Stock Scorecard
Stock Summary for Bridgewater Bancshares Inc (BWB) - $19.97 as of 2/9/2026 1:15:57 PM EST
Total Score
9 out of 30
Safety Score
34 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BWB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BWB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BWB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BWB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BWB (34 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for BWB
Financial Details for BWB
Company Overview |
|
|---|---|
| Ticker | BWB |
| Company Name | Bridgewater Bancshares Inc |
| Country | N/A |
| Description | Bridgewater Bancshares, Inc. is a Minnesota-based bank holding company that operates through its wholly-owned subsidiary, Bridgewater Bank. The company specializes in providing a diverse range of banking products and services primarily targeting commercial real estate investors, small to mid-sized businesses, and high-net-worth individuals. With a strong emphasis on personalized financial solutions and superior customer service, Bridgewater Bancshares is well-positioned to capitalize on growth opportunities while adapting to the dynamic banking environment. The firm’s strategic focus on serving niche markets enhances its competitive edge in the evolving financial landscape. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/22/2026 |
Stock Price History |
|
| Last Day Price | 19.97 |
| Price 4 Years Ago | 17.74 |
| Last Day Price Updated | 2/9/2026 1:15:57 PM EST |
| Last Day Volume | 126,848 |
| Average Daily Volume | 91,117 |
| 52-Week High | 20.30 |
| 52-Week Low | 11.93 |
| Last Price to 52 Week Low | 67.39% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 24.23 |
| Sector PE | 24.08 |
| 5-Year Average PE | 11.44 |
| Free Cash Flow Ratio | 4.49 |
| Industry Free Cash Flow Ratio | 10.47 |
| Sector Free Cash Flow Ratio | 34.29 |
| Current Ratio Most Recent Quarter | 0.49 |
| Total Cash Per Share | 4.45 |
| Book Value Per Share Most Recent Quarter | 16.23 |
| Price to Book Ratio | 1.22 |
| Industry Price to Book Ratio | 1.23 |
| Sector Price to Book Ratio | 2.03 |
| Price to Sales Ratio Twelve Trailing Months | 4.00 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.52 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.01 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 27,760,000 |
| Market Capitalization | 554,367,200 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 65.60% |
| Annual Earnings Growth | 40.41% |
| Reported EPS 12 Trailing Months | 1.49 |
| Reported EPS Past Year | 1.51 |
| Reported EPS Prior Year | 1.03 |
| Net Income Twelve Trailing Months | 46,088,000 |
| Net Income Past Year | 46,088,000 |
| Net Income Prior Year | 32,825,000 |
| Quarterly Revenue Growth YOY | 36.80% |
| 5-Year Revenue Growth | 19.30% |
| Operating Margin Twelve Trailing Months | 48.50% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 123,511,000 |
| Total Cash Past Year | 123,511,000 |
| Total Cash Prior Year | 234,137,000 |
| Net Cash Position Most Recent Quarter | -69,077,000 |
| Net Cash Position Past Year | -329,409,000 |
| Long Term Debt Past Year | 452,920,000 |
| Long Term Debt Prior Year | 452,920,000 |
| Total Debt Most Recent Quarter | 192,588,000 |
| Equity to Debt Ratio Past Year | 0.53 |
| Equity to Debt Ratio Most Recent Quarter | 0.73 |
| Total Stockholder Equity Past Year | 517,095,000 |
| Total Stockholder Equity Prior Year | 457,935,000 |
| Total Stockholder Equity Most Recent Quarter | 517,095,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 48,687,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.75 |
| Free Cash Flow Past Year | 42,296,000 |
| Free Cash Flow Prior Year | 27,045,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.46 |
| MACD Signal | 0.33 |
| 20-Day Bollinger Lower Band | 15.88 |
| 20-Day Bollinger Middle Band | 17.69 |
| 20-Day Bollinger Upper Band | 19.50 |
| Beta | 0.64 |
| RSI | 67.29 |
| 50-Day SMA | 16.07 |
| 150-Day SMA | 13.30 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 2/9/2026 7:22:57 PM EST |