Stock Scorecard
Stock Summary for Aflac Inc (AFL) - $113.35 as of 3/3/2026 7:22:03 PM EST
Total Score
11 out of 30
Safety Score
53 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for AFL
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for AFL
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for AFL
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for AFL
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for AFL (53 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for AFL
Financial Details for AFL
Company Overview |
|
|---|---|
| Ticker | AFL |
| Company Name | Aflac Inc |
| Country | N/A |
| Description | Aflac Inc. (American Family Life Assurance Company) is an American insurance company and is the largest provider of supplemental insurance in the United States. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - LIFE |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/28/2026 |
Stock Price History |
|
| Last Day Price | 113.35 |
| Price 4 Years Ago | 66.96 |
| Last Day Price Updated | 3/3/2026 7:22:03 PM EST |
| Last Day Volume | 2,045,825 |
| Average Daily Volume | 2,484,750 |
| 52-Week High | 118.69 |
| 52-Week Low | 95.14 |
| Last Price to 52 Week Low | 19.14% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 12.20 |
| Sector PE | 39.67 |
| 5-Year Average PE | 12.50 |
| Free Cash Flow Ratio | 9.41 |
| Industry Free Cash Flow Ratio | 9.56 |
| Sector Free Cash Flow Ratio | 24.38 |
| Current Ratio Most Recent Quarter | 48.21 |
| Total Cash Per Share | 12.04 |
| Book Value Per Share Most Recent Quarter | 56.85 |
| Price to Book Ratio | 2.18 |
| Industry Price to Book Ratio | 1.53 |
| Sector Price to Book Ratio | 1.66 |
| Price to Sales Ratio Twelve Trailing Months | 3.43 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.30 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.10 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 518,690,000 |
| Market Capitalization | 58,793,511,500 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/18/2026 |
| Previous Dividend Amount | 0.5800 |
| Current Dividend Amount | 0.6100 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.35 |
| Trailing Annual Dividend Yield | 2.06% |
| Forward Annual Dividend Rate | 2.44 |
| Forward Annual Dividend Yield | 2.14% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 5.17% |
| 3-Year Dividend Growth Rate Percentage | 2.55% |
| 5-Year Dividend Growth Rate Percentage | 11.13% |
| All-Time Dividend Growth Rate Percentage | 14.53% |
| Dividend Payout Ratio | 34.46% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -22.90% |
| Annual Earnings Growth | -33.01% |
| Reported EPS 12 Trailing Months | 6.82 |
| Reported EPS Past Year | 7.45 |
| Reported EPS Prior Year | 7.21 |
| Net Income Twelve Trailing Months | 3,646,000,000 |
| Net Income Past Year | 3,646,000,000 |
| Net Income Prior Year | 5,443,000,000 |
| Quarterly Revenue Growth YOY | -9.90% |
| 5-Year Revenue Growth | -4.67% |
| Operating Margin Twelve Trailing Months | 33.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 6,245,000,000 |
| Total Cash Past Year | 6,245,000,000 |
| Total Cash Prior Year | 6,229,000,000 |
| Net Cash Position Most Recent Quarter | -2,164,000,000 |
| Net Cash Position Past Year | -2,164,000,000 |
| Long Term Debt Past Year | 8,409,000,000 |
| Long Term Debt Prior Year | 7,402,000,000 |
| Total Debt Most Recent Quarter | 8,409,000,000 |
| Equity to Debt Ratio Past Year | 0.78 |
| Equity to Debt Ratio Most Recent Quarter | 0.78 |
| Total Stockholder Equity Past Year | 29,490,000,000 |
| Total Stockholder Equity Prior Year | 26,098,000,000 |
| Total Stockholder Equity Most Recent Quarter | 29,490,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 2,555,000,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.93 |
| Free Cash Flow Past Year | 2,555,000,000 |
| Free Cash Flow Prior Year | 2,707,000,000 |
Options |
|
| Put/Call Ratio | 0.12 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.73 |
| MACD Signal | 1.03 |
| 20-Day Bollinger Lower Band | 104.90 |
| 20-Day Bollinger Middle Band | 110.54 |
| 20-Day Bollinger Upper Band | 116.17 |
| Beta | 0.66 |
| RSI | 49.83 |
| 50-Day SMA | 106.45 |
| 150-Day SMA | 92.15 |
| 200-Day SMA | 83.81 |
System |
|
| Modified | 3/3/2026 4:39:31 PM EST |