Stock Scorecard
Stock Summary for Bridgewater Bancshares Inc (BWB) - $18.52 as of 12/11/2025 1:16:02 PM EST
Total Score
10 out of 30
Safety Score
51 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BWB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BWB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BWB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BWB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BWB (51 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for BWB
Financial Details for BWB
Company Overview |
|
|---|---|
| Ticker | BWB |
| Company Name | Bridgewater Bancshares Inc |
| Country | USA |
| Description | Bridgewater Bancshares, Inc. is a Minnesota-based banking holding company that operates primarily through its subsidiary, Bridgewater Bank. The institution is dedicated to delivering a wide range of banking products and services specifically designed for commercial real estate investors, small businesses, and affluent individuals across the United States. With a strategic focus on personalized financial solutions and outstanding customer service, Bridgewater Bancshares is poised for growth and is well-equipped to navigate the dynamic landscape of the banking industry. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/28/2026 |
Stock Price History |
|
| Last Day Price | 18.52 |
| Price 4 Years Ago | 17.69 |
| Last Day Price Updated | 12/11/2025 1:16:02 PM EST |
| Last Day Volume | 170,168 |
| Average Daily Volume | 83,619 |
| 52-Week High | 18.55 |
| 52-Week Low | 11.93 |
| Last Price to 52 Week Low | 55.24% |
Valuation Measures |
|
| Trailing PE | 13.54 |
| Industry PE | 16.04 |
| Sector PE | 25.65 |
| 5-Year Average PE | 12.40 |
| Free Cash Flow Ratio | 3.77 |
| Industry Free Cash Flow Ratio | 6.19 |
| Sector Free Cash Flow Ratio | 22.98 |
| Current Ratio Most Recent Quarter | 0.12 |
| Total Cash Per Share | 4.91 |
| Book Value Per Share Most Recent Quarter | 15.62 |
| Price to Book Ratio | 1.14 |
| Industry Price to Book Ratio | 1.17 |
| Sector Price to Book Ratio | 1.97 |
| Price to Sales Ratio Twelve Trailing Months | 3.87 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.27 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.70 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 27,584,700 |
| Market Capitalization | 510,868,644 |
| Institutional Ownership | 65.08% |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 40.70% |
| Annual Earnings Growth | -17.86% |
| Reported EPS 12 Trailing Months | 1.32 |
| Reported EPS Past Year | 1.07 |
| Reported EPS Prior Year | 1.03 |
| Net Income Twelve Trailing Months | 40,958,000 |
| Net Income Past Year | 32,825,000 |
| Net Income Prior Year | 39,960,000 |
| Quarterly Revenue Growth YOY | 29.20% |
| 5-Year Revenue Growth | 18.50% |
| Operating Margin Twelve Trailing Months | 45.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 135,476,000 |
| Total Cash Past Year | 234,137,000 |
| Total Cash Prior Year | 128,562,000 |
| Net Cash Position Most Recent Quarter | -57,112,000 |
| Net Cash Position Past Year | -218,783,000 |
| Long Term Debt Past Year | 452,920,000 |
| Long Term Debt Prior Year | 412,538,000 |
| Total Debt Most Recent Quarter | 192,588,000 |
| Equity to Debt Ratio Past Year | 0.50 |
| Equity to Debt Ratio Most Recent Quarter | 0.72 |
| Total Stockholder Equity Past Year | 457,935,000 |
| Total Stockholder Equity Prior Year | 425,515,000 |
| Total Stockholder Equity Most Recent Quarter | 497,463,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 48,687,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.77 |
| Free Cash Flow Past Year | 42,296,000 |
| Free Cash Flow Prior Year | 27,045,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.27 |
| MACD Signal | 0.14 |
| 20-Day Bollinger Lower Band | 15.35 |
| 20-Day Bollinger Middle Band | 16.74 |
| 20-Day Bollinger Upper Band | 18.12 |
| Beta | 0.65 |
| RSI | 62.73 |
| 50-Day SMA | 15.35 |
| 150-Day SMA | 13.09 |
| 200-Day SMA | 14.12 |
System |
|
| Modified | 12/10/2025 7:19:32 PM EST |