Stock Scorecard
Stock Summary for Bain Capital Specialty Finance Inc (BCSF) - $13.72 as of 12/23/2025 11:01:25 AM EST
Total Score
11 out of 30
Safety Score
65 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for BCSF
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BCSF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BCSF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BCSF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BCSF (65 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 4 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 9 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for BCSF
Financial Details for BCSF
Company Overview |
|
|---|---|
| Ticker | BCSF |
| Company Name | Bain Capital Specialty Finance Inc |
| Country | USA |
| Description | N/A |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | ASSET MANAGEMENT |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 3/3/2026 |
Stock Price History |
|
| Last Day Price | 13.72 |
| Price 4 Years Ago | 9.76 |
| Last Day Price Updated | 12/23/2025 11:01:25 AM EST |
| Last Day Volume | 473,465 |
| Average Daily Volume | 416,038 |
| 52-Week High | 17.06 |
| 52-Week Low | 12.04 |
| Last Price to 52 Week Low | 13.95% |
Valuation Measures |
|
| Trailing PE | 9.65 |
| Industry PE | 23.24 |
| Sector PE | 21.74 |
| 5-Year Average PE | 7.14 |
| Free Cash Flow Ratio | 13.32 |
| Industry Free Cash Flow Ratio | 117.00 |
| Sector Free Cash Flow Ratio | 54.74 |
| Current Ratio Most Recent Quarter | 0.34 |
| Total Cash Per Share | 1.03 |
| Book Value Per Share Most Recent Quarter | 17.40 |
| Price to Book Ratio | 0.80 |
| Industry Price to Book Ratio | 1.64 |
| Sector Price to Book Ratio | 1.83 |
| Price to Sales Ratio Twelve Trailing Months | 3.24 |
| Industry Price to Sales Ratio Twelve Trailing Months | 6.78 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.84 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 64,869,000 |
| Market Capitalization | 890,002,680 |
| Institutional Ownership | 53.95% |
Dividends |
|
| Ex-Dividend Date | 12/16/2025 |
| Previous Dividend Amount | 0.0300 |
| Current Dividend Amount | 0.4200 |
| Total Years Dividend Increasing | 3 |
| Trailing Annual Dividend Rate | 0.90 |
| Trailing Annual Dividend Yield | 6.48% |
| Forward Annual Dividend Rate | 1.68 |
| Forward Annual Dividend Yield | 12.10% |
| 5-Year Dividend Payments Count | 29 |
| 3-Year Average Dividend Yield | 12.12% |
| 5-Year Average Dividend Yield | 13.32% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 2.47% |
| 5-Year Dividend Growth Rate Percentage | 5.42% |
| All-Time Dividend Growth Rate Percentage | 0.64% |
| Dividend Payout Ratio | 62.50% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -43.50% |
| Annual Earnings Growth | -3.21% |
| Reported EPS 12 Trailing Months | 1.44 |
| Reported EPS Past Year | 1.32 |
| Reported EPS Prior Year | 2.09 |
| Net Income Twelve Trailing Months | 93,109,000 |
| Net Income Past Year | 119,418,000 |
| Net Income Prior Year | 123,375,000 |
| Quarterly Revenue Growth YOY | -7.40% |
| 5-Year Revenue Growth | 17.58% |
| Operating Margin Twelve Trailing Months | 74.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 67,042,000 |
| Total Cash Past Year | 53,525,000 |
| Total Cash Prior Year | 49,400,000 |
| Net Cash Position Most Recent Quarter | -1,233,565,000 |
| Net Cash Position Past Year | -1,202,408,000 |
| Long Term Debt Past Year | 1,255,933,000 |
| Long Term Debt Prior Year | 1,385,303,000 |
| Total Debt Most Recent Quarter | 1,300,607,000 |
| Equity to Debt Ratio Past Year | 0.48 |
| Equity to Debt Ratio Most Recent Quarter | 0.46 |
| Total Stockholder Equity Past Year | 1,139,672,000 |
| Total Stockholder Equity Prior Year | 1,136,466,000 |
| Total Stockholder Equity Most Recent Quarter | 1,128,547,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 87,797,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.35 |
| Free Cash Flow Past Year | 112,582,000 |
| Free Cash Flow Prior Year | 125,867,000 |
Options |
|
| Put/Call Ratio | 0.06 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.09 |
| MACD Signal | 0.11 |
| 20-Day Bollinger Lower Band | 12.96 |
| 20-Day Bollinger Middle Band | 13.92 |
| 20-Day Bollinger Upper Band | 14.89 |
| Beta | 0.63 |
| RSI | 49.27 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 12.07 |
System |
|
| Modified | 12/22/2025 6:23:01 PM EST |