Stock Scorecard
Stock Summary for ACI Worldwide Inc (ACIW) - $44.78 as of 6/19/2025 6:41:26 PM EST
Total Score
11 out of 30
Safety Score
47 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for ACIW
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for ACIW
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for ACIW
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for ACIW
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for ACIW (47 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 8 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for ACIW
Financial Details for ACIW
Company Overview |
|
|---|---|
| Ticker | ACIW |
| Company Name | ACI Worldwide Inc |
| Country | USA |
| Description | ACI Worldwide, Inc., a software company, develops, markets, installs and supports a variety of software products and solutions to facilitate electronic payments to banks, financial intermediaries, merchants and invoice issuers globally. The company is headquartered in Naples, Florida. |
| Sector Name | TECHNOLOGY |
| Industry Name | SERVICES-PREPACKAGED SOFTWARE |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 44.78 |
| Price 4 Years Ago | 34.70 |
| Last Day Price Updated | 6/19/2025 6:41:26 PM EST |
| Last Day Volume | 439,485 |
| Average Daily Volume | 826,099 |
| 52-Week High | 59.71 |
| 52-Week Low | 36.17 |
| Last Price to 52 Week Low | 23.80% |
Valuation Measures |
|
| Trailing PE | 17.77 |
| Industry PE | 86.56 |
| Sector PE | 46.79 |
| 5-Year Average PE | 42.34 |
| Free Cash Flow Ratio | 20.45 |
| Industry Free Cash Flow Ratio | 35.83 |
| Sector Free Cash Flow Ratio | 65.49 |
| Current Ratio Most Recent Quarter | 1.50 |
| Total Cash Per Share | 2.19 |
| Book Value Per Share Most Recent Quarter | 14.08 |
| Price to Book Ratio | 3.18 |
| Industry Price to Book Ratio | 13.82 |
| Sector Price to Book Ratio | 16.70 |
| Price to Sales Ratio Twelve Trailing Months | 2.82 |
| Industry Price to Sales Ratio Twelve Trailing Months | 10.42 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.63 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 104,900,000 |
| Market Capitalization | 4,697,422,000 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 1.65% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | -17.40% |
| Annual Earnings Growth | 67.16% |
| Reported EPS 12 Trailing Months | 2.52 |
| Reported EPS Past Year | 0.51 |
| Reported EPS Prior Year | 2.07 |
| Net Income Twelve Trailing Months | 269,739,000 |
| Net Income Past Year | 203,118,000 |
| Net Income Prior Year | 121,509,000 |
| Quarterly Revenue Growth YOY | 24.90% |
| 5-Year Revenue Growth | 4.85% |
| Operating Margin Twelve Trailing Months | 14.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 230,057,000 |
| Total Cash Past Year | 216,394,000 |
| Total Cash Prior Year | 164,239,000 |
| Net Cash Position Most Recent Quarter | -580,849,000 |
| Net Cash Position Past Year | -673,255,000 |
| Long Term Debt Past Year | 889,649,000 |
| Long Term Debt Prior Year | 963,599,000 |
| Total Debt Most Recent Quarter | 810,906,000 |
| Equity to Debt Ratio Past Year | 0.62 |
| Equity to Debt Ratio Most Recent Quarter | 0.65 |
| Total Stockholder Equity Past Year | 1,424,327,000 |
| Total Stockholder Equity Prior Year | 1,324,297,000 |
| Total Stockholder Equity Most Recent Quarter | 1,482,600,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 276,157,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.63 |
| Free Cash Flow Past Year | 343,346,000 |
| Free Cash Flow Prior Year | 130,740,000 |
Options |
|
| Put/Call Ratio | 0.01 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.05 |
| MACD Signal | -1.03 |
| 20-Day Bollinger Lower Band | 43.66 |
| 20-Day Bollinger Middle Band | 50.61 |
| 20-Day Bollinger Upper Band | 57.56 |
| Beta | 1.08 |
| RSI | 34.38 |
| 50-Day SMA | 50.45 |
| 150-Day SMA | 34.45 |
| 200-Day SMA | 33.47 |
System |
|
| Modified | 6/19/2025 4:25:08 PM EST |