
Sector PE 23.84
5-Year Average PE 9.53
Free Cash Flow Ratio 7.82
Industry Free Cash Flow Ratio 9.84
Sector Free Cash Flow Ratio 29.93
Current Ratio Most Recent Quarter 1.32
Total Cash Per Share 5.84
Book Value Per Share Most Recent Quarter 39.97
Price to Book Ratio 1.18
Industry Price to Book Ratio 1.23
Sector Price to Book Ratio 1.84
Price to Sales Ratio Twelve Trailing Months 3.73
Industry Price to Sales Ratio Twelve Trailing Months 3.42
Sector Price to Sales Ratio Twelve Trailing Months 3.83
Analyst Buy Ratings 1
Analyst Strong Buy Ratings 1

Share Statistics

Total Shares Outstanding 16,922,200
Market Capitalization 772,836,874
Institutional Ownership 73.18%

Dividends

Ex-Dividend Date 1/15/2026
Previous Dividend Amount 0.4200
Current Dividend Amount 0.4200
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 1.68
Trailing Annual Dividend Yield 3.56%
Forward Annual Dividend Rate 1.68
Forward Annual Dividend Yield 3.56%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 3.91%
5-Year Average Dividend Yield 4.36%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 1.23%
All-Time Dividend Growth Rate Percentage 6.44%
Dividend Payout Ratio 47.86%

Income Statement

Quarterly Earnings Growth YOY 39.40%
Annual Earnings Growth 22.18%
Reported EPS 12 Trailing Months 3.84
Reported EPS Past Year 4.41
Reported EPS Prior Year 3.65
Net Income Twelve Trailing Months 57,267,000
Net Income Past Year 53,004,000
Net Income Prior Year 43,383,000
Quarterly Revenue Growth YOY 39.50%
5-Year Revenue Growth 6.95%
Operating Margin Twelve Trailing Months 47.00%

Balance Sheet

Total Cash Most Recent Quarter 98,848,000
Total Cash Past Year 214,963,000
Total Cash Prior Year 99,804,000
Net Cash Position Most Recent Quarter 36,407,000
Net Cash Position Past Year 170,632,000
Long Term Debt Past Year 44,331,000
Long Term Debt Prior Year 44,331,000
Total Debt Most Recent Quarter 62,441,000
Equity to Debt Ratio Past Year 0.92
Equity to Debt Ratio Most Recent Quarter 0.92
Total Stockholder Equity Past Year 531,231,000
Total Stockholder Equity Prior Year 495,064,000
Total Stockholder Equity Most Recent Quarter 676,444,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 80,382,000
Free Cash Flow Per Share Twelve Trailing Months 4.75
Free Cash Flow Past Year 55,357,000
Free Cash Flow Prior Year 64,886,000

Options

Put/Call Ratio 3.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.00
MACD Signal 0.00
20-Day Bollinger Lower Band 0.00
20-Day Bollinger Middle Band 0.00
20-Day Bollinger Upper Band 0.00
Beta 0.64
RSI 0.00
50-Day SMA 0.00
150-Day SMA 0.00
200-Day SMA 0.00

System

Modified 1/28/2026 7:24:48 PM EST