Options Chain for UPSTART HLDGS INC COM (UPST) - $46.30 as of 1/23/2026 6:46:17 PM EST
Calls
| Strike | Bid | Ask | Premium | Last Price | Change | %Chg | Premium to Strike Price Ratio | Volume | Open Interest | IV | Delta | Gamma | Theta | Last Trade | Last Updated |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 17.50 | 26.20 | 29.95 | 28.08 | 32.58 | 0.00 | 0.00% | 1.60 | 0 | 31 | 2.40 | 1.00 | 0.00 | 0.00 | 12/23/2025 | 1/23/2026 3:59:52 PM EST |
| 20.00 | 23.75 | 27.45 | 25.60 | 29.65 | 0.00 | 0.00% | 1.28 | 0 | 35 | 2.10 | 0.99 | 0.00 | -0.01 | 12/12/2025 | 1/23/2026 3:59:52 PM EST |
| 22.50 | 21.35 | 25.10 | 23.23 | 29.85 | 0.00 | 0.00% | 1.03 | 0 | 23 | 1.90 | 0.98 | 0.00 | -0.01 | 10/28/2025 | 1/23/2026 3:59:52 PM EST |
| 25.00 | 20.10 | 22.30 | 21.20 | 23.87 | 0.00 | 0.00% | 0.85 | 0 | 55 | 1.57 | 0.96 | 0.00 | -0.02 | 1/16/2026 | 1/23/2026 3:59:52 PM EST |
| 27.50 | 17.80 | 20.00 | 18.90 | 19.09 | 0.00 | 0.00% | 0.69 | 0 | 43 | 1.43 | 0.94 | 0.01 | -0.02 | 12/30/2025 | 1/23/2026 3:59:52 PM EST |
| 30.00 | 15.65 | 17.75 | 16.70 | 15.70 | 0.00 | 0.00% | 0.56 | 0 | 168 | 0.92 | 0.91 | 0.01 | -0.03 | 1/21/2026 | 1/23/2026 3:59:52 PM EST |
| 32.50 | 13.45 | 15.60 | 14.53 | 15.81 | 0.00 | 0.00% | 0.45 | 0 | 43 | 0.93 | 0.88 | 0.01 | -0.03 | 1/12/2026 | 1/23/2026 3:59:52 PM EST |
| 35.00 | 11.50 | 12.50 | 12.00 | 12.20 | -0.44 | -3.49% | 0.34 | 24 | 278 | 0.98 | 0.83 | 0.02 | -0.04 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 37.50 | 9.90 | 10.90 | 10.40 | 11.25 | 0.00 | 0.00% | 0.28 | 0 | 241 | 0.84 | 0.78 | 0.02 | -0.04 | 1/20/2026 | 1/23/2026 3:59:52 PM EST |
| 40.00 | 8.45 | 9.30 | 8.88 | 9.40 | 0.00 | 0.00% | 0.22 | 0 | 546 | 0.85 | 0.72 | 0.02 | -0.05 | 1/22/2026 | 1/23/2026 3:59:52 PM EST |
| 42.50 | 7.10 | 7.40 | 7.25 | 6.95 | -2.00 | -22.35% | 0.17 | 15 | 258 | 0.81 | 0.65 | 0.03 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 45.00 | 5.85 | 6.05 | 5.95 | 5.95 | -0.95 | -13.77% | 0.13 | 59 | 853 | 0.80 | 0.58 | 0.03 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 47.50 | 4.75 | 5.00 | 4.88 | 4.80 | -1.20 | -20.00% | 0.10 | 8 | 1,128 | 0.80 | 0.51 | 0.03 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 50.00 | 3.90 | 4.05 | 3.98 | 3.92 | -0.68 | -14.79% | 0.08 | 336 | 1,966 | 0.80 | 0.44 | 0.03 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 52.50 | 3.10 | 3.30 | 3.20 | 3.12 | -0.58 | -15.68% | 0.06 | 19 | 616 | 0.79 | 0.39 | 0.03 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 55.00 | 2.53 | 2.69 | 2.61 | 2.68 | -0.42 | -13.55% | 0.05 | 76 | 1,605 | 0.80 | 0.33 | 0.03 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 57.50 | 2.04 | 2.21 | 2.13 | 2.07 | -0.85 | -29.11% | 0.04 | 45 | 235 | 0.80 | 0.29 | 0.02 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 60.00 | 1.69 | 1.81 | 1.75 | 1.80 | -0.24 | -11.77% | 0.03 | 104 | 2,348 | 0.81 | 0.25 | 0.02 | -0.04 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 62.50 | 1.37 | 1.51 | 1.44 | 1.43 | -0.27 | -15.89% | 0.02 | 71 | 530 | 0.81 | 0.22 | 0.02 | -0.04 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 