Stock Scorecard
Stock Summary for Blue Foundry Bancorp (BLFY) - $8.91 as of 4/18/2025 8:38:44 AM EST
Total Score
5 out of 30
Safety Score
28 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BLFY
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BLFY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BLFY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BLFY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BLFY (28 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for BLFY
Financial Details for BLFY
Company Overview |
|
|---|---|
| Ticker | BLFY |
| Company Name | Blue Foundry Bancorp |
| Country | USA |
| Description | N/A |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 5/16/2025 |
Stock Price History |
|
| Last Day Price | 8.91 |
| Price 4 Years Ago | 14.63 |
| Last Day Price Updated | 4/18/2025 8:38:44 AM EST |
| Last Day Volume | 60,130 |
| Average Daily Volume | 54,146 |
| 52-Week High | 11.48 |
| 52-Week Low | 7.94 |
| Last Price to 52 Week Low | 12.22% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 15.07 |
| Sector PE | 16.87 |
| 5-Year Average PE | 16.68 |
| Free Cash Flow Ratio | 4.64 |
| Industry Free Cash Flow Ratio | 6.49 |
| Sector Free Cash Flow Ratio | 30.20 |
| Current Ratio Most Recent Quarter | 2.94 |
| Total Cash Per Share | 1.92 |
| Book Value Per Share Most Recent Quarter | 16.12 |
| Price to Book Ratio | 0.58 |
| Industry Price to Book Ratio | 0.93 |
| Sector Price to Book Ratio | 4.74 |
| Price to Sales Ratio Twelve Trailing Months | 4.74 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.29 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.96 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 22,096,600 |
| Market Capitalization | 196,880,706 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | -61.02% |
| Reported EPS 12 Trailing Months | -0.55 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | -0.56 |
| Net Income Twelve Trailing Months | -11,911,000 |
| Net Income Past Year | -11,911,000 |
| Net Income Prior Year | -7,397,000 |
| Quarterly Revenue Growth YOY | 6.10% |
| 5-Year Revenue Growth | -2.88% |
| Operating Margin Twelve Trailing Months | -24.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 42,502,000 |
| Total Cash Past Year | 42,502,000 |
| Total Cash Prior Year | 46,025,000 |
| Net Cash Position Most Recent Quarter | -296,998,000 |
| Net Cash Position Past Year | -296,998,000 |
| Long Term Debt Past Year | 339,500,000 |
| Long Term Debt Prior Year | 397,500,000 |
| Total Debt Most Recent Quarter | 339,500,000 |
| Equity to Debt Ratio Past Year | 0.49 |
| Equity to Debt Ratio Most Recent Quarter | 0.49 |
| Total Stockholder Equity Past Year | 332,198,000 |
| Total Stockholder Equity Prior Year | 355,640,000 |
| Total Stockholder Equity Most Recent Quarter | 332,198,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 4,908,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.22 |
| Free Cash Flow Past Year | 4,923,000 |
| Free Cash Flow Prior Year | -17,689,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.17 |
| MACD Signal | -0.19 |
| 20-Day Bollinger Lower Band | 8.46 |
| 20-Day Bollinger Middle Band | 9.57 |
| 20-Day Bollinger Upper Band | 10.69 |
| Beta | 0.64 |
| RSI | 45.26 |
| 50-Day SMA | 9.85 |
| 150-Day SMA | 10.20 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 4/16/2025 7:49:50 PM EST |