Stock Scorecard



Stock Summary for Bank Of America Corp (BAC) - $47.46 as of 6/27/2025 1:47:27 PM EST

Total Score

12 out of 30

Safety Score

73 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for BAC

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for BAC

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for BAC

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for BAC

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for BAC (73 out of 100)

Stock Price Rating (Max of 10) 8
Historical Stock Price Rating (Max of 10) 8
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 1
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 5
Dividend Yield Percentage (Max of 10) 4
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

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Financial Details for BAC

Company Overview

Ticker BAC
Company Name Bank Of America Corp
Country USA
Description The Bank of America Corporation is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina. Founded in San Francisco, Bank of America was formed through NationsBank's acquisition of BankAmerica in 1998. It is the second largest banking institution in the United States, after JPMorgan Chase, and the eighth largest bank in the world. Bank of America is one of the Big Four banking institutions of the United States. It services approximately 10 percent of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup and Wells Fargo. Its primary financial services revolve around commercial banking, wealth management, and investment banking.
Sector Name FINANCE
Industry Name NATIONAL COMMERCIAL BANKS
Most Recent Quarter 3/31/2025
Next Earnings Date 7/16/2025

Stock Price History

Last Day Price 47.46
Price 4 Years Ago 40.62
Last Day Price Updated 6/27/2025 1:47:27 PM EST
Last Day Volume 40,127,021
Average Daily Volume 38,933,553
52-Week High 47.40
52-Week Low 32.87
Last Price to 52 Week Low 44.39%

Valuation Measures

Trailing PE 13.93
Industry PE 14.47
Sector PE 20.75
5-Year Average PE 18.39
Free Cash Flow Ratio 1.27
Industry Free Cash Flow Ratio 3.05
Sector Free Cash Flow Ratio 11.02
Current Ratio Most Recent Quarter 0.30
Total Cash Per Share 37.29
Book Value Per Share Most Recent Quarter 36.39
Price to Book Ratio 1.27
Industry Price to Book Ratio 1.01
Sector Price to Book Ratio 2.08
Price to Sales Ratio Twelve Trailing Months 3.61
Industry Price to Sales Ratio Twelve Trailing Months 2.92
Sector Price to Sales Ratio Twelve Trailing Months 3.19
Analyst Buy Ratings 15
Analyst Strong Buy Ratings 7

Share Statistics

Total Shares Outstanding 7,531,880,000
Market Capitalization 357,463,024,800
Institutional Ownership N/A

Dividends

Ex-Dividend Date 6/6/2025
Previous Dividend Amount 0.2600
Current Dividend Amount 0.2600
Total Years Dividend Increasing Dividend Contender - Increasing for 11 Years
Trailing Annual Dividend Rate 1.04
Trailing Annual Dividend Yield 2.22%
Forward Annual Dividend Rate 1.04
Forward Annual Dividend Yield 2.22%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 2.30%
5-Year Average Dividend Yield 2.46%
1-Year Dividend Growth Rate Percentage 4.00%
3-Year Dividend Growth Rate Percentage 1.98%
5-Year Dividend Growth Rate Percentage 7.46%
All-Time Dividend Growth Rate Percentage 4.40%
Dividend Payout Ratio 31.04%

Income Statement

Quarterly Earnings Growth YOY 18.40%
Annual Earnings Growth 2.33%
Reported EPS 12 Trailing Months 3.35
Reported EPS Past Year 0.90
Reported EPS Prior Year 3.23
Net Income Twelve Trailing Months 27,854,000,000
Net Income Past Year 27,132,000,000
Net Income Prior Year 26,515,000,000
Quarterly Revenue Growth YOY 5.70%
5-Year Revenue Growth 17.59%
Operating Margin Twelve Trailing Months 31.40%

Balance Sheet

Total Cash Most Recent Quarter 280,861,000,000
Total Cash Past Year 296,486,000,000
Total Cash Prior Year 341,419,000,000
Net Cash Position Most Recent Quarter -23,285,000,000
Net Cash Position Past Year 13,207,000,000
Long Term Debt Past Year 283,279,000,000
Long Term Debt Prior Year 302,204,000,000
Total Debt Most Recent Quarter 304,146,000,000
Equity to Debt Ratio Past Year 0.51
Equity to Debt Ratio Most Recent Quarter 0.49
Total Stockholder Equity Past Year 295,559,000,000
Total Stockholder Equity Prior Year 291,646,000,000
Total Stockholder Equity Most Recent Quarter 295,581,000,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 4,550,000,000
Free Cash Flow Per Share Twelve Trailing Months 0.60
Free Cash Flow Past Year -8,805,000,000
Free Cash Flow Prior Year 44,982,000,000

Options

Put/Call Ratio 1.43
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.97
MACD Signal 0.85
20-Day Bollinger Lower Band 35.30
20-Day Bollinger Middle Band 42.18
20-Day Bollinger Upper Band 49.06
Beta 1.31
RSI 69.31
50-Day SMA 42.09
150-Day SMA 34.76
200-Day SMA 35.45

System

Modified 6/25/2025 6:21:15 PM EST