Stock Scorecard
Stock Summary for American Express Company (AXP) - $363.97 as of 11/28/2025 11:26:40 AM EST
Total Score
10 out of 30
Safety Score
69 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for AXP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for AXP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for AXP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for AXP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for AXP (69 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 7 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for AXP
Financial Details for AXP
Company Overview |
|
|---|---|
| Ticker | AXP |
| Company Name | American Express Company |
| Country | USA |
| Description | American Express Company (AXP) is a leading global financial services firm, renowned for its premium charge and credit card products, along with a comprehensive suite of travel and expense management solutions. Headquartered in New York City, the company operates across three key segments: Global Consumer Services, Global Commercial Services, and Global Merchant Services, catering to a diverse clientele from individual consumers to large corporations. With a strong emphasis on innovation and exceptional customer service, American Express leverages advanced technology to enhance its offerings, ensuring a competitive advantage in a dynamic marketplace. The company's extensive network of strategic partnerships and merchants reinforces its status as a premier industry leader, driving growth and customer loyalty. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | CREDIT SERVICES |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/23/2026 |
Stock Price History |
|
| Last Day Price | 363.97 |
| Price 4 Years Ago | 155.57 |
| Last Day Price Updated | 11/28/2025 11:26:40 AM EST |
| Last Day Volume | 1,679,908 |
| Average Daily Volume | 2,675,870 |
| 52-Week High | 377.23 |
| 52-Week Low | 219.32 |
| Last Price to 52 Week Low | 65.95% |
Valuation Measures |
|
| Trailing PE | 24.33 |
| Industry PE | 23.62 |
| Sector PE | 23.77 |
| 5-Year Average PE | 19.26 |
| Free Cash Flow Ratio | 4.69 |
| Industry Free Cash Flow Ratio | 13.50 |
| Sector Free Cash Flow Ratio | 39.95 |
| Current Ratio Most Recent Quarter | 0.33 |
| Total Cash Per Share | 77.57 |
| Book Value Per Share Most Recent Quarter | 47.05 |
| Price to Book Ratio | 7.71 |
| Industry Price to Book Ratio | 4.03 |
| Sector Price to Book Ratio | 1.90 |
| Price to Sales Ratio Twelve Trailing Months | 3.88 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.09 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.81 |
| Analyst Buy Ratings | 7 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 688,852,000 |
| Market Capitalization | 250,721,462,440 |
| Institutional Ownership | 65.16% |
Dividends |
|
| Ex-Dividend Date | 10/10/2025 |
| Previous Dividend Amount | 0.8200 |
| Current Dividend Amount | 0.8200 |
| Total Years Dividend Increasing | 3 |
| Trailing Annual Dividend Rate | 3.16 |
| Trailing Annual Dividend Yield | 0.87% |
| Forward Annual Dividend Rate | 3.28 |
| Forward Annual Dividend Yield | 0.90% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.09% |
| 5-Year Average Dividend Yield | 1.17% |
| 1-Year Dividend Growth Rate Percentage | 17.04% |
| 3-Year Dividend Growth Rate Percentage | 16.71% |
| 5-Year Dividend Growth Rate Percentage | 16.42% |
| All-Time Dividend Growth Rate Percentage | 8.02% |
| Dividend Payout Ratio | 21.24% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 18.60% |
| Annual Earnings Growth | 20.96% |
| Reported EPS 12 Trailing Months | 14.96 |
| Reported EPS Past Year | 11.86 |
| Reported EPS Prior Year | 13.35 |
| Net Income Twelve Trailing Months | 10,541,000,000 |
| Net Income Past Year | 10,129,000,000 |
| Net Income Prior Year | 8,374,000,000 |
| Quarterly Revenue Growth YOY | 12.20% |
| 5-Year Revenue Growth | 9.52% |
| Operating Margin Twelve Trailing Months | 22.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 53,435,000,000 |
| Total Cash Past Year | 40,552,000,000 |
| Total Cash Prior Year | 46,530,000,000 |
| Net Cash Position Most Recent Quarter | -4,352,000,000 |
| Net Cash Position Past Year | -9,163,000,000 |
| Long Term Debt Past Year | 49,715,000,000 |
| Long Term Debt Prior Year | 47,866,000,000 |
| Total Debt Most Recent Quarter | 57,787,000,000 |
| Equity to Debt Ratio Past Year | 0.38 |
| Equity to Debt Ratio Most Recent Quarter | 0.36 |
| Total Stockholder Equity Past Year | 30,264,000,000 |
| Total Stockholder Equity Prior Year | 28,057,000,000 |
| Total Stockholder Equity Most Recent Quarter | 32,417,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 18,940,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 27.50 |
| Free Cash Flow Past Year | 12,139,000,000 |
| Free Cash Flow Prior Year | 16,996,000,000 |
Options |
|
| Put/Call Ratio | 1.26 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.75 |
| MACD Signal | 2.96 |
| 20-Day Bollinger Lower Band | 286.78 |
| 20-Day Bollinger Middle Band | 332.28 |
| 20-Day Bollinger Upper Band | 377.78 |
| Beta | 1.15 |
| RSI | 56.96 |
| 50-Day SMA | 305.48 |
| 150-Day SMA | 233.71 |
| 200-Day SMA | 213.68 |
System |
|
| Modified | 11/27/2025 6:13:12 PM EST |