Stock Scorecard
Stock Summary for Bain Capital Specialty Finance Inc (BCSF) - $14.12 as of 10/24/2025 7:09:17 PM EST
Total Score
11 out of 30
Safety Score
64 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BCSF
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BCSF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BCSF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BCSF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BCSF (64 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 9 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for BCSF
Financial Details for BCSF
Company Overview |
|
|---|---|
| Ticker | BCSF |
| Company Name | Bain Capital Specialty Finance Inc |
| Country | USA |
| Description | N/A |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | ASSET MANAGEMENT |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 11/5/2025 |
Stock Price History |
|
| Last Day Price | 14.12 |
| Price 4 Years Ago | 10.08 |
| Last Day Price Updated | 10/24/2025 7:09:17 PM EST |
| Last Day Volume | 328,479 |
| Average Daily Volume | 441,729 |
| 52-Week High | 17.61 |
| 52-Week Low | 12.43 |
| Last Price to 52 Week Low | 13.60% |
Valuation Measures |
|
| Trailing PE | 8.51 |
| Industry PE | 30.88 |
| Sector PE | 24.14 |
| 5-Year Average PE | 8.15 |
| Free Cash Flow Ratio | 5.56 |
| Industry Free Cash Flow Ratio | 94.71 |
| Sector Free Cash Flow Ratio | 42.26 |
| Current Ratio Most Recent Quarter | 0.34 |
| Total Cash Per Share | 2.54 |
| Book Value Per Share Most Recent Quarter | 17.56 |
| Price to Book Ratio | 0.81 |
| Industry Price to Book Ratio | 3.39 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 3.23 |
| Industry Price to Sales Ratio Twelve Trailing Months | 7.53 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.86 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 64,869,000 |
| Market Capitalization | 915,950,280 |
| Institutional Ownership | 52.22% |
Dividends |
|
| Ex-Dividend Date | 12/16/2025 |
| Previous Dividend Amount | 0.4200 |
| Current Dividend Amount | 0.0300 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.90 |
| Trailing Annual Dividend Yield | 6.37% |
| Forward Annual Dividend Rate | 0.12 |
| Forward Annual Dividend Yield | 0.85% |
| 5-Year Dividend Payments Count | 28 |
| 3-Year Average Dividend Yield | 10.46% |
| 5-Year Average Dividend Yield | 13.16% |
| 1-Year Dividend Growth Rate Percentage | -92.86% |
| 3-Year Dividend Growth Rate Percentage | -73.27% |
| 5-Year Dividend Growth Rate Percentage | -45.50% |
| All-Time Dividend Growth Rate Percentage | 0.77% |
| Dividend Payout Ratio | 54.22% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -18.80% |
| Annual Earnings Growth | -3.21% |
| Reported EPS 12 Trailing Months | 1.66 |
| Reported EPS Past Year | 0.97 |
| Reported EPS Prior Year | 2.09 |
| Net Income Twelve Trailing Months | 111,065,000 |
| Net Income Past Year | 119,418,000 |
| Net Income Prior Year | 123,375,000 |
| Quarterly Revenue Growth YOY | -1.80% |
| 5-Year Revenue Growth | 17.58% |
| Operating Margin Twelve Trailing Months | 75.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 164,751,000 |
| Total Cash Past Year | 53,525,000 |
| Total Cash Prior Year | 49,400,000 |
| Net Cash Position Most Recent Quarter | -1,135,856,000 |
| Net Cash Position Past Year | -1,202,408,000 |
| Long Term Debt Past Year | 1,255,933,000 |
| Long Term Debt Prior Year | 1,385,303,000 |
| Total Debt Most Recent Quarter | 1,300,607,000 |
| Equity to Debt Ratio Past Year | 0.48 |
| Equity to Debt Ratio Most Recent Quarter | 0.47 |
| Total Stockholder Equity Past Year | 1,139,672,000 |
| Total Stockholder Equity Prior Year | 1,136,466,000 |
| Total Stockholder Equity Most Recent Quarter | 1,139,035,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -162,460,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -2.50 |
| Free Cash Flow Past Year | -27,098,000 |
| Free Cash Flow Prior Year | 219,264,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.16 |
| MACD Signal | -0.23 |
| 20-Day Bollinger Lower Band | 13.62 |
| 20-Day Bollinger Middle Band | 14.60 |
| 20-Day Bollinger Upper Band | 15.57 |
| Beta | 0.84 |
| RSI | 49.24 |
| 50-Day SMA | 15.10 |
| 150-Day SMA | 13.06 |
| 200-Day SMA | 12.29 |
System |
|
| Modified | 10/24/2025 6:31:23 PM EST |