Stock Scorecard
Stock Summary for Business First Bancshares Inc (BFST) - $27.64 as of 12/19/2025 7:21:53 PM EST
Total Score
12 out of 30
Safety Score
42 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BFST
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BFST
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BFST
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BFST
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BFST (42 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 7 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 4 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for BFST
Financial Details for BFST
Company Overview |
|
|---|---|
| Ticker | BFST |
| Company Name | Business First Bancshares Inc |
| Country | N/A |
| Description | Business First Bancshares, Inc. (BFST) is a leading bank holding company based in Baton Rouge, Louisiana, and operates through its wholly-owned subsidiary, b1BANK. The company offers a diverse array of banking services, including commercial and consumer banking, asset management, and mortgage solutions, effectively serving both individual and business clients. With a commitment to community engagement and superior customer service, Business First Bancshares is well-positioned to promote regional economic development while delivering customized financial solutions, reinforcing its significance within the competitive local banking landscape. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/22/2026 |
Stock Price History |
|
| Last Day Price | 27.64 |
| Price 4 Years Ago | 25.78 |
| Last Day Price Updated | 12/19/2025 7:21:53 PM EST |
| Last Day Volume | 281,326 |
| Average Daily Volume | 126,296 |
| 52-Week High | 28.46 |
| 52-Week Low | 19.72 |
| Last Price to 52 Week Low | 40.16% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 20.90 |
| Sector PE | 22.98 |
| 5-Year Average PE | 9.75 |
| Free Cash Flow Ratio | 2.05 |
| Industry Free Cash Flow Ratio | 5.20 |
| Sector Free Cash Flow Ratio | 37.11 |
| Current Ratio Most Recent Quarter | 0.07 |
| Total Cash Per Share | 13.48 |
| Book Value Per Share Most Recent Quarter | 27.23 |
| Price to Book Ratio | 1.02 |
| Industry Price to Book Ratio | 1.19 |
| Sector Price to Book Ratio | 1.88 |
| Price to Sales Ratio Twelve Trailing Months | 2.74 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.42 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.16 |
| Analyst Buy Ratings | 4 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 29,615,400 |
| Market Capitalization | 818,569,656 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 11/14/2025 |
| Previous Dividend Amount | 0.1400 |
| Current Dividend Amount | 0.1500 |
| Total Years Dividend Increasing | 7 |
| Trailing Annual Dividend Rate | 0.57 |
| Trailing Annual Dividend Yield | 2.06% |
| Forward Annual Dividend Rate | 0.60 |
| Forward Annual Dividend Yield | 2.17% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.14% |
| 5-Year Average Dividend Yield | 2.11% |
| 1-Year Dividend Growth Rate Percentage | 1.79% |
| 3-Year Dividend Growth Rate Percentage | 6.77% |
| 5-Year Dividend Growth Rate Percentage | 5.51% |
| All-Time Dividend Growth Rate Percentage | 6.99% |
| Dividend Payout Ratio | 21.84% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 12.00% |
| Annual Earnings Growth | -8.36% |
| Reported EPS 12 Trailing Months | 2.61 |
| Reported EPS Past Year | 2.03 |
| Reported EPS Prior Year | 2.48 |
| Net Income Twelve Trailing Months | 81,990,000 |
| Net Income Past Year | 65,107,000 |
| Net Income Prior Year | 71,043,000 |
| Quarterly Revenue Growth YOY | 19.20% |
| 5-Year Revenue Growth | 32.37% |
| Operating Margin Twelve Trailing Months | 38.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 399,079,000 |
| Total Cash Past Year | 319,098,000 |
| Total Cash Prior Year | 226,110,000 |
| Net Cash Position Most Recent Quarter | 87,253,000 |
| Net Cash Position Past Year | -141,537,000 |
| Long Term Debt Past Year | 460,635,000 |
| Long Term Debt Prior Year | 616,188,000 |
| Total Debt Most Recent Quarter | 311,826,000 |
| Equity to Debt Ratio Past Year | 0.63 |
| Equity to Debt Ratio Most Recent Quarter | 0.74 |
| Total Stockholder Equity Past Year | 799,466,000 |
| Total Stockholder Equity Prior Year | 644,259,000 |
| Total Stockholder Equity Most Recent Quarter | 878,440,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 90,433,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.05 |
| Free Cash Flow Past Year | 59,840,000 |
| Free Cash Flow Prior Year | 80,779,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.83 |
| MACD Signal | 0.73 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.87 |
| RSI | 0.00 |
| 50-Day SMA | 24.40 |
| 150-Day SMA | 21.63 |
| 200-Day SMA | 21.49 |
System |
|
| Modified | 12/19/2025 6:32:38 PM EST |