65.00 | 1.14 | 1.26 | 1.20 | 1.21 | -0.28 | -18.80% | 0.02 | 79 | 2,539 | 0.82 | 0.19 | 0.02 | -0.04 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 67.50 | 0.92 | 1.27 | 1.10 | 1.00 | -0.27 | -21.26% | 0.02 | 32 | 432 | 0.85 | 0.16 | 0.02 | -0.03 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 70.00 | 0.81 | 1.36 | 1.09 | 0.85 | -0.14 | -14.15% | 0.02 | 92 | 1,820 | 0.90 | 0.14 | 0.01 | -0.03 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 72.50 | 0.58 | 1.14 | 0.86 | 1.02 | 0.00 | 0.00% | 0.01 | 0 | 799 | 0.89 | 0.12 | 0.01 | -0.03 | 1/13/2026 | 1/23/2026 3:59:52 PM EST |
| 75.00 | 0.58 | 0.82 | 0.70 | 0.64 | -0.16 | -20.00% | 0.01 | 11 | 2,463 | 0.89 | 0.10 | 0.01 | -0.02 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 77.50 | 0.50 | 0.63 | 0.57 | 0.66 | +0.01 | +1.54% | 0.01 | 2 | 497 | 0.89 | 0.08 | 0.01 | -0.02 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 80.00 | 0.33 | 0.66 | 0.50 | 0.48 | -0.11 | -18.65% | 0.01 | 8 | 1,636 | 0.89 | 0.07 | 0.01 | -0.02 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 82.50 | 0.38 | 0.50 | 0.44 | 0.51 | -0.04 | -7.28% | 0.01 | 3 | 254 | 0.91 | 0.06 | 0.01 | -0.02 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 85.00 | 0.29 | 0.38 | 0.34 | 0.38 | -0.07 | -15.56% | 0.00 | 17 | 1,287 | 0.90 | 0.05 | 0.01 | -0.01 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 87.50 | 0.15 | 0.34 | 0.25 | 0.33 | -0.11 | -25.00% | 0.00 | 3 | 248 | 0.88 | 0.04 | 0.01 | -0.01 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 90.00 | 0.11 | 0.31 | 0.21 | 0.20 | -0.15 | -42.86% | 0.00 | 22 | 1,072 | 0.88 | 0.04 | 0.01 | -0.01 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 92.50 | 0.09 | 0.27 | 0.18 | 0.28 | -0.08 | -22.23% | 0.00 | 5 | 1,096 | 0.88 | 0.03 | 0.00 | -0.01 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 95.00 | 0.04 | 0.29 | 0.17 | 0.19 | -0.15 | -44.12% | 0.00 | 21 | 293 | 0.88 | 0.03 | 0.00 | -0.01 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 100.00 | 0.20 | 0.22 | 0.21 | 0.20 | -0.05 | -20.00% | 0.00 | 3 | 1,452 | 1.00 | 0.02 | 0.00 | -0.01 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 105.00 | 0.01 | 0.40 | 0.21 | 0.25 | 0.00 | 0.00% | 0.00 | 0 | 137 | 0.95 | 0.01 | 0.00 | 0.00 | 1/21/2026 | 1/23/2026 3:59:52 PM EST |
| 110.00 | 0.00 | 0.42 | 0.21 | 0.20 | 0.00 | 0.00% | 0.00 | 0 | 507 | 1.22 | 0.01 | 0.00 | 0.00 | 1/21/2026 | 1/23/2026 3:59:52 PM EST |
| 115.00 | 0.00 | 0.39 | 0.20 | 0.31 | 0.00 | 0.00% | 0.00 | 0 | 434 | 1.25 | 0.01 | 0.00 | 0.00 | 1/8/2026 | 1/23/2026 3:59:52 PM EST |
| 120.00 | 0.00 | 0.57 | 0.29 | 0.42 | 0.00 | 0.00% | 0.00 | 0 | 694 | 1.38 | 0.00 | 0.00 | 0.00 | 12/23/2025 | 1/23/2026 3:59:52 PM EST |
| 125.00 | 0.01 | 0.20 | 0.11 | 0.11 | -0.05 | -31.25% | 0.00 | 19 | 1,478 | 1.04 | 0.00 | 0.00 | 0.00 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
Puts
| Strike | Bid | Ask | Premium | Last Price | Change | %Chg | Premium to Strike Price Ratio | Volume | Open Interest | IV | Delta | Gamma | Theta | Last Trade | Last Updated |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 17.50 | 0.00 | 0.16 | 0.08 | 0.13 | 0.00 | 0.00% | 0.00 | 0 | 275 | 1.30 | 0.00 | 0.00 | 0.00 | 1/20/2026 | 1/23/2026 3:59:52 PM EST |
