Stock Scorecard
Stock Summary for Blue Ridge Bankshares Inc (VA) (BRBS) - $4.26 as of 2/20/2026 7:33:55 PM EST
Total Score
9 out of 30
Safety Score
15 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BRBS
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BRBS
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BRBS
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BRBS
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BRBS (15 out of 100)
| Stock Price Rating (Max of 10) | 3 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 3 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 2 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for BRBS
Financial Details for BRBS
Company Overview |
|
|---|---|
| Ticker | BRBS |
| Company Name | Blue Ridge Bankshares Inc (VA) |
| Country | N/A |
| Description | Blue Ridge Bankshares, Inc. is a banking holding company for Blue Ridge Bank, a National Association that provides commercial and consumer banking and financial services. The company is headquartered in Charlottesville, Virginia. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/23/2026 |
Stock Price History |
|
| Last Day Price | 4.26 |
| Price 4 Years Ago | 11.56 |
| Last Day Price Updated | 2/20/2026 7:33:55 PM EST |
| Last Day Volume | 389,516 |
| Average Daily Volume | 185,438 |
| 52-Week High | 4.68 |
| 52-Week Low | 2.76 |
| Last Price to 52 Week Low | 54.35% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 19.58 |
| Sector PE | 21.13 |
| 5-Year Average PE | 9.03 |
| Free Cash Flow Ratio | 3.35 |
| Industry Free Cash Flow Ratio | 13.12 |
| Sector Free Cash Flow Ratio | 24.01 |
| Current Ratio Most Recent Quarter | 0.86 |
| Total Cash Per Share | 1.27 |
| Book Value Per Share Most Recent Quarter | 3.68 |
| Price to Book Ratio | 1.21 |
| Industry Price to Book Ratio | 1.25 |
| Sector Price to Book Ratio | 1.81 |
| Price to Sales Ratio Twelve Trailing Months | 4.07 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.45 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.53 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 91,475,000 |
| Market Capitalization | 389,683,500 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/7/2025 |
| Previous Dividend Amount | 0.1225 |
| Current Dividend Amount | 0.2500 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.62 |
| Trailing Annual Dividend Yield | 14.50% |
| Forward Annual Dividend Rate | 1.00 |
| Forward Annual Dividend Yield | 23.47% |
| 5-Year Dividend Payments Count | 10 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 3.46% |
| 1-Year Dividend Growth Rate Percentage | 12.07% |
| 3-Year Dividend Growth Rate Percentage | 13.26% |
| 5-Year Dividend Growth Rate Percentage | 22.95% |
| All-Time Dividend Growth Rate Percentage | 15.49% |
| Dividend Payout Ratio | 561.36% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 500.00% |
| Annual Earnings Growth | 169.61% |
| Reported EPS 12 Trailing Months | 0.11 |
| Reported EPS Past Year | 0.12 |
| Reported EPS Prior Year | -0.63 |
| Net Income Twelve Trailing Months | 10,709,000 |
| Net Income Past Year | 10,709,000 |
| Net Income Prior Year | -15,385,000 |
| Quarterly Revenue Growth YOY | -2.30% |
| 5-Year Revenue Growth | 6.43% |
| Operating Margin Twelve Trailing Months | 27.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 115,949,000 |
| Total Cash Past Year | 117,800,000 |
| Total Cash Prior Year | 173,533,000 |
| Net Cash Position Most Recent Quarter | -58,979,000 |
| Net Cash Position Past Year | -71,989,000 |
| Long Term Debt Past Year | 189,789,000 |
| Long Term Debt Prior Year | 189,789,000 |
| Total Debt Most Recent Quarter | 174,928,000 |
| Equity to Debt Ratio Past Year | 0.63 |
| Equity to Debt Ratio Most Recent Quarter | 0.65 |
| Total Stockholder Equity Past Year | 323,691,000 |
| Total Stockholder Equity Prior Year | 327,788,000 |
| Total Stockholder Equity Most Recent Quarter | 323,691,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 12,645,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.14 |
| Free Cash Flow Past Year | -6,898,000 |
| Free Cash Flow Prior Year | -6,898,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.02 |
| MACD Signal | -0.01 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.86 |
| RSI | 0.00 |
| 50-Day SMA | 3.74 |
| 150-Day SMA | 4.01 |
| 200-Day SMA | 6.11 |
System |
|
| Modified | 2/20/2026 7:01:21 PM EST |