Options Chain for UPSTART HLDGS INC COM (UPST) - $30.65 as of 2/20/2026 7:10:49 PM EST
Calls
| Strike | Bid | Ask | Premium | Last Price | Change | %Chg | Premium to Strike Price Ratio | Volume | Open Interest | IV | Delta | Gamma | Theta | Last Trade | Last Updated |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 15.00 | 13.15 | 16.55 | 14.85 | 15.50 | -1.73 | -10.05% | 0.99 | 2 | 6 | 2.22 | 0.99 | 0.00 | -0.01 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 17.50 | 11.65 | 14.10 | 12.88 | 13.20 | 0.00 | 0.00% | 0.74 | 0 | 10 | 1.85 | 0.95 | 0.01 | -0.01 | 2/19/2026 | 2/20/2026 3:59:58 PM EST |
| 20.00 | 9.45 | 11.15 | 10.30 | 12.20 | 0.00 | 0.00% | 0.52 | 0 | 27 | 1.35 | 0.92 | 0.02 | -0.02 | 2/17/2026 | 2/20/2026 3:59:58 PM EST |
| 22.50 | 7.35 | 9.50 | 8.43 | 23.09 | 0.00 | 0.00% | 0.37 | 0 | 6 | 0.94 | 0.86 | 0.03 | -0.02 | 1/23/2026 | 2/20/2026 3:59:58 PM EST |
| 25.00 | 5.45 | 6.30 | 5.88 | 6.70 | -14.05 | -67.72% | 0.24 | 55 | 3 | 0.72 | 0.77 | 0.04 | -0.03 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 27.50 | 4.05 | 4.65 | 4.35 | 4.39 | -0.26 | -5.60% | 0.16 | 62 | 60 | 0.72 | 0.66 | 0.04 | -0.03 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 30.00 | 2.93 | 3.35 | 3.14 | 3.00 | -0.75 | -20.00% | 0.10 | 89 | 2,298 | 0.72 | 0.54 | 0.05 | -0.03 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 32.50 | 2.09 | 2.22 | 2.16 | 2.19 | -0.53 | -19.49% | 0.07 | 48 | 2,580 | 0.70 | 0.43 | 0.05 | -0.03 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 35.00 | 1.44 | 1.55 | 1.50 | 1.50 | -0.45 | -23.08% | 0.04 | 44 | 837 | 0.71 | 0.34 | 0.04 | -0.03 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 37.50 | 0.83 | 1.28 | 1.06 | 1.05 | -0.33 | -23.92% | 0.03 | 528 | 470 | 0.72 | 0.26 | 0.04 | -0.03 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 40.00 | 0.71 | 0.90 | 0.81 | 0.71 | -0.24 | -25.27% | 0.02 | 68 | 602 | 0.75 | 0.19 | 0.03 | -0.02 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 42.50 | 0.47 | 0.77 | 0.62 | 0.61 | -0.03 | -4.69% | 0.01 | 12 | 374 | 0.77 | 0.14 | 0.03 | -0.02 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 45.00 | 0.29 | 0.65 | 0.47 | 0.40 | -0.09 | -18.37% | 0.01 | 109 | 610 | 0.79 | 0.10 | 0.02 | -0.01 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 47.50 | 0.12 | 0.54 | 0.33 | 0.45 | 0.00 | 0.00% | 0.01 | 0 | 334 | 0.78 | 0.08 | 0.02 | -0.01 | 2/19/2026 | 2/20/2026 3:59:58 PM EST |
