Stock Scorecard
Stock Summary for Blue Ridge Bankshares Inc (VA) (BRBS) - $3.54 as of 5/5/2025 7:39:53 PM EST
Total Score
6 out of 30
Safety Score
24 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BRBS
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BRBS
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BRBS
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BRBS
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BRBS (24 out of 100)
| Stock Price Rating (Max of 10) | 3 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 3 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 1 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for BRBS
Company Overview |
|
|---|---|
| Ticker | BRBS |
| Company Name | Blue Ridge Bankshares Inc (VA) |
| Country | USA |
| Description | Blue Ridge Bankshares, Inc. is a banking holding company for Blue Ridge Bank, a National Association that provides commercial and consumer banking and financial services. The company is headquartered in Charlottesville, Virginia. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/23/2025 |
Stock Price History |
|
| Last Day Price | 3.54 |
| Price 4 Years Ago | 16.95 |
| Last Day Price Updated | 5/5/2025 7:39:53 PM EST |
| Last Day Volume | 165,559 |
| Average Daily Volume | 166,214 |
| 52-Week High | 3.83 |
| 52-Week Low | 2.45 |
| Last Price to 52 Week Low | 44.49% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 15.78 |
| Sector PE | 17.70 |
| 5-Year Average PE | -128.71 |
| Free Cash Flow Ratio | 1.79 |
| Industry Free Cash Flow Ratio | 7.12 |
| Sector Free Cash Flow Ratio | 25.60 |
| Current Ratio Most Recent Quarter | 0.86 |
| Total Cash Per Share | 1.98 |
| Book Value Per Share Most Recent Quarter | 3.85 |
| Price to Book Ratio | 0.92 |
| Industry Price to Book Ratio | 1.03 |
| Sector Price to Book Ratio | 2.26 |
| Price to Sales Ratio Twelve Trailing Months | 3.34 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.96 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.11 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 87,778,000 |
| Market Capitalization | 310,734,120 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 4/17/2023 |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.1225 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.56 |
| Forward Annual Dividend Yield | 17.37% |
| 5-Year Dividend Payments Count | 13 |
| 3-Year Average Dividend Yield | 5.99% |
| 5-Year Average Dividend Yield | 4.20% |
| 1-Year Dividend Growth Rate Percentage | 100.00% |
| 3-Year Dividend Growth Rate Percentage | 0.26% |
| 5-Year Dividend Growth Rate Percentage | 14.51% |
| All-Time Dividend Growth Rate Percentage | 5.81% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | -91.00% |
| Annual Earnings Growth | 70.28% |
| Reported EPS 12 Trailing Months | -0.17 |
| Reported EPS Past Year | -0.01 |
| Reported EPS Prior Year | -0.63 |
| Net Income Twelve Trailing Months | -12,926,000 |
| Net Income Past Year | -15,385,000 |
| Net Income Prior Year | -51,773,000 |
| Quarterly Revenue Growth YOY | -24.40% |
| 5-Year Revenue Growth | 18.30% |
| Operating Margin Twelve Trailing Months | 2.05% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 173,533,000 |
| Total Cash Past Year | 173,533,000 |
| Total Cash Prior Year | 110,491,000 |
| Net Cash Position Most Recent Quarter | -16,256,000 |
| Net Cash Position Past Year | -16,256,000 |
| Long Term Debt Past Year | 189,789,000 |
| Long Term Debt Prior Year | 249,855,000 |
| Total Debt Most Recent Quarter | 189,789,000 |
| Equity to Debt Ratio Past Year | 0.63 |
| Equity to Debt Ratio Most Recent Quarter | 0.64 |
| Total Stockholder Equity Past Year | 327,788,000 |
| Total Stockholder Equity Prior Year | 185,989,000 |
| Total Stockholder Equity Most Recent Quarter | 338,289,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -3,168,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -0.04 |
| Free Cash Flow Past Year | -8,932,000 |
| Free Cash Flow Prior Year | 43,095,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.06 |
| MACD Signal | 0.01 |
| 20-Day Bollinger Lower Band | 2.97 |
| 20-Day Bollinger Middle Band | 3.36 |
| 20-Day Bollinger Upper Band | 3.75 |
| Beta | 0.75 |
| RSI | 65.81 |
| 50-Day SMA | 3.09 |
| 150-Day SMA | 6.71 |
| 200-Day SMA | 9.03 |
System |
|
| Modified | 5/5/2025 7:25:53 PM EST |