Stock Scorecard

Stock Summary for First Busey Corp (BUSE) - $24.61 as of 1/23/2026 8:55:43 PM EST

Total Score

13 out of 30

Safety Score

70 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for BUSE

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for BUSE

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for BUSE

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for BUSE

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for BUSE (70 out of 100)

Stock Price Rating (Max of 10) 7
Historical Stock Price Rating (Max of 10) 7
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 7
Book Value to Price (Max of 10) 8
Analyst Buy Ratings (Max of 5) 2
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 6
Price to Earnings (Max of 10) 8
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Financial Details for BUSE

Company Overview
Ticker BUSE
Company Name First Busey Corp
Country USA
Description First Busey Corporation (BUSE) is a publicly traded bank holding company headquartered in Champaign, Illinois, and operates primarily through its flagship Busey Bank. The company offers a broad spectrum of retail and commercial banking services across the United States, emphasizing community involvement and customer satisfaction. With a strategic focus on innovative financial solutions and sustainable growth, First Busey is well-positioned to capitalize on emerging opportunities in the banking sector, driving long-term shareholder value in a competitive marketplace.
Sector Name FINANCIAL SERVICES
Industry Name BANKS - REGIONAL
Most Recent Quarter 9/30/2025
Next Earnings Date 1/27/2026

Stock Price History
Last Day Price 24.61
Price 4 Years Ago 21.50
Last Day Price Updated 1/23/2026 8:55:43 PM EST
Last Day Volume 560,332
Average Daily Volume 494,715
52-Week High 25.82
52-Week Low 17.61
Last Price to 52 Week Low 39.75%

Valuation Measures
Trailing PE 19.48
Industry PE 16.51
Sector PE 21.70
5-Year Average PE 10.69
Free Cash Flow Ratio 5.64
Industry Free Cash Flow Ratio 5.73
Sector Free Cash Flow Ratio 25.59
Current Ratio Most Recent Quarter 0.03
Total Cash Per Share 4.36
Book Value Per Share Most Recent Quarter 27.58
Price to Book Ratio 0.92
Industry Price to Book Ratio 1.23
Sector Price to Book Ratio 2.03
Price to Sales Ratio Twelve Trailing Months 3.89
Industry Price to Sales Ratio Twelve Trailing Months 3.46
Sector Price to Sales Ratio Twelve Trailing Months 3.87
Analyst Buy Ratings 1
Analyst Strong Buy Ratings 3

Share Statistics
Total Shares Outstanding 88,409,000
Market Capitalization 2,175,745,490
Institutional Ownership 64.98%

Dividends
Ex-Dividend Date 1/23/2026
Previous Dividend Amount 0.2500
Current Dividend Amount 0.2600
Total Years Dividend Increasing 1
Trailing Annual Dividend Rate 1.00
Trailing Annual Dividend Yield 4.10%
Forward Annual Dividend Rate 1.04
Forward Annual Dividend Yield 4.27%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 4.20%
5-Year Average Dividend Yield 4.22%
1-Year Dividend Growth Rate Percentage 4.00%
3-Year Dividend Growth Rate Percentage 1.98%
5-Year Dividend Growth Rate Percentage 3.11%
All-Time Dividend Growth Rate Percentage 2.42%
Dividend Payout Ratio 75.76%

Income Statement
Quarterly Earnings Growth YOY 5.50%
Annual Earnings Growth -13.35%
Reported EPS 12 Trailing Months 1.32
Reported EPS Past Year 1.84
Reported EPS Prior Year 2.10
Net Income Twelve Trailing Months 102,617,000
Net Income Past Year 113,691,000
Net Income Prior Year 131,203,000
Quarterly Revenue Growth YOY 67.10%
5-Year Revenue Growth 6.99%
Operating Margin Twelve Trailing Months 46.70%

Balance Sheet
Total Cash Most Recent Quarter 385,474,000
Total Cash Past Year 697,659,000
Total Cash Prior Year 719,581,000
Net Cash Position Most Recent Quarter 118,769,000
Net Cash Position Past Year 395,121,000
Long Term Debt Past Year 302,538,000
Long Term Debt Prior Year 312,875,000
Total Debt Most Recent Quarter 266,705,000
Equity to Debt Ratio Past Year 0.82
Equity to Debt Ratio Most Recent Quarter 0.90
Total Stockholder Equity Past Year 1,383,269,000
Total Stockholder Equity Prior Year 1,271,981,000
Total Stockholder Equity Most Recent Quarter 2,448,835,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 157,265,000
Free Cash Flow Per Share Twelve Trailing Months 1.78
Free Cash Flow Past Year 171,837,000
Free Cash Flow Prior Year 163,857,000

Options
Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD 0.14
MACD Signal 0.06
20-Day Bollinger Lower Band 21.88
20-Day Bollinger Middle Band 23.77
20-Day Bollinger Upper Band 25.66
Beta 0.78
RSI 61.97
50-Day SMA 22.75
150-Day SMA 21.68
200-Day SMA 21.52

System
Modified 1/23/2026 7:15:23 PM EST