Stock Scorecard
Stock Summary for Enact Holdings Inc (ACT) - $49.12 as of 8/21/2026 7:02:20 PM EST
Total Score
11 out of 30
Safety Score
63 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ACT
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ACT
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ACT
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ACT
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ACT (63 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 7 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 9 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ACT
Financial Details for ACT
Company Overview |
|
|---|---|
| Ticker | ACT |
| Company Name | Enact Holdings Inc |
| Country | USA |
| Description | Enact Holdings Inc (ACT) is a prominent player in the U.S. housing sector, specializing in private mortgage insurance and comprehensive risk management solutions that enhance the affordability and accessibility of homeownership. The company is characterized by a strong capital foundation and a commitment to innovation, driven by strategic collaborations that optimize lender operations and navigate complex market dynamics. With a focus on proactive risk management and sustainable housing practices, Enact is well-positioned to seize emerging growth opportunities within the evolving real estate landscape, highlighting its essential role in supporting the housing market. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - SPECIALTY |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 49.12 |
| Price 4 Years Ago | 21.57 |
| Last Day Price Updated | 8/21/2026 7:02:20 PM EST |
| Last Day Volume | 251,299 |
| Average Daily Volume | 367,824 |
| 52-Week High | 50.32 |
| 52-Week Low | 33.92 |
| Last Price to 52 Week Low | 44.81% |
Valuation Measures |
|
| Trailing PE | 10.55 |
| Industry PE | 10.49 |
| Sector PE | 18.22 |
| 5-Year Average PE | 9.03 |
| Free Cash Flow Ratio | 15.07 |
| Industry Free Cash Flow Ratio | 30.25 |
| Sector Free Cash Flow Ratio | 76.86 |
| Current Ratio Most Recent Quarter | 83.68 |
| Total Cash Per Share | 3.26 |
| Book Value Per Share Most Recent Quarter | 39.06 |
| Price to Book Ratio | 1.28 |
| Industry Price to Book Ratio | 1.27 |
| Sector Price to Book Ratio | 2.09 |
| Price to Sales Ratio Twelve Trailing Months | 5.45 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.39 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.12 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 0 |
Share Statistics |
|
| Total Shares Outstanding | 137,484,000 |
| Market Capitalization | 6,753,214,080 |
| Institutional Ownership | 22.83% |
Dividends |
|
| Ex-Dividend Date | 8/20/2026 |
| Previous Dividend Amount | 0.2400 |
| Current Dividend Amount | 0.2400 |
| Total Years Dividend Increasing | 4 |
| Trailing Annual Dividend Rate | 0.90 |
| Trailing Annual Dividend Yield | 1.81% |
| Forward Annual Dividend Rate | 0.96 |
| Forward Annual Dividend Yield | 1.93% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 2.09% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 17.79% |
| 3-Year Dividend Growth Rate Percentage | 8.53% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 14.65% |
| Dividend Payout Ratio | 18.99% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 12.60% |
| Annual Earnings Growth | -2.01% |
| Reported EPS 12 Trailing Months | 4.71 |
| Reported EPS Past Year | 2.47 |
| Reported EPS Prior Year | 4.60 |
| Net Income Twelve Trailing Months | 683,268,000 |
| Net Income Past Year | 674,244,000 |
| Net Income Prior Year | 688,068,000 |
| Quarterly Revenue Growth YOY | 4.10% |
| 5-Year Revenue Growth | 2.15% |
| Operating Margin Twelve Trailing Months | 73.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 448,446,000 |
| Total Cash Past Year | 582,493,000 |
| Total Cash Prior Year | 599,432,000 |
| Net Cash Position Most Recent Quarter | -296,786,000 |
| Net Cash Position Past Year | -161,988,000 |
| Long Term Debt Past Year | 744,481,000 |
| Long Term Debt Prior Year | 743,050,000 |
| Total Debt Most Recent Quarter | 745,232,000 |
| Equity to Debt Ratio Past Year | 0.88 |
| Equity to Debt Ratio Most Recent Quarter | 0.88 |
| Total Stockholder Equity Past Year | 5,355,181,000 |
| Total Stockholder Equity Prior Year | 4,996,096,000 |
| Total Stockholder Equity Most Recent Quarter | 5,395,535,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 720,829,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.24 |
| Free Cash Flow Past Year | 724,519,000 |
| Free Cash Flow Prior Year | 686,262,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.19 |
| MACD Signal | 1.09 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.46 |
| RSI | 79.14 |
| 50-Day SMA | 40.91 |
| 150-Day SMA | 34.41 |
| 200-Day SMA | 31.47 |
System |
|
| Modified | 8/21/2026 4:29:25 PM EST |