Stock Scorecard
Stock Summary for Banc of California Inc (BANC) - $16.95 as of 10/29/2025 8:27:08 PM EST
Total Score
15 out of 30
Safety Score
62 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for BANC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BANC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BANC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BANC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BANC (62 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 4 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for BANC
Financial Details for BANC
Company Overview |
|
|---|---|
| Ticker | BANC |
| Company Name | Banc of California Inc |
| Country | USA |
| Description | Banc of California, Inc. is a comprehensive financial services provider based in Santa Ana, California, dedicated to delivering personalized banking solutions through its subsidiary, Banc of California, N.A. The company focuses on a diverse array of services, including commercial and residential lending, deposit offerings, and treasury management, catering to a wide range of clients. With a strategic emphasis on growth within the California market, Banc of California seeks to build strong community ties while prioritizing exceptional customer service and innovative financial products. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/22/2026 |
Stock Price History |
|
| Last Day Price | 16.95 |
| Price 4 Years Ago | 17.89 |
| Last Day Price Updated | 10/29/2025 8:27:08 PM EST |
| Last Day Volume | 3,233,246 |
| Average Daily Volume | 4,089,499 |
| 52-Week High | 18.24 |
| 52-Week Low | 11.37 |
| Last Price to 52 Week Low | 49.08% |
Valuation Measures |
|
| Trailing PE | 16.65 |
| Industry PE | 16.58 |
| Sector PE | 23.15 |
| 5-Year Average PE | 11.02 |
| Free Cash Flow Ratio | 12.02 |
| Industry Free Cash Flow Ratio | 8.11 |
| Sector Free Cash Flow Ratio | 31.14 |
| Current Ratio Most Recent Quarter | 0.09 |
| Total Cash Per Share | 1.41 |
| Book Value Per Share Most Recent Quarter | 19.10 |
| Price to Book Ratio | 0.91 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 2.62 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.80 |
| Analyst Buy Ratings | 4 |
| Analyst Strong Buy Ratings | 4 |
Share Statistics |
|
| Total Shares Outstanding | 145,255,000 |
| Market Capitalization | 2,462,072,250 |
| Institutional Ownership | 105.36% |
Dividends |
|
| Ex-Dividend Date | 9/15/2025 |
| Previous Dividend Amount | 0.1000 |
| Current Dividend Amount | 0.1000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.40 |
| Trailing Annual Dividend Yield | 2.42% |
| Forward Annual Dividend Rate | 0.40 |
| Forward Annual Dividend Yield | 2.42% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.64% |
| 5-Year Average Dividend Yield | 2.18% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 13.62% |
| All-Time Dividend Growth Rate Percentage | 2.07% |
| Dividend Payout Ratio | 38.83% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 80.30% |
| Annual Earnings Growth | 106.68% |
| Reported EPS 12 Trailing Months | 1.03 |
| Reported EPS Past Year | 0.95 |
| Reported EPS Prior Year | 0.88 |
| Net Income Twelve Trailing Months | 208,501,000 |
| Net Income Past Year | 126,888,000 |
| Net Income Prior Year | -1,899,137,000 |
| Quarterly Revenue Growth YOY | 33.80% |
| 5-Year Revenue Growth | 35.95% |
| Operating Margin Twelve Trailing Months | 39.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 205,364,000 |
| Total Cash Past Year | 2,502,212,000 |
| Total Cash Prior Year | 5,377,576,000 |
| Net Cash Position Most Recent Quarter | -2,561,029,000 |
| Net Cash Position Past Year | 168,475,000 |
| Long Term Debt Past Year | 2,333,737,000 |
| Long Term Debt Prior Year | 1,055,621,000 |
| Total Debt Most Recent Quarter | 2,766,393,000 |
| Equity to Debt Ratio Past Year | 0.60 |
| Equity to Debt Ratio Most Recent Quarter | 0.56 |
| Total Stockholder Equity Past Year | 3,499,949,000 |
| Total Stockholder Equity Prior Year | 3,390,765,000 |
| Total Stockholder Equity Most Recent Quarter | 3,466,739,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 193,175,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.33 |
| Free Cash Flow Past Year | 64,327,000 |
| Free Cash Flow Prior Year | 120,549,000 |
Options |
|
| Put/Call Ratio | 23.56 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.07 |
| MACD Signal | 0.09 |
| 20-Day Bollinger Lower Band | 13.46 |
| 20-Day Bollinger Middle Band | 15.74 |
| 20-Day Bollinger Upper Band | 18.03 |
| Beta | 1.43 |
| RSI | 56.35 |
| 50-Day SMA | 15.00 |
| 150-Day SMA | 13.65 |
| 200-Day SMA | 14.38 |
System |
|
| Modified | 10/29/2025 6:23:58 PM EST |