Stock Scorecard
Stock Summary for Alerus Financial Corp (ALRS) - $21.00 as of 4/25/2024 8:56:56 AM EST
Total Score
11 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ALRS
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ALRS
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ALRS
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for ALRS
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for ALRS
Financial Details for ALRS
Company Overview |
|
|---|---|
| Ticker | ALRS |
| Company Name | Alerus Financial Corp |
| Country | USA |
| Description | Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. The company is headquartered in Grand Forks, North Dakota. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2023 |
| Next Earnings Date | 4/25/2024 |
Stock Price History |
|
| Last Day Price | 21.00 |
| Last Day Price Updated | 4/25/2024 8:56:56 AM EST |
| Last Day Volume | 30,425 |
| Average Daily Volume | 31,342 |
| 52-Week High | 25.63 |
| 52-Week Low | 12.62 |
| Last Price to 52 Week Low | 66.40% |
Valuation Measures |
|
| Trailing PE | 36.17 |
| Industry PE | 13.17 |
| Sector PE | 18.25 |
| 5-Year Average PE | 8.40 |
| Free Cash Flow Ratio | 3.22 |
| Industry Free Cash Flow Ratio | 7.74 |
| Sector Free Cash Flow Ratio | 8.74 |
| Current Ratio Most Recent Quarter | 0.49 |
| Total Cash Per Share | 6.53 |
| Book Value Per Share Most Recent Quarter | 18.70 |
| Price to Book Ratio | 1.08 |
| Industry Price to Book Ratio | 0.86 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 2.40 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.30 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 19,885,900 |
| Market Capitalization | 417,603,900 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/14/2024 |
| Last Dividend Amount | 0.19 |
| Current Dividend Amount | 0.19 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 0.76 |
| Trailing Annual Dividend Yield | 3.62% |
| Forward Annual Dividend Rate | 0.81 |
| Forward Annual Dividend Yield | 3.88% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.83% |
| 5-Year Average Dividend Yield | 2.64% |
| 1-Year Dividend Growth Rate Percentage | 7.14% |
| 3-Year Dividend Growth Rate Percentage | 9.11% |
| 5-Year Dividend Growth Rate Percentage | 7.10% |
| All-Time Dividend Growth Rate Percentage | 8.17% |
| Dividend Payout Ratio | 131.03% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -4.30% |
| Annual Earnings Growth | -70.76% |
| Reported EPS 12 Trailing Months | 0.58 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 1.79 |
| Net Income Twelve Trailing Months | 11,696,000 |
| Net Income Past Year | 11,696,000 |
| Net Income Prior Year | 40,005,000 |
| Quarterly Revenue Growth YOY | -60.30% |
| 5-Year Revenue Growth | -2.20% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 129,893,000 |
| Total Cash Past Year | 129,893,000 |
| Total Cash Prior Year | 58,242,000 |
| Net Cash Position Most Recent Quarter | 70,937,000 |
| Net Cash Position Past Year | 70,937,000 |
| Long Term Debt Past Year | 58,956,000 |
| Long Term Debt Prior Year | 58,843,000 |
| Total Debt Most Recent Quarter | 58,956,000 |
| Equity to Debt Ratio Past Year | 0.86 |
| Equity to Debt Ratio Most Recent Quarter | 0.86 |
| Total Stockholder Equity Past Year | 369,127,000 |
| Total Stockholder Equity Prior Year | 356,872,000 |
| Total Stockholder Equity Most Recent Quarter | 369,127,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.44 |
| MACD Signal | -0.40 |
| 20-Day Bollinger Lower Band | 20.09 |
| 20-Day Bollinger Middle Band | 21.60 |
| 20-Day Bollinger Upper Band | 23.11 |
| Beta | 0.64 |
| RSI | 45.38 |
| 50-Day SMA | 19.17 |
| 200-Day SMA | 22.50 |
System |
|
| Modified | 4/24/2024 5:18:46 PM EST |