Stock Scorecard
Stock Summary for Citigroup Inc (C) - $118.70 as of 1/2/2026 9:05:38 PM EST
Total Score
15 out of 30
Safety Score
76 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for C
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for C
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for C
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for C
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for C (76 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for C
Financial Details for C
Company Overview |
|
|---|---|
| Ticker | C |
| Company Name | Citigroup Inc |
| Country | USA |
| Description | Citigroup Inc. is a leading American multinational investment bank and financial services corporation, headquartered in New York City, and established in 1998 from the merger of Citicorp and Travelers Group. With a strong global footprint, Citigroup delivers a diversified range of financial services that include investment banking, securities brokerage, wealth management, and treasury and trade solutions, catering to a vast clientele across various sectors. The company, best known for its flagship subsidiary Citibank, is committed to enhancing its digital banking offerings and pursuing sustainability initiatives, positioning itself for long-term growth. Leveraging its extensive network, Citigroup is strategically equipped to adapt to changes in the financial landscape and seize emerging market opportunities, thereby driving shareholder value. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - DIVERSIFIED |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/14/2026 |
Stock Price History |
|
| Last Day Price | 118.70 |
| Price 4 Years Ago | 40.56 |
| Last Day Price Updated | 1/2/2026 9:05:38 PM EST |
| Last Day Volume | 9,145,471 |
| Average Daily Volume | 13,132,584 |
| 52-Week High | 122.84 |
| 52-Week Low | 54.39 |
| Last Price to 52 Week Low | 118.24% |
Valuation Measures |
|
| Trailing PE | 16.39 |
| Industry PE | 14.77 |
| Sector PE | 25.11 |
| 5-Year Average PE | 9.83 |
| Free Cash Flow Ratio | 0.61 |
| Industry Free Cash Flow Ratio | 1.09 |
| Sector Free Cash Flow Ratio | 36.45 |
| Current Ratio Most Recent Quarter | 0.37 |
| Total Cash Per Share | 194.53 |
| Book Value Per Share Most Recent Quarter | 108.41 |
| Price to Book Ratio | 1.08 |
| Industry Price to Book Ratio | 1.61 |
| Sector Price to Book Ratio | 1.95 |
| Price to Sales Ratio Twelve Trailing Months | 2.85 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.23 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.33 |
| Analyst Buy Ratings | 11 |
| Analyst Strong Buy Ratings | 5 |
Share Statistics |
|
| Total Shares Outstanding | 1,789,266,000 |
| Market Capitalization | 212,385,874,200 |
| Institutional Ownership | 80.67% |
Dividends |
|
| Ex-Dividend Date | 11/3/2025 |
| Previous Dividend Amount | 0.6000 |
| Current Dividend Amount | 0.6000 |
| Total Years Dividend Increasing | 3 |
| Trailing Annual Dividend Rate | 2.32 |
| Trailing Annual Dividend Yield | 1.95% |
| Forward Annual Dividend Rate | 2.40 |
| Forward Annual Dividend Yield | 2.02% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.16% |
| 5-Year Average Dividend Yield | 3.69% |
| 1-Year Dividend Growth Rate Percentage | 6.42% |
| 3-Year Dividend Growth Rate Percentage | 5.61% |
| 5-Year Dividend Growth Rate Percentage | 3.27% |
| All-Time Dividend Growth Rate Percentage | 9.40% |
| Dividend Payout Ratio | 32.58% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 23.20% |
| Annual Earnings Growth | 37.43% |
| Reported EPS 12 Trailing Months | 7.12 |
| Reported EPS Past Year | 6.26 |
| Reported EPS Prior Year | 6.21 |
| Net Income Twelve Trailing Months | 14,691,000,000 |
| Net Income Past Year | 12,682,000,000 |
| Net Income Prior Year | 9,228,000,000 |
| Quarterly Revenue Growth YOY | 11.60% |
| 5-Year Revenue Growth | 10.54% |
| Operating Margin Twelve Trailing Months | 30.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 348,060,000,000 |
| Total Cash Past Year | 276,532,000,000 |
| Total Cash Prior Year | 260,932,000,000 |
| Net Cash Position Most Recent Quarter | 32,214,000,000 |
| Net Cash Position Past Year | -10,768,000,000 |
| Long Term Debt Past Year | 287,300,000,000 |
| Long Term Debt Prior Year | 286,619,000,000 |
| Total Debt Most Recent Quarter | 315,846,000,000 |
| Equity to Debt Ratio Past Year | 0.42 |
| Equity to Debt Ratio Most Recent Quarter | 0.40 |
| Total Stockholder Equity Past Year | 208,598,000,000 |
| Total Stockholder Equity Prior Year | 205,453,000,000 |
| Total Stockholder Equity Most Recent Quarter | 213,023,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -75,968,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -42.46 |
| Free Cash Flow Past Year | -26,169,000,000 |
| Free Cash Flow Prior Year | -79,999,000,000 |
Options |
|
| Put/Call Ratio | 0.96 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 4.26 |
| MACD Signal | 3.98 |
| 20-Day Bollinger Lower Band | 87.26 |
| 20-Day Bollinger Middle Band | 102.56 |
| 20-Day Bollinger Upper Band | 117.86 |
| Beta | 1.20 |
| RSI | 65.90 |
| 50-Day SMA | 86.54 |
| 150-Day SMA | 63.12 |
| 200-Day SMA | 58.21 |
System |
|
| Modified | 1/2/2026 7:17:26 PM EST |