Stock Scorecard
Stock Summary for Alerus Financial Corp (ALRS) - $34.27 as of 11/13/2026 6:54:20 PM EST
Total Score
14 out of 30
Safety Score
53 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ALRS
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ALRS
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ALRS
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ALRS
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ALRS (53 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 6 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ALRS
Financial Details for ALRS
Company Overview |
|
|---|---|
| Ticker | ALRS |
| Company Name | Alerus Financial Corp |
| Country | USA |
| Description | Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. The company is headquartered in Grand Forks, North Dakota. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 34.27 |
| Price 4 Years Ago | 20.28 |
| Last Day Price Updated | 11/13/2026 6:54:20 PM EST |
| Last Day Volume | 86,423 |
| Average Daily Volume | 147,504 |
| 52-Week High | 35.49 |
| 52-Week Low | 20.26 |
| Last Price to 52 Week Low | 69.15% |
Valuation Measures |
|
| Trailing PE | 28.80 |
| Industry PE | 12.75 |
| Sector PE | 17.62 |
| 5-Year Average PE | 11.24 |
| Free Cash Flow Ratio | 12.88 |
| Industry Free Cash Flow Ratio | 11.12 |
| Sector Free Cash Flow Ratio | 53.23 |
| Current Ratio Most Recent Quarter | 0.27 |
| Total Cash Per Share | 2.66 |
| Book Value Per Share Most Recent Quarter | 23.31 |
| Price to Book Ratio | 1.48 |
| Industry Price to Book Ratio | 1.30 |
| Sector Price to Book Ratio | 2.70 |
| Price to Sales Ratio Twelve Trailing Months | 3.42 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.46 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 24,745,700 |
| Market Capitalization | 848,035,139 |
| Institutional Ownership | 64.49% |
Dividends |
|
| Ex-Dividend Date | 9/25/2026 |
| Previous Dividend Amount | 0.2200 |
| Current Dividend Amount | 0.2200 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.86 |
| Trailing Annual Dividend Yield | 2.49% |
| Forward Annual Dividend Rate | 0.88 |
| Forward Annual Dividend Yield | 2.55% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.77% |
| 5-Year Average Dividend Yield | 3.82% |
| 1-Year Dividend Growth Rate Percentage | 6.02% |
| 3-Year Dividend Growth Rate Percentage | 2.97% |
| 5-Year Dividend Growth Rate Percentage | 5.89% |
| All-Time Dividend Growth Rate Percentage | 7.84% |
| Dividend Payout Ratio | 72.27% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 16.90% |
| Annual Earnings Growth | -1.92% |
| Reported EPS 12 Trailing Months | 1.19 |
| Reported EPS Past Year | 2.40 |
| Reported EPS Prior Year | 2.80 |
| Net Income Twelve Trailing Months | 29,984,000 |
| Net Income Past Year | 17,439,000 |
| Net Income Prior Year | 17,780,000 |
| Quarterly Revenue Growth YOY | 8.70% |
| 5-Year Revenue Growth | 6.46% |
| Operating Margin Twelve Trailing Months | 19.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 65,756,000 |
| Total Cash Past Year | 67,192,000 |
| Total Cash Prior Year | 61,239,000 |
| Net Cash Position Most Recent Quarter | 6,489,000 |
| Net Cash Position Past Year | 8,010,000 |
| Long Term Debt Past Year | 59,182,000 |
| Long Term Debt Prior Year | 59,069,000 |
| Total Debt Most Recent Quarter | 59,267,000 |
| Equity to Debt Ratio Past Year | 0.91 |
| Equity to Debt Ratio Most Recent Quarter | 0.91 |
| Total Stockholder Equity Past Year | 564,934,000 |
| Total Stockholder Equity Prior Year | 495,410,000 |
| Total Stockholder Equity Most Recent Quarter | 576,850,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 108,821,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.40 |
| Free Cash Flow Past Year | 58,831,000 |
| Free Cash Flow Prior Year | 16,590,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.56 |
| MACD Signal | 0.17 |
| 20-Day Bollinger Lower Band | 30.39 |
| 20-Day Bollinger Middle Band | 32.43 |
| 20-Day Bollinger Upper Band | 34.47 |
| Beta | 0.69 |
| RSI | 71.76 |
| 50-Day SMA | 27.44 |
| 150-Day SMA | 22.24 |
| 200-Day SMA | 20.73 |
System |
|
| Modified | 11/13/2026 4:20:45 PM EST |