| 50.00 | 0.20 | 0.33 | 0.27 | 0.26 | -0.11 | -29.73% | 0.01 | 79 | 520 | 0.82 | 0.06 | 0.01 | -0.01 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 52.50 | 0.10 | 0.39 | 0.25 | 0.25 | 0.00 | 0.00% | 0.00 | 0 | 396 | 0.84 | 0.04 | 0.01 | -0.01 | 2/19/2026 | 2/20/2026 3:59:58 PM EST |
| 55.00 | 0.12 | 0.29 | 0.21 | 0.36 | 0.00 | 0.00% | 0.00 | 0 | 626 | 0.88 | 0.03 | 0.01 | -0.01 | 2/19/2026 | 2/20/2026 3:59:58 PM EST |
| 57.50 | 0.00 | 0.75 | 0.38 | 0.24 | 0.00 | 0.00% | 0.01 | 0 | 174 | 1.24 | 0.02 | 0.01 | 0.00 | 2/17/2026 | 2/20/2026 3:59:58 PM EST |
| 60.00 | 0.10 | 0.16 | 0.13 | 0.14 | -0.01 | -6.67% | 0.00 | 2 | 1,602 | 0.91 | 0.02 | 0.00 | 0.00 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 62.50 | 0.00 | 0.67 | 0.34 | 0.18 | 0.00 | 0.00% | 0.01 | 0 | 214 | 1.30 | 0.01 | 0.00 | 0.00 | 2/13/2026 | 2/20/2026 3:59:58 PM EST |
| 65.00 | 0.10 | 0.22 | 0.16 | 0.12 | -0.06 | -33.34% | 0.00 | 2 | 331 | 1.02 | 0.01 | 0.00 | 0.00 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 67.50 | 0.04 | 0.26 | 0.15 | 0.29 | 0.00 | 0.00% | 0.00 | 0 | 194 | 1.02 | 0.01 | 0.00 | 0.00 | 2/18/2026 | 2/20/2026 3:59:58 PM EST |
| 70.00 | 0.05 | 0.26 | 0.16 | 0.10 | +0.01 | +11.12% | 0.00 | 2 | 310 | 1.06 | 0.01 | 0.00 | 0.00 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 72.50 | 0.00 | 0.47 | 0.24 | 0.90 | 0.00 | 0.00% | 0.00 | 0 | 142 | 1.37 | 0.00 | 0.00 | 0.00 | 1/28/2026 | 2/20/2026 3:59:58 PM EST |
| 75.00 | 0.01 | 0.66 | 0.34 | 0.10 | 0.00 | 0.00% | 0.00 | 0 | 226 | 1.18 | 0.00 | 0.00 | 0.00 | 2/18/2026 | 2/20/2026 3:59:58 PM EST |
| 77.50 | 0.00 | 0.75 | 0.38 | 0.14 | 0.00 | 0.00% | 0.00 | 0 | 141 | 1.59 | 0.00 | 0.00 | 0.00 | 2/11/2026 | 2/20/2026 3:59:58 PM EST |
| 80.00 | 0.00 | 0.43 | 0.22 | 0.32 | 0.00 | 0.00% | 0.00 | 0 | 522 | 1.45 | 0.00 | 0.00 | 0.00 | 2/10/2026 | 2/20/2026 3:59:58 PM EST |
| 85.00 | 0.05 | 0.07 | 0.06 | 0.07 | 0.00 | 0.00% | 0.00 | 0 | 1,172 | 1.13 | 0.00 | 0.00 | 0.00 | 2/18/2026 | 2/20/2026 3:59:58 PM EST |
| 90.00 | 0.00 | 0.28 | 0.14 | 0.17 | 0.00 | 0.00% | 0.00 | 0 | 96 | 1.46 | 0.00 | 0.00 | 0.00 | 2/6/2026 | 2/20/2026 3:59:58 PM EST |
| 95.00 | 0.02 | 0.27 | 0.15 | 0.04 | 0.00 | 0.00% | 0.00 | 0 | 220 | 1.30 | 0.00 | 0.00 | 0.00 | 2/19/2026 | 2/20/2026 3:59:58 PM EST |
| 100.00 | 0.01 | 0.21 | 0.11 | 0.05 | 0.00 | 0.00% | 0.00 | 0 | 339 | 1.28 | 0.00 | 0.00 | 0.00 | 2/19/2026 | 2/20/2026 3:59:58 PM EST |
| 105.00 | 0.00 | 0.41 | 0.21 | 0.06 | 0.00 | 0.00% | 0.00 | 0 | 97 | 1.72 | 0.00 | 0.00 | 0.00 | 2/17/2026 | 2/20/2026 3:59:58 PM EST |
