Stock Scorecard
Stock Summary for Ames National Corp (ATLO) - $16.80 as of 4/18/2025 9:55:26 AM EST
Total Score
15 out of 30
Safety Score
43 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ATLO
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ATLO
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ATLO
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ATLO
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ATLO (43 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for ATLO
Financial Details for ATLO
Company Overview |
|
|---|---|
| Ticker | ATLO |
| Company Name | Ames National Corp |
| Country | N/A |
| Description | Ames National Corporation is a multi-bank holding company offering banking products and services primarily in Adams, Boone, Clarke, Hancock, Polk, Marshall, Ringgold, Story, Taylor and Union counties in central, north-central counties. and south. --Central Iowa. The company is headquartered in Ames, Iowa. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 4/17/2025 |
Stock Price History |
|
| Last Day Price | 16.80 |
| Price 4 Years Ago | 20.48 |
| Last Day Price Updated | 4/18/2025 9:55:26 AM EST |
| Last Day Volume | 11,315 |
| Average Daily Volume | 14,752 |
| 52-Week High | 21.27 |
| 52-Week Low | 15.34 |
| Last Price to 52 Week Low | 9.52% |
Valuation Measures |
|
| Trailing PE | 14.75 |
| Industry PE | 14.25 |
| Sector PE | 16.87 |
| 5-Year Average PE | 9.67 |
| Free Cash Flow Ratio | 1.39 |
| Industry Free Cash Flow Ratio | 8.74 |
| Sector Free Cash Flow Ratio | 30.20 |
| Current Ratio Most Recent Quarter | 0.06 |
| Total Cash Per Share | 12.05 |
| Book Value Per Share Most Recent Quarter | 19.52 |
| Price to Book Ratio | 0.85 |
| Industry Price to Book Ratio | 0.93 |
| Sector Price to Book Ratio | 4.74 |
| Price to Sales Ratio Twelve Trailing Months | 2.80 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.66 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.96 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 8,915,600 |
| Market Capitalization | 149,782,080 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/30/2025 |
| Previous Dividend Amount | 0.2000 |
| Current Dividend Amount | 0.2000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.94 |
| Trailing Annual Dividend Yield | 5.65% |
| Forward Annual Dividend Rate | 0.80 |
| Forward Annual Dividend Yield | 4.81% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 6.22% |
| 5-Year Average Dividend Yield | 5.45% |
| 1-Year Dividend Growth Rate Percentage | -20.79% |
| 3-Year Dividend Growth Rate Percentage | -11.00% |
| 5-Year Dividend Growth Rate Percentage | -6.12% |
| All-Time Dividend Growth Rate Percentage | 3.06% |
| Dividend Payout Ratio | 82.46% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 62.50% |
| Annual Earnings Growth | -5.54% |
| Reported EPS 12 Trailing Months | 1.14 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 1.14 |
| Net Income Twelve Trailing Months | 10,218,000 |
| Net Income Past Year | 10,218,000 |
| Net Income Prior Year | 10,817,000 |
| Quarterly Revenue Growth YOY | 20.30% |
| 5-Year Revenue Growth | 0.34% |
| Operating Margin Twelve Trailing Months | 33.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 107,393,000 |
| Total Cash Past Year | 19,525,000 |
| Total Cash Prior Year | 64,005,000 |
| Net Cash Position Most Recent Quarter | 60,441,000 |
| Net Cash Position Past Year | -27,427,000 |
| Long Term Debt Past Year | 46,952,000 |
| Long Term Debt Prior Year | 110,588,000 |
| Total Debt Most Recent Quarter | 46,952,000 |
| Equity to Debt Ratio Past Year | 0.79 |
| Equity to Debt Ratio Most Recent Quarter | 0.79 |
| Total Stockholder Equity Past Year | 174,706,000 |
| Total Stockholder Equity Prior Year | 165,788,000 |
| Total Stockholder Equity Most Recent Quarter | 174,706,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 14,533,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.63 |
| Free Cash Flow Past Year | 14,001,000 |
| Free Cash Flow Prior Year | 14,313,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.31 |
| MACD Signal | -0.30 |
| 20-Day Bollinger Lower Band | 15.66 |
| 20-Day Bollinger Middle Band | 17.36 |
| 20-Day Bollinger Upper Band | 19.06 |
| Beta | 0.45 |
| RSI | 41.68 |
| 50-Day SMA | 18.09 |
| 150-Day SMA | 18.36 |
| 200-Day SMA | 18.80 |
System |
|
| Modified | 4/16/2025 6:36:10 PM EST |