Stock Scorecard
Stock Summary for Alerus Financial Corp (ALRS) - $26.78 as of 5/15/2026 6:53:40 PM EST
Total Score
15 out of 30
Safety Score
36 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ALRS
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ALRS
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ALRS
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ALRS
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ALRS (36 out of 100)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for ALRS
Financial Details for ALRS
Company Overview |
|
|---|---|
| Ticker | ALRS |
| Company Name | Alerus Financial Corp |
| Country | N/A |
| Description | Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. The company is headquartered in Grand Forks, North Dakota. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 8/4/2026 |
Stock Price History |
|
| Last Day Price | 26.78 |
| Price 4 Years Ago | 20.56 |
| Last Day Price Updated | 5/15/2026 6:53:40 PM EST |
| Last Day Volume | 70,741 |
| Average Daily Volume | 160,252 |
| 52-Week High | 27.60 |
| 52-Week Low | 19.71 |
| Last Price to 52 Week Low | 35.87% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 14.04 |
| Sector PE | 59.85 |
| 5-Year Average PE | 14.08 |
| Free Cash Flow Ratio | 5.22 |
| Industry Free Cash Flow Ratio | 16.04 |
| Sector Free Cash Flow Ratio | 31.40 |
| Current Ratio Most Recent Quarter | 0.75 |
| Total Cash Per Share | 5.13 |
| Book Value Per Share Most Recent Quarter | 22.79 |
| Price to Book Ratio | 1.18 |
| Industry Price to Book Ratio | 1.15 |
| Sector Price to Book Ratio | 1.99 |
| Price to Sales Ratio Twelve Trailing Months | 2.88 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.24 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.10 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 25,128,600 |
| Market Capitalization | 672,943,908 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/27/2026 |
| Previous Dividend Amount | 0.2100 |
| Current Dividend Amount | 0.2100 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.84 |
| Trailing Annual Dividend Yield | 3.16% |
| Forward Annual Dividend Rate | 0.84 |
| Forward Annual Dividend Yield | 3.16% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 1.20% |
| 3-Year Dividend Growth Rate Percentage | 0.60% |
| 5-Year Dividend Growth Rate Percentage | 4.66% |
| All-Time Dividend Growth Rate Percentage | 7.84% |
| Dividend Payout Ratio | 80.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 71.20% |
| Annual Earnings Growth | -1.92% |
| Reported EPS 12 Trailing Months | 1.05 |
| Reported EPS Past Year | 0.89 |
| Reported EPS Prior Year | 2.75 |
| Net Income Twelve Trailing Months | 27,096,000 |
| Net Income Past Year | 17,439,000 |
| Net Income Prior Year | 17,780,000 |
| Quarterly Revenue Growth YOY | 18.70% |
| 5-Year Revenue Growth | 6.46% |
| Operating Margin Twelve Trailing Months | 40.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 128,826,000 |
| Total Cash Past Year | 67,192,000 |
| Total Cash Prior Year | 61,239,000 |
| Net Cash Position Most Recent Quarter | 69,615,000 |
| Net Cash Position Past Year | 8,010,000 |
| Long Term Debt Past Year | 59,182,000 |
| Long Term Debt Prior Year | 59,069,000 |
| Total Debt Most Recent Quarter | 59,211,000 |
| Equity to Debt Ratio Past Year | 0.91 |
| Equity to Debt Ratio Most Recent Quarter | 0.91 |
| Total Stockholder Equity Past Year | 564,934,000 |
| Total Stockholder Equity Prior Year | 495,410,000 |
| Total Stockholder Equity Most Recent Quarter | 574,693,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 76,237,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.03 |
| Free Cash Flow Past Year | 58,831,000 |
| Free Cash Flow Prior Year | 16,590,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.41 |
| MACD Signal | 0.38 |
| 20-Day Bollinger Lower Band | 21.62 |
| 20-Day Bollinger Middle Band | 24.05 |
| 20-Day Bollinger Upper Band | 26.49 |
| Beta | 0.68 |
| RSI | 59.44 |
| 50-Day SMA | 22.29 |
| 150-Day SMA | 19.92 |
| 200-Day SMA | 19.51 |
System |
|
| Modified | 5/15/2026 5:02:18 PM EST |