Puts
| Strike | Bid | Ask | Premium | Last Price | Change | %Chg | Premium to Strike Price Ratio | Volume | Open Interest | IV | Delta | Gamma | Theta | Last Trade | Last Updated |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 15.00 | 0.00 | 0.76 | 0.38 | 0.27 | 0.00 | 0.00% | 0.03 | 0 | 20 | 1.52 | -0.01 | 0.00 | -0.01 | 2/19/2026 | 2/20/2026 3:59:58 PM EST |
| 17.50 | 0.01 | 0.72 | 0.37 | 0.19 | 0.00 | 0.00% | 0.02 | 0 | 1 | 0.88 | -0.05 | 0.01 | -0.01 | 2/19/2026 | 2/20/2026 3:59:58 PM EST |
| 20.00 | 0.23 | 0.54 | 0.39 | 0.39 | +0.05 | +14.71% | 0.02 | 158 | 279 | 0.80 | -0.08 | 0.02 | -0.02 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 22.50 | 0.65 | 1.02 | 0.84 | 0.77 | +0.09 | +13.24% | 0.04 | 3 | 204 | 0.80 | -0.14 | 0.03 | -0.02 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 25.00 | 1.36 | 1.45 | 1.41 | 1.32 | +0.13 | +10.93% | 0.06 | 204 | 360 | 0.76 | -0.23 | 0.04 | -0.03 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 27.50 | 2.26 | 2.36 | 2.31 | 2.16 | +0.30 | +16.13% | 0.08 | 19 | 371 | 0.74 | -0.34 | 0.04 | -0.03 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 30.00 | 3.50 | 3.65 | 3.58 | 3.45 | +0.25 | +7.82% | 0.12 | 103 | 966 | 0.74 | -0.46 | 0.05 | -0.03 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 32.50 | 5.00 | 5.30 | 5.15 | 5.13 | +0.68 | +15.29% | 0.16 | 21 | 585 | 0.74 | -0.57 | 0.05 | -0.03 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 35.00 | 6.75 | 7.20 | 6.98 | 7.00 | +1.00 | +16.67% | 0.20 | 13 | 432 | 0.74 | -0.66 | 0.04 | -0.03 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 37.50 | 8.50 | 9.30 | 8.90 | 8.86 | +0.66 | +8.05% | 0.24 | 26 | 614 | 0.70 | -0.74 | 0.04 | -0.03 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 40.00 | 10.25 | 11.65 | 10.95 | 10.97 | +0.22 | +2.05% | 0.27 | 6 | 779 | 0.89 | -0.81 | 0.03 | -0.02 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 42.50 | 12.25 | 14.05 | 13.15 | 13.20 | +1.84 | +16.20% | 0.31 | 6 | 233 | 0.96 | -0.86 | 0.03 | -0.02 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 45.00 | 14.00 | 16.20 | 15.10 | 15.40 | 0.00 | 0.00% | 0.34 | 0 | 1,142 | 0.92 | -0.90 | 0.02 | -0.01 | 2/19/2026 | 2/20/2026 3:59:58 PM EST |
| 47.50 | 17.40 | 18.65 | 18.03 | 15.45 | 0.00 | 0.00% | 0.38 | 0 | 666 | 0.98 | -0.92 | 0.02 | -0.01 | 2/18/2026 | 2/20/2026 3:59:58 PM EST |
| 50.00 | 19.95 | 21.00 | 20.48 | 18.89 | 0.00 | 0.00% | 0.41 | 0 | 424 | 0.98 | -0.94 | 0.01 | -0.01 | 2/19/2026 | 2/20/2026 3:59:58 PM EST |
