Stock Scorecard
Stock Summary for Blue Foundry Bancorp (BLFY) - $9.93 as of 12/20/2024 8:18:46 PM EST
Total Score
5 out of 30
Safety Score
23 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BLFY
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BLFY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BLFY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BLFY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BLFY (23 out of 100)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 1 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 0 |
Latest News for for BLFY
Financial Details for BLFY
Company Overview |
|
|---|---|
| Ticker | BLFY |
| Company Name | Blue Foundry Bancorp |
| Country | USA |
| Description | N/A |
| Sector Name | FINANCE |
| Industry Name | SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 9.93 |
| Price 4 Years Ago | 0.00 |
| Last Day Price Updated | 12/20/2024 8:18:46 PM EST |
| Last Day Volume | 194,158 |
| Average Daily Volume | 49,376 |
| 52-Week High | 11.48 |
| 52-Week Low | 7.90 |
| Last Price to 52 Week Low | 25.70% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 19.38 |
| Sector PE | 20.90 |
| 5-Year Average PE | 19.27 |
| Free Cash Flow Ratio | 2.97 |
| Industry Free Cash Flow Ratio | 3.08 |
| Sector Free Cash Flow Ratio | 10.97 |
| Current Ratio Most Recent Quarter | 2.94 |
| Total Cash Per Share | 3.34 |
| Book Value Per Share Most Recent Quarter | 15.96 |
| Price to Book Ratio | 0.67 |
| Industry Price to Book Ratio | 1.12 |
| Sector Price to Book Ratio | 2.63 |
| Price to Sales Ratio Twelve Trailing Months | 5.64 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.88 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 22,796,300 |
| Market Capitalization | 226,367,259 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Last Dividend Amount | 0.00 |
| Current Dividend Amount | 0.00 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | -408.72% |
| Reported EPS 12 Trailing Months | -0.56 |
| Reported EPS Past Year | -0.43 |
| Reported EPS Prior Year | -0.32 |
| Net Income Twelve Trailing Months | -12,155,000 |
| Net Income Past Year | -7,397,000 |
| Net Income Prior Year | 2,396,000 |
| Quarterly Revenue Growth YOY | -15.80% |
| 5-Year Revenue Growth | -4.02% |
| Operating Margin Twelve Trailing Months | -0.41 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 76,109,000 |
| Total Cash Past Year | 46,025,000 |
| Total Cash Prior Year | 41,182,000 |
| Net Cash Position Most Recent Quarter | -266,391,000 |
| Net Cash Position Past Year | -351,475,000 |
| Long Term Debt Past Year | 397,500,000 |
| Long Term Debt Prior Year | 310,500,000 |
| Total Debt Most Recent Quarter | 342,500,000 |
| Equity to Debt Ratio Past Year | 0.47 |
| Equity to Debt Ratio Most Recent Quarter | 0.50 |
| Total Stockholder Equity Past Year | 355,640,000 |
| Total Stockholder Equity Prior Year | 393,718,000 |
| Total Stockholder Equity Most Recent Quarter | 339,299,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -2,890,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -0.13 |
| Free Cash Flow Past Year | -17,689,000 |
| Free Cash Flow Prior Year | -2,585,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.11 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 9.54 |
| 20-Day Bollinger Middle Band | 10.53 |
| 20-Day Bollinger Upper Band | 11.52 |
| Beta | 0.54 |
| RSI | 32.89 |
| 50-Day SMA | 9.77 |
| 150-Day SMA | 10.63 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 12/20/2024 7:24:29 PM EST |