Stock Scorecard
Stock Summary for Bank Of America Corp (BAC) - $50.22 as of 10/15/2025 7:48:03 PM EST
Total Score
12 out of 30
Safety Score
74 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for BAC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for BAC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for BAC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for BAC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for BAC (74 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for BAC
Financial Details for BAC
Company Overview |
|
|---|---|
| Ticker | BAC |
| Company Name | Bank Of America Corp |
| Country | USA |
| Description | Bank of America Corporation is a leading American multinational investment bank and financial services holding company, headquartered in Charlotte, North Carolina. As the second-largest banking institution in the United States and the eighth largest globally, it serves a wide array of clients through its comprehensive suite of services, which includes commercial banking, wealth management, and investment banking. With approximately 10% of U.S. bank deposits under its management, Bank of America maintains a robust competitive position within the financial services sector, standing alongside industry giants such as JPMorgan Chase, Citigroup, and Wells Fargo, and solidifying its status as a key player among the Big Four banks in the United States. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - DIVERSIFIED |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/15/2025 |
Stock Price History |
|
| Last Day Price | 50.22 |
| Price 4 Years Ago | 40.39 |
| Last Day Price Updated | 10/15/2025 7:48:03 PM EST |
| Last Day Volume | 42,462,595 |
| Average Daily Volume | 32,824,293 |
| 52-Week High | 52.88 |
| 52-Week Low | 32.69 |
| Last Price to 52 Week Low | 53.62% |
Valuation Measures |
|
| Trailing PE | 14.31 |
| Industry PE | 13.36 |
| Sector PE | 23.68 |
| 5-Year Average PE | 14.89 |
| Free Cash Flow Ratio | 1.35 |
| Industry Free Cash Flow Ratio | 0.99 |
| Sector Free Cash Flow Ratio | 42.88 |
| Current Ratio Most Recent Quarter | 0.30 |
| Total Cash Per Share | 37.18 |
| Book Value Per Share Most Recent Quarter | 37.13 |
| Price to Book Ratio | 1.35 |
| Industry Price to Book Ratio | 1.52 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 3.77 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.88 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.86 |
| Analyst Buy Ratings | 14 |
| Analyst Strong Buy Ratings | 7 |
Share Statistics |
|
| Total Shares Outstanding | 7,406,947,000 |
| Market Capitalization | 371,976,878,340 |
| Institutional Ownership | 67.24% |
Dividends |
|
| Ex-Dividend Date | 9/5/2025 |
| Previous Dividend Amount | 0.2600 |
| Current Dividend Amount | 0.2800 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.06 |
| Trailing Annual Dividend Yield | 2.18% |
| Forward Annual Dividend Rate | 1.12 |
| Forward Annual Dividend Yield | 2.30% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.32% |
| 5-Year Average Dividend Yield | 2.47% |
| 1-Year Dividend Growth Rate Percentage | 12.00% |
| 3-Year Dividend Growth Rate Percentage | 5.83% |
| 5-Year Dividend Growth Rate Percentage | 9.47% |
| All-Time Dividend Growth Rate Percentage | 4.40% |
| Dividend Payout Ratio | 31.09% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 7.20% |
| Annual Earnings Growth | 2.33% |
| Reported EPS 12 Trailing Months | 3.50 |
| Reported EPS Past Year | 1.79 |
| Reported EPS Prior Year | 3.23 |
| Net Income Twelve Trailing Months | 28,073,000,000 |
| Net Income Past Year | 27,132,000,000 |
| Net Income Prior Year | 26,515,000,000 |
| Quarterly Revenue Growth YOY | 4.20% |
| 5-Year Revenue Growth | 17.59% |
| Operating Margin Twelve Trailing Months | 30.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 275,388,000,000 |
| Total Cash Past Year | 296,486,000,000 |
| Total Cash Prior Year | 341,419,000,000 |
| Net Cash Position Most Recent Quarter | -38,030,000,000 |
| Net Cash Position Past Year | 13,207,000,000 |
| Long Term Debt Past Year | 283,279,000,000 |
| Long Term Debt Prior Year | 302,204,000,000 |
| Total Debt Most Recent Quarter | 313,418,000,000 |
| Equity to Debt Ratio Past Year | 0.51 |
| Equity to Debt Ratio Most Recent Quarter | 0.49 |
| Total Stockholder Equity Past Year | 295,559,000,000 |
| Total Stockholder Equity Prior Year | 291,646,000,000 |
| Total Stockholder Equity Most Recent Quarter | 299,599,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -22,678,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -3.06 |
| Free Cash Flow Past Year | -8,805,000,000 |
| Free Cash Flow Prior Year | 44,982,000,000 |
Options |
|
| Put/Call Ratio | 0.30 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.01 |
| MACD Signal | 0.38 |
| 20-Day Bollinger Lower Band | 43.27 |
| 20-Day Bollinger Middle Band | 48.07 |
| 20-Day Bollinger Upper Band | 52.88 |
| Beta | 1.33 |
| RSI | 37.84 |
| 50-Day SMA | 44.90 |
| 150-Day SMA | 36.36 |
| 200-Day SMA | 35.93 |
System |
|
| Modified | 10/15/2025 6:14:27 PM EST |