Stock Scorecard



Stock Summary for Citigroup Inc (C) - $85.10 as of 7/1/2025 7:11:54 AM EST

Total Score

18 out of 30

Safety Score

85 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for C

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for C

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for C

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for C

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for C (85 out of 100)

Stock Price Rating (Max of 10) 9
Historical Stock Price Rating (Max of 10) 9
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 10
Book Value to Price (Max of 10) 8
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 5
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 5
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for C

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Cava Stock Has Fallen Over The Past Three Months: What's Going On? - Cava Group ( NYSE:CAVA ) 6/30/2025 5:36:00 PM
C Clears 2025 Fed Stress Test: Make Investment or Still Wait? 6/30/2025 3:31:00 PM
Aliaswire Launches Embedded Payment Services for Vertical SaaS Platforms 6/30/2025 1:15:00 PM
Transaction in own shares 6/30/2025 6:00:00 AM

Financial Details for C

Company Overview

Ticker C
Company Name Citigroup Inc
Country USA
Description Citigroup Inc. is an American multinational investment bank and financial services corporation headquartered in New York City. The company was formed by the merger of banking giant Citicorp and financial conglomerate Travelers Group in 1998; Travelers was subsequently spun off from the company in 2002. Citigroup owns Citicorp, the holding company for Citibank, as well as several international subsidiaries. Citigroup is incorporated in Delaware.
Sector Name FINANCE
Industry Name NATIONAL COMMERCIAL BANKS
Most Recent Quarter 3/31/2025
Next Earnings Date 7/15/2025

Stock Price History

Last Day Price 85.10
Price 4 Years Ago 52.72
Last Day Price Updated 7/1/2025 7:11:54 AM EST
Last Day Volume 17,165,979
Average Daily Volume 12,547,733
52-Week High 85.44
52-Week Low 52.26
Last Price to 52 Week Low 62.84%

Valuation Measures

Trailing PE 13.33
Industry PE 14.69
Sector PE 21.07
5-Year Average PE 14.73
Free Cash Flow Ratio 0.52
Industry Free Cash Flow Ratio 3.11
Sector Free Cash Flow Ratio 11.13
Current Ratio Most Recent Quarter 0.29
Total Cash Per Share 165.08
Book Value Per Share Most Recent Quarter 103.90
Price to Book Ratio 0.81
Industry Price to Book Ratio 1.03
Sector Price to Book Ratio 2.10
Price to Sales Ratio Twelve Trailing Months 2.19
Industry Price to Sales Ratio Twelve Trailing Months 2.97
Sector Price to Sales Ratio Twelve Trailing Months 3.23
Analyst Buy Ratings 10
Analyst Strong Buy Ratings 6

Share Statistics

Total Shares Outstanding 1,867,730,000
Market Capitalization 158,943,823,000
Institutional Ownership 79.59%

Dividends

Ex-Dividend Date 5/5/2025
Previous Dividend Amount 0.5600
Current Dividend Amount 0.5600
Total Years Dividend Increasing 2
Trailing Annual Dividend Rate 2.24
Trailing Annual Dividend Yield 2.65%
Forward Annual Dividend Rate 2.24
Forward Annual Dividend Yield 2.65%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 3.14%
5-Year Average Dividend Yield 4.06%
1-Year Dividend Growth Rate Percentage 2.75%
3-Year Dividend Growth Rate Percentage 1.37%
5-Year Dividend Growth Rate Percentage 2.37%
All-Time Dividend Growth Rate Percentage 9.49%
Dividend Payout Ratio 35.39%

Income Statement

Quarterly Earnings Growth YOY 24.60%
Annual Earnings Growth 37.43%
Reported EPS 12 Trailing Months 6.33
Reported EPS Past Year 1.99
Reported EPS Prior Year 6.24
Net Income Twelve Trailing Months 13,375,000,000
Net Income Past Year 12,682,000,000
Net Income Prior Year 9,228,000,000
Quarterly Revenue Growth YOY 2.50%
5-Year Revenue Growth 10.54%
Operating Margin Twelve Trailing Months 28.70%

Balance Sheet

Total Cash Most Recent Quarter 308,331,000,000
Total Cash Past Year 276,532,000,000
Total Cash Prior Year 260,932,000,000
Net Cash Position Most Recent Quarter 12,647,000,000
Net Cash Position Past Year -10,768,000,000
Long Term Debt Past Year 287,300,000,000
Long Term Debt Prior Year 286,619,000,000
Total Debt Most Recent Quarter 295,684,000,000
Equity to Debt Ratio Past Year 0.42
Equity to Debt Ratio Most Recent Quarter 0.42
Total Stockholder Equity Past Year 208,598,000,000
Total Stockholder Equity Prior Year 205,453,000,000
Total Stockholder Equity Most Recent Quarter 212,408,000,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months -73,956,000,000
Free Cash Flow Per Share Twelve Trailing Months -39.60
Free Cash Flow Past Year -26,169,000,000
Free Cash Flow Prior Year -79,999,000,000

Options

Put/Call Ratio 0.42
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 2.51
MACD Signal 2.00
20-Day Bollinger Lower Band 58.65
20-Day Bollinger Middle Band 72.77
20-Day Bollinger Upper Band 86.88
Beta 1.31
RSI 79.08
50-Day SMA 68.65
150-Day SMA 53.94
200-Day SMA 53.43

System

Modified 6/30/2025 7:52:05 PM EST