Stock Scorecard
Stock Summary for Alerus Financial Corp (ALRS) - $21.70 as of 11/20/2024 7:43:21 PM EST
Total Score
11 out of 30
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ALRS
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ALRS
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ALRS
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ALRS
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ALRS (40 out of 90)
| Stock Price Rating (Max of 10) | 7 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 6 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 1 |
Latest News for for ALRS
Financial Details for ALRS
Company Overview |
|
|---|---|
| Ticker | ALRS |
| Company Name | Alerus Financial Corp |
| Country | USA |
| Description | Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. The company is headquartered in Grand Forks, North Dakota. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/22/2025 |
Stock Price History |
|
| Last Day Price | 21.70 |
| Price 4 Years Ago | 24.31 |
| Last Day Price Updated | 11/20/2024 7:43:21 PM EST |
| Last Day Volume | 35,356 |
| Average Daily Volume | 123,771 |
| 52-Week High | 25.12 |
| 52-Week Low | 17.39 |
| Last Price to 52 Week Low | 24.78% |
Valuation Measures |
|
| Trailing PE | 127.65 |
| Industry PE | 18.95 |
| Sector PE | 21.40 |
| 5-Year Average PE | 13.38 |
| Free Cash Flow Ratio | 8.01 |
| Industry Free Cash Flow Ratio | 3.69 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 0.34 |
| Total Cash Per Share | 2.71 |
| Book Value Per Share Most Recent Quarter | 19.53 |
| Price to Book Ratio | 1.42 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 3.38 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.27 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 25,338,300 |
| Market Capitalization | 549,841,110 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 9/13/2024 |
| Last Dividend Amount | 0.20 |
| Current Dividend Amount | 0.20 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 0.78 |
| Trailing Annual Dividend Yield | 3.59% |
| Forward Annual Dividend Rate | 0.84 |
| Forward Annual Dividend Yield | 3.85% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.83% |
| 5-Year Average Dividend Yield | 2.64% |
| 1-Year Dividend Growth Rate Percentage | 7.14% |
| 3-Year Dividend Growth Rate Percentage | 9.11% |
| 5-Year Dividend Growth Rate Percentage | 7.10% |
| All-Time Dividend Growth Rate Percentage | 8.17% |
| Dividend Payout Ratio | 458.82% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -42.20% |
| Annual Earnings Growth | -70.76% |
| Reported EPS 12 Trailing Months | 0.17 |
| Reported EPS Past Year | 0.89 |
| Reported EPS Prior Year | 1.79 |
| Net Income Twelve Trailing Months | 3,092,000 |
| Net Income Past Year | 11,696,000 |
| Net Income Prior Year | 40,005,000 |
| Quarterly Revenue Growth YOY | 0.90% |
| 5-Year Revenue Growth | -2.20% |
| Operating Margin Twelve Trailing Months | 0.20 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 68,675,000 |
| Total Cash Past Year | 129,893,000 |
| Total Cash Prior Year | 58,242,000 |
| Net Cash Position Most Recent Quarter | 9,634,000 |
| Net Cash Position Past Year | 70,937,000 |
| Long Term Debt Past Year | 58,956,000 |
| Long Term Debt Prior Year | 58,843,000 |
| Total Debt Most Recent Quarter | 59,041,000 |
| Equity to Debt Ratio Past Year | 0.86 |
| Equity to Debt Ratio Most Recent Quarter | 0.87 |
| Total Stockholder Equity Past Year | 369,127,000 |
| Total Stockholder Equity Prior Year | 356,872,000 |
| Total Stockholder Equity Most Recent Quarter | 386,486,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 9,050,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.36 |
| Free Cash Flow Past Year | 25,809,000 |
| Free Cash Flow Prior Year | 101,177,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.03 |
| MACD Signal | -0.07 |
| 20-Day Bollinger Lower Band | 19.88 |
| 20-Day Bollinger Middle Band | 21.89 |
| 20-Day Bollinger Upper Band | 23.91 |
| Beta | 0.69 |
| RSI | 46.83 |
| 50-Day SMA | 20.92 |
| 150-Day SMA | 20.49 |
| 200-Day SMA | 22.17 |
System |
|
| Modified | 11/20/2024 5:13:29 PM EST |