Stock Scorecard
Stock Summary for Enact Holdings Inc (ACT) - $37.32 as of 5/5/2025 7:22:24 PM EST
Total Score
15 out of 30
Safety Score
65 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ACT
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ACT
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ACT
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ACT
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ACT (65 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 6 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 9 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ACT
Financial Details for ACT
Company Overview |
|
|---|---|
| Ticker | ACT |
| Company Name | Enact Holdings Inc |
| Country | USA |
| Description | N/A |
| Sector Name | FINANCE |
| Industry Name | INSURANCE AGENTS, BROKERS & SERVICE |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 5/16/2025 |
Stock Price History |
|
| Last Day Price | 37.32 |
| Price 4 Years Ago | 17.84 |
| Last Day Price Updated | 5/5/2025 7:22:24 PM EST |
| Last Day Volume | 441,166 |
| Average Daily Volume | 643,247 |
| 52-Week High | 37.56 |
| 52-Week Low | 28.89 |
| Last Price to 52 Week Low | 29.18% |
Valuation Measures |
|
| Trailing PE | 8.41 |
| Industry PE | 41.15 |
| Sector PE | 17.70 |
| 5-Year Average PE | 11.17 |
| Free Cash Flow Ratio | 8.82 |
| Industry Free Cash Flow Ratio | 30.47 |
| Sector Free Cash Flow Ratio | 25.60 |
| Current Ratio Most Recent Quarter | 1.40 |
| Total Cash Per Share | 4.23 |
| Book Value Per Share Most Recent Quarter | 33.72 |
| Price to Book Ratio | 1.10 |
| Industry Price to Book Ratio | 11.67 |
| Sector Price to Book Ratio | 2.26 |
| Price to Sales Ratio Twelve Trailing Months | 4.64 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.87 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.11 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 150,066,000 |
| Market Capitalization | 5,600,463,120 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/19/2025 |
| Previous Dividend Amount | 0.1850 |
| Current Dividend Amount | 0.2100 |
| Total Years Dividend Increasing | 3 |
| Trailing Annual Dividend Rate | 0.74 |
| Trailing Annual Dividend Yield | 1.98% |
| Forward Annual Dividend Rate | 0.84 |
| Forward Annual Dividend Yield | 2.25% |
| 5-Year Dividend Payments Count | 16 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 17.48% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 15.32% |
| Dividend Payout Ratio | 16.93% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 6.90% |
| Annual Earnings Growth | 3.39% |
| Reported EPS 12 Trailing Months | 4.44 |
| Reported EPS Past Year | 1.10 |
| Reported EPS Prior Year | 4.56 |
| Net Income Twelve Trailing Months | 692,858,000 |
| Net Income Past Year | 688,068,000 |
| Net Income Prior Year | 665,511,000 |
| Quarterly Revenue Growth YOY | 5.20% |
| 5-Year Revenue Growth | 4.19% |
| Operating Margin Twelve Trailing Months | 72.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 635,269,000 |
| Total Cash Past Year | 599,432,000 |
| Total Cash Prior Year | 615,683,000 |
| Net Cash Position Most Recent Quarter | -107,781,000 |
| Net Cash Position Past Year | -143,618,000 |
| Long Term Debt Past Year | 743,050,000 |
| Long Term Debt Prior Year | 745,416,000 |
| Total Debt Most Recent Quarter | 743,050,000 |
| Equity to Debt Ratio Past Year | 0.87 |
| Equity to Debt Ratio Most Recent Quarter | 0.87 |
| Total Stockholder Equity Past Year | 4,996,096,000 |
| Total Stockholder Equity Prior Year | 4,632,347,000 |
| Total Stockholder Equity Most Recent Quarter | 5,119,407,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 725,690,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 4.84 |
| Free Cash Flow Past Year | 686,262,000 |
| Free Cash Flow Prior Year | 632,038,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.58 |
| MACD Signal | 0.43 |
| 20-Day Bollinger Lower Band | 30.91 |
| 20-Day Bollinger Middle Band | 33.85 |
| 20-Day Bollinger Upper Band | 36.79 |
| Beta | 0.57 |
| RSI | 60.21 |
| 50-Day SMA | 33.40 |
| 150-Day SMA | 27.30 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 5/5/2025 4:28:25 PM EST |