Stock Scorecard
Stock Summary for Ames National Corp (ATLO) - $18.29 as of 2/21/2025 7:46:33 PM EST
Total Score
14 out of 30
Safety Score
48 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ATLO
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ATLO
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ATLO
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ATLO
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ATLO (48 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 6 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 1 |
| Price to Earnings (Max of 10) | 8 |
Latest News for for ATLO
Financial Details for ATLO
Company Overview |
|
|---|---|
| Ticker | ATLO |
| Company Name | Ames National Corp |
| Country | USA |
| Description | Ames National Corporation is a multi-bank holding company offering banking products and services primarily in Adams, Boone, Clarke, Hancock, Polk, Marshall, Ringgold, Story, Taylor and Union counties in central, north-central counties. and south. --Central Iowa. The company is headquartered in Ames, Iowa. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 4/17/2025 |
Stock Price History |
|
| Last Day Price | 18.29 |
| Price 4 Years Ago | 20.48 |
| Last Day Price Updated | 2/21/2025 7:46:33 PM EST |
| Last Day Volume | 18,734 |
| Average Daily Volume | 17,373 |
| 52-Week High | 21.27 |
| 52-Week Low | 15.34 |
| Last Price to 52 Week Low | 19.23% |
Valuation Measures |
|
| Trailing PE | 17.98 |
| Industry PE | 18.40 |
| Sector PE | 19.93 |
| 5-Year Average PE | 13.45 |
| Free Cash Flow Ratio | 2.79 |
| Industry Free Cash Flow Ratio | 3.59 |
| Sector Free Cash Flow Ratio | 18.49 |
| Current Ratio Most Recent Quarter | 0.06 |
| Total Cash Per Share | 6.56 |
| Book Value Per Share Most Recent Quarter | 20.39 |
| Price to Book Ratio | 0.95 |
| Industry Price to Book Ratio | 1.12 |
| Sector Price to Book Ratio | 2.97 |
| Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.18 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.27 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 8,992,200 |
| Market Capitalization | 164,467,338 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/30/2025 |
| Previous Dividend Amount | 0.2000 |
| Current Dividend Amount | 0.2000 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.94 |
| Trailing Annual Dividend Yield | 5.14% |
| Forward Annual Dividend Rate | 0.80 |
| Forward Annual Dividend Yield | 4.37% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 6.15% |
| 5-Year Average Dividend Yield | 4.99% |
| 1-Year Dividend Growth Rate Percentage | -20.79% |
| 3-Year Dividend Growth Rate Percentage | -11.00% |
| 5-Year Dividend Growth Rate Percentage | -6.12% |
| All-Time Dividend Growth Rate Percentage | 0.55% |
| Dividend Payout Ratio | 96.91% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -24.20% |
| Annual Earnings Growth | -43.93% |
| Reported EPS 12 Trailing Months | 0.97 |
| Reported EPS Past Year | 0.75 |
| Reported EPS Prior Year | 1.21 |
| Net Income Twelve Trailing Months | 8,844,000 |
| Net Income Past Year | 10,817,000 |
| Net Income Prior Year | 19,293,000 |
| Quarterly Revenue Growth YOY | -1.50% |
| 5-Year Revenue Growth | 2.00% |
| Operating Margin Twelve Trailing Months | 22.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 58,969,000 |
| Total Cash Past Year | 55,101,000 |
| Total Cash Prior Year | 27,884,000 |
| Net Cash Position Most Recent Quarter | -13,531,000 |
| Net Cash Position Past Year | 51,613,000 |
| Long Term Debt Past Year | 3,488,000 |
| Long Term Debt Prior Year | 35,400,000 |
| Total Debt Most Recent Quarter | 72,500,000 |
| Equity to Debt Ratio Past Year | 0.98 |
| Equity to Debt Ratio Most Recent Quarter | 0.72 |
| Total Stockholder Equity Past Year | 165,788,000 |
| Total Stockholder Equity Prior Year | 149,098,000 |
| Total Stockholder Equity Most Recent Quarter | 183,394,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 13,471,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.50 |
| Free Cash Flow Past Year | 14,313,000 |
| Free Cash Flow Prior Year | 18,373,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.36 |
| MACD Signal | 0.35 |
| 20-Day Bollinger Lower Band | 15.68 |
| 20-Day Bollinger Middle Band | 17.21 |
| 20-Day Bollinger Upper Band | 18.75 |
| Beta | 0.55 |
| RSI | 62.49 |
| 50-Day SMA | 18.24 |
| 150-Day SMA | 18.48 |
| 200-Day SMA | 18.92 |
System |
|
| Modified | 2/21/2025 6:12:34 PM EST |