Stock Scorecard
Stock Summary for ACNB Corp (ACNB) - $59.24 as of 7/8/2026 10:21:43 AM EST
Total Score
15 out of 30
Safety Score
64 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for ACNB
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ACNB
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ACNB
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ACNB
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ACNB (64 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 2 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ACNB
Financial Details for ACNB
Company Overview |
|
|---|---|
| Ticker | ACNB |
| Company Name | ACNB Corp |
| Country | USA |
| Description | ACNB Corporation, a financial holding company, provides banking, insurance and financial services to individual, commercial and government clients in the United States. The company is headquartered in Gettysburg, Pennsylvania. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/23/2026 |
Stock Price History |
|
| Last Day Price | 59.24 |
| Price 4 Years Ago | 35.22 |
| Last Day Price Updated | 7/8/2026 10:21:43 AM EST |
| Last Day Volume | 57,202 |
| Average Daily Volume | 71,908 |
| 52-Week High | 61.73 |
| 52-Week Low | 39.21 |
| Last Price to 52 Week Low | 51.08% |
Valuation Measures |
|
| Trailing PE | 12.22 |
| Industry PE | 15.42 |
| Sector PE | 18.01 |
| 5-Year Average PE | 16.65 |
| Free Cash Flow Ratio | 6.46 |
| Industry Free Cash Flow Ratio | 12.25 |
| Sector Free Cash Flow Ratio | 37.30 |
| Current Ratio Most Recent Quarter | 0.04 |
| Total Cash Per Share | 9.17 |
| Book Value Per Share Most Recent Quarter | 41.16 |
| Price to Book Ratio | 1.45 |
| Industry Price to Book Ratio | 1.33 |
| Sector Price to Book Ratio | 2.01 |
| Price to Sales Ratio Twelve Trailing Months | 3.89 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.70 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.52 |
| Analyst Buy Ratings | 1 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 10,212,000 |
| Market Capitalization | 604,958,880 |
| Institutional Ownership | 40.95% |
Dividends |
|
| Ex-Dividend Date | 6/1/2026 |
| Previous Dividend Amount | 0.4200 |
| Current Dividend Amount | 0.5000 |
| Total Years Dividend Increasing | 8 |
| Trailing Annual Dividend Rate | 1.68 |
| Trailing Annual Dividend Yield | 2.78% |
| Forward Annual Dividend Rate | 2.00 |
| Forward Annual Dividend Yield | 3.31% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 2.93% |
| 5-Year Average Dividend Yield | 3.02% |
| 1-Year Dividend Growth Rate Percentage | 44.93% |
| 3-Year Dividend Growth Rate Percentage | 20.39% |
| 5-Year Dividend Growth Rate Percentage | 17.20% |
| All-Time Dividend Growth Rate Percentage | 1.02% |
| Dividend Payout Ratio | 33.94% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 34.80% |
| Annual Earnings Growth | 16.34% |
| Reported EPS 12 Trailing Months | 4.95 |
| Reported EPS Past Year | 1.31 |
| Reported EPS Prior Year | 4.83 |
| Net Income Twelve Trailing Months | 51,026,000 |
| Net Income Past Year | 37,051,000 |
| Net Income Prior Year | 31,846,000 |
| Quarterly Revenue Growth YOY | 42.70% |
| 5-Year Revenue Growth | 10.09% |
| Operating Margin Twelve Trailing Months | 45.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 93,635,000 |
| Total Cash Past Year | 20,611,000 |
| Total Cash Prior Year | 47,262,000 |
| Net Cash Position Most Recent Quarter | -121,752,000 |
| Net Cash Position Past Year | -234,765,000 |
| Long Term Debt Past Year | 255,376,000 |
| Long Term Debt Prior Year | 255,333,000 |
| Total Debt Most Recent Quarter | 215,387,000 |
| Equity to Debt Ratio Past Year | 0.62 |
| Equity to Debt Ratio Most Recent Quarter | 0.66 |
| Total Stockholder Equity Past Year | 419,974,000 |
| Total Stockholder Equity Prior Year | 303,273,000 |
| Total Stockholder Equity Most Recent Quarter | 425,476,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 75,537,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 7.40 |
| Free Cash Flow Past Year | 52,567,000 |
| Free Cash Flow Prior Year | 38,822,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.80 |
| MACD Signal | 1.60 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.87 |
| RSI | 76.59 |
| 50-Day SMA | 47.45 |
| 150-Day SMA | 40.11 |
| 200-Day SMA | 37.73 |
System |
|
| Modified | 7/7/2026 4:27:34 PM EST |