Stock Scorecard
Stock Summary for Affirm Holdings Inc - Class A (AFRM) - $46.35 as of 5/12/2025 7:43:54 PM EST
Total Score
4 out of 30
Safety Score
43 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for AFRM
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for AFRM
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for AFRM
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for AFRM
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for AFRM (43 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for AFRM
Financial Details for AFRM
Company Overview |
|
|---|---|
| Ticker | AFRM |
| Company Name | Affirm Holdings Inc - Class A |
| Country | USA |
| Description | Affirm Holdings, Inc. operates a platform for digital and mobile commerce in the United States and Canada. The company is headquartered in San Francisco, California. |
| Sector Name | TRADE & SERVICES |
| Industry Name | SERVICES-BUSINESS SERVICES, NEC |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 46.35 |
| Price 4 Years Ago | 100.56 |
| Last Day Price Updated | 5/12/2025 7:43:54 PM EST |
| Last Day Volume | 32,087,254 |
| Average Daily Volume | 9,368,563 |
| 52-Week High | 55.76 |
| 52-Week Low | 45.54 |
| Last Price to 52 Week Low | 1.78% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 76.62 |
| Sector PE | 49.67 |
| 5-Year Average PE | -144.58 |
| Free Cash Flow Ratio | 10.78 |
| Industry Free Cash Flow Ratio | 46.14 |
| Sector Free Cash Flow Ratio | 58.58 |
| Current Ratio Most Recent Quarter | 13.79 |
| Total Cash Per Share | 4.30 |
| Book Value Per Share Most Recent Quarter | 8.82 |
| Price to Book Ratio | 5.21 |
| Industry Price to Book Ratio | 8.44 |
| Sector Price to Book Ratio | 9.38 |
| Price to Sales Ratio Twelve Trailing Months | 4.98 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.69 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.10 |
| Analyst Buy Ratings | 10 |
| Analyst Strong Buy Ratings | 6 |
Share Statistics |
|
| Total Shares Outstanding | 279,295,000 |
| Market Capitalization | 12,945,323,250 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 0.00% |
| Annual Earnings Growth | 47.45% |
| Reported EPS 12 Trailing Months | -0.62 |
| Reported EPS Past Year | -0.07 |
| Reported EPS Prior Year | -1.68 |
| Net Income Twelve Trailing Months | -198,934,000 |
| Net Income Past Year | -517,757,000 |
| Net Income Prior Year | -985,345,000 |
| Quarterly Revenue Growth YOY | 46.60% |
| 5-Year Revenue Growth | 54.44% |
| Operating Margin Twelve Trailing Months | -0.49% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,200,381,000 |
| Total Cash Past Year | 1,013,106,000 |
| Total Cash Prior Year | 892,027,000 |
| Net Cash Position Most Recent Quarter | -6,263,605,000 |
| Net Cash Position Past Year | -5,561,749,000 |
| Long Term Debt Past Year | 6,574,855,000 |
| Long Term Debt Prior Year | 3,579,785,000 |
| Total Debt Most Recent Quarter | 7,463,986,000 |
| Equity to Debt Ratio Past Year | 0.29 |
| Equity to Debt Ratio Most Recent Quarter | 0.27 |
| Total Stockholder Equity Past Year | 2,731,989,000 |
| Total Stockholder Equity Prior Year | 2,534,183,000 |
| Total Stockholder Equity Most Recent Quarter | 2,785,540,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 613,010,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.19 |
| Free Cash Flow Past Year | 290,842,000 |
| Free Cash Flow Prior Year | -108,594,000 |
Options |
|
| Put/Call Ratio | 0.44 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.42 |
| MACD Signal | 0.81 |
| 20-Day Bollinger Lower Band | 32.73 |
| 20-Day Bollinger Middle Band | 55.16 |
| 20-Day Bollinger Upper Band | 77.60 |
| Beta | 3.66 |
| RSI | 53.69 |
| 50-Day SMA | 47.21 |
| 150-Day SMA | 30.92 |
| 200-Day SMA | 41.67 |
System |
|
| Modified | 5/12/2025 4:43:56 PM EST |