Stock Scorecard
Stock Summary for Byline Bancorp Inc (BY) - $26.24 as of 5/9/2025 8:41:05 PM EST
Total Score
13 out of 30
Safety Score
49 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BY
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BY (49 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for BY
Financial Details for BY
Company Overview |
|
|---|---|
| Ticker | BY |
| Company Name | Byline Bancorp Inc |
| Country | USA |
| Description | Byline Bancorp, Inc. is the banking holding company for Byline Bank offering a range of banking products and services to small and medium-sized businesses, commercial and financial real estate sponsors, and consumers in the United States. The company is headquartered in Chicago, Illinois. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/23/2025 |
Stock Price History |
|
| Last Day Price | 26.24 |
| Price 4 Years Ago | 25.91 |
| Last Day Price Updated | 5/9/2025 8:41:05 PM EST |
| Last Day Volume | 160,400 |
| Average Daily Volume | 189,673 |
| 52-Week High | 32.65 |
| 52-Week Low | 21.65 |
| Last Price to 52 Week Low | 21.20% |
Valuation Measures |
|
| Trailing PE | 9.83 |
| Industry PE | 16.15 |
| Sector PE | 18.79 |
| 5-Year Average PE | 15.84 |
| Free Cash Flow Ratio | 16.50 |
| Industry Free Cash Flow Ratio | 6.75 |
| Sector Free Cash Flow Ratio | 25.54 |
| Current Ratio Most Recent Quarter | 35.44 |
| Total Cash Per Share | 1.59 |
| Book Value Per Share Most Recent Quarter | 25.32 |
| Price to Book Ratio | 1.05 |
| Industry Price to Book Ratio | 1.05 |
| Sector Price to Book Ratio | 2.06 |
| Price to Sales Ratio Twelve Trailing Months | 3.14 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.16 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 46,226,600 |
| Market Capitalization | 1,212,985,984 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/6/2025 |
| Previous Dividend Amount | 0.1000 |
| Current Dividend Amount | 0.1000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.38 |
| Trailing Annual Dividend Yield | 1.45% |
| Forward Annual Dividend Rate | 0.40 |
| Forward Annual Dividend Yield | 1.52% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 1.25% |
| 5-Year Average Dividend Yield | 1.40% |
| 1-Year Dividend Growth Rate Percentage | 11.11% |
| 3-Year Dividend Growth Rate Percentage | 5.41% |
| 5-Year Dividend Growth Rate Percentage | 7.46% |
| All-Time Dividend Growth Rate Percentage | 31.61% |
| Dividend Payout Ratio | 14.13% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -8.60% |
| Annual Earnings Growth | 11.94% |
| Reported EPS 12 Trailing Months | 2.69 |
| Reported EPS Past Year | 0.65 |
| Reported EPS Prior Year | 2.76 |
| Net Income Twelve Trailing Months | 118,567,000 |
| Net Income Past Year | 120,759,000 |
| Net Income Prior Year | 107,878,000 |
| Quarterly Revenue Growth YOY | -0.50% |
| 5-Year Revenue Growth | 8.93% |
| Operating Margin Twelve Trailing Months | 41.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 73,453,000 |
| Total Cash Past Year | 563,138,000 |
| Total Cash Prior Year | 226,136,000 |
| Net Cash Position Most Recent Quarter | -621,631,000 |
| Net Cash Position Past Year | -168,459,000 |
| Long Term Debt Past Year | 731,597,000 |
| Long Term Debt Prior Year | 487,651,000 |
| Total Debt Most Recent Quarter | 695,084,000 |
| Equity to Debt Ratio Past Year | 0.60 |
| Equity to Debt Ratio Most Recent Quarter | 0.62 |
| Total Stockholder Equity Past Year | 1,091,497,000 |
| Total Stockholder Equity Prior Year | 990,151,000 |
| Total Stockholder Equity Most Recent Quarter | 1,131,078,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 134,599,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.91 |
| Free Cash Flow Past Year | 171,168,000 |
| Free Cash Flow Prior Year | 162,206,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.15 |
| MACD Signal | -0.09 |
| 20-Day Bollinger Lower Band | 23.38 |
| 20-Day Bollinger Middle Band | 27.09 |
| 20-Day Bollinger Upper Band | 30.79 |
| Beta | 0.91 |
| RSI | 58.26 |
| 50-Day SMA | 26.72 |
| 150-Day SMA | 22.85 |
| 200-Day SMA | 23.18 |
System |
|
| Modified | 5/9/2025 7:50:58 PM EST |