| 52.50 | 21.40 | 23.55 | 22.48 | 19.05 | 0.00 | 0.00% | 0.43 | 0 | 403 | 1.08 | -0.96 | 0.01 | -0.01 | 2/11/2026 | 2/20/2026 3:59:58 PM EST |
| 55.00 | 24.45 | 26.10 | 25.28 | 23.34 | 0.00 | 0.00% | 0.46 | 0 | 736 | 1.16 | -0.97 | 0.01 | -0.01 | 2/17/2026 | 2/20/2026 3:59:58 PM EST |
| 57.50 | 26.60 | 28.95 | 27.78 | 25.30 | 0.00 | 0.00% | 0.48 | 0 | 89 | 1.37 | -0.98 | 0.01 | 0.00 | 2/18/2026 | 2/20/2026 3:59:58 PM EST |
| 60.00 | 29.40 | 31.95 | 30.68 | 30.10 | +1.40 | +4.88% | 0.51 | 25 | 91 | 1.61 | -0.98 | 0.00 | 0.00 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 62.50 | 31.10 | 34.70 | 32.90 | 33.00 | +6.10 | +22.68% | 0.53 | 10 | 11 | 1.75 | -0.99 | 0.00 | 0.00 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 65.00 | 35.30 | 36.95 | 36.13 | 35.70 | +0.95 | +2.74% | 0.56 | 1 | 58 | 1.72 | -0.99 | 0.00 | 0.00 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 67.50 | 36.90 | 39.50 | 38.20 | 36.18 | 0.00 | 0.00% | 0.57 | 0 | 54 | 1.79 | -0.99 | 0.00 | 0.00 | 2/17/2026 | 2/20/2026 3:59:58 PM EST |
| 70.00 | 38.60 | 42.65 | 40.63 | 40.20 | +10.30 | +34.45% | 0.58 | 5 | 0 | 2.04 | -0.99 | 0.00 | 0.00 | 2/20/2026 | 2/20/2026 3:59:58 PM EST |
| 72.50 | 41.10 | 44.70 | 42.90 | 32.84 | 0.00 | 0.00% | 0.59 | 0 | 0 | 1.96 | -1.00 | 0.00 | 0.00 | 2/2/2026 | 2/20/2026 3:59:58 PM EST |
| 75.00 | 43.60 | 47.65 | 45.63 | 35.29 | 0.00 | 0.00% | 0.61 | 0 | 0 | 2.14 | -1.00 | 0.00 | 0.00 | 2/2/2026 | 2/20/2026 3:59:58 PM EST |
| 77.50 | 46.10 | 49.90 | 48.00 | 32.20 | 0.00 | 0.00% | 0.62 | 0 | 0 | 2.05 | -1.00 | 0.00 | 0.00 | 10/20/2025 | 2/20/2026 3:59:58 PM EST |
| 80.00 | 48.60 | 52.70 | 50.65 | 49.00 | 0.00 | 0.00% | 0.63 | 0 | 0 | 2.23 | -1.00 | 0.00 | 0.00 | 2/13/2026 | 2/20/2026 3:59:58 PM EST |
| 85.00 | 53.60 | 57.65 | 55.63 | 54.14 | 0.00 | 0.00% | 0.65 | 0 | 0 | 2.24 | -1.00 | 0.00 | 0.00 | 2/12/2026 | 2/20/2026 3:59:58 PM EST |
| 90.00 | 58.60 | 61.95 | 60.28 | 56.60 | 0.00 | 0.00% | 0.67 | 0 | 0 | 2.36 | -1.00 | 0.00 | 0.00 | 2/11/2026 | 2/20/2026 3:59:58 PM EST |
| 95.00 | 63.60 | 67.70 | 65.65 | 56.05 | 0.00 | 0.00% | 0.69 | 0 | 0 | 2.39 | -1.00 | 0.00 | 0.00 | 11/12/2025 | 2/20/2026 3:59:58 PM EST |
| 100.00 | 68.60 | 72.70 | 70.65 | 62.65 | 0.00 | 0.00% | 0.71 | 0 | 0 | 2.40 | -1.00 | 0.00 | 0.00 | 2/4/2026 | 2/20/2026 3:59:58 PM EST |
| 105.00 | 73.60 | 77.65 | 75.63 | 54.50 | 0.00 | 0.00% | 0.72 | 0 | 0 | 2.46 | -1.00 | 0.00 | 0.00 | 10/27/2025 | 2/20/2026 3:59:58 PM EST |