| 20.00 | 0.00 | 0.31 | 0.16 | 0.16 | 0.00 | 0.00% | 0.01 | 0 | 197 | 1.29 | -0.01 | 0.00 | -0.01 | 1/5/2026 | 1/23/2026 3:59:52 PM EST |
| 22.50 | 0.03 | 0.40 | 0.22 | 0.20 | +0.01 | +5.27% | 0.01 | 2 | 187 | 0.98 | -0.02 | 0.00 | -0.01 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 25.00 | 0.03 | 0.46 | 0.25 | 0.38 | 0.00 | 0.00% | 0.01 | 0 | 176 | 0.87 | -0.04 | 0.00 | -0.02 | 1/21/2026 | 1/23/2026 3:59:52 PM EST |
| 27.50 | 0.30 | 0.64 | 0.47 | 0.48 | 0.00 | 0.00% | 0.02 | 0 | 1,046 | 0.92 | -0.06 | 0.01 | -0.02 | 1/20/2026 | 1/23/2026 3:59:52 PM EST |
| 30.00 | 0.61 | 0.85 | 0.73 | 0.70 | -0.02 | -2.78% | 0.02 | 6 | 1,058 | 0.90 | -0.09 | 0.01 | -0.03 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 32.50 | 0.96 | 1.27 | 1.12 | 1.05 | +0.05 | +5.00% | 0.03 | 1 | 1,016 | 0.88 | -0.12 | 0.01 | -0.03 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 35.00 | 1.36 | 1.61 | 1.49 | 1.53 | +0.09 | +6.25% | 0.04 | 34 | 705 | 0.83 | -0.17 | 0.02 | -0.04 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 37.50 | 2.06 | 2.27 | 2.17 | 2.23 | +0.28 | +14.36% | 0.06 | 14 | 1,537 | 0.82 | -0.22 | 0.02 | -0.04 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 40.00 | 2.99 | 3.10 | 3.05 | 3.00 | +0.29 | +10.71% | 0.08 | 90 | 1,289 | 0.82 | -0.28 | 0.02 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 42.50 | 3.95 | 4.15 | 4.05 | 4.15 | +0.30 | +7.80% | 0.10 | 5 | 534 | 0.80 | -0.35 | 0.03 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 45.00 | 5.15 | 5.40 | 5.28 | 5.30 | -0.44 | -7.67% | 0.12 | 39 | 901 | 0.80 | -0.42 | 0.03 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 47.50 | 6.55 | 6.85 | 6.70 | 6.86 | +0.91 | +15.30% | 0.14 | 2 | 371 | 0.79 | -0.49 | 0.03 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 50.00 | 8.20 | 8.45 | 8.33 | 8.20 | +0.20 | +2.50% | 0.17 | 5 | 1,104 | 0.79 | -0.56 | 0.03 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 52.50 | 9.90 | 10.25 | 10.08 | 8.80 | 0.00 | 0.00% | 0.19 | 0 | 621 | 0.79 | -0.61 | 0.03 | -0.05 | 1/22/2026 | 1/23/2026 3:59:52 PM EST |
| 55.00 | 11.85 | 12.55 | 12.20 | 12.15 | +1.45 | +13.56% | 0.22 | 20 | 763 | 0.84 | -0.67 | 0.03 | -0.05 | 1/23/2026 | 1/23/2026 3:59:52 PM EST |
| 57.50 | 13.85 | 14.50 | 14.18 | 12.38 | 0.00 | 0.00% | 0.25 | 0 | 444 | 0.84 | -0.71 | 0.02 | -0.05 | 1/15/2026 | 1/23/2026 3:59:52 PM EST |
| 60.00 | 15.60 | 16.60 | 16.10 | 14.05 | 0.00 | 0.00% | 0.27 | 0 | 629 | 0.81 | -0.75 | 0.02 | -0.04 | 1/16/2026 | 1/23/2026 3:59:52 PM EST |
| 62.50 | 17.60 | 18.90 | 18.25 | 17.81 | 0.00 | 0.00% | 0.29 | 0 | 659 | 0.80 | -0.78 | 0.02 | -0.04 | 1/14/2026 | 1/23/2026 3:59:52 PM EST |
| 65.00 | 19.30 | 21.25 | 20.28 | 17.85 | 0.00 | 0.00% | 0.31 | 0 | 534 | 0.98 | -0.81 | 0.02 | -0.04 | 1/16/2026 | 1/23/2026 3:59:52 PM EST |
| 67.50 | 21.60 | 23.55 | 22.58 | 19.45 | 0.00 | 0.00% | 0.33 | 0 | 452 | 1.01 | -0.84 | 0.02 | -0.03 | 1/9/2026 | 1/23/2026 3:59:52 PM EST |
| 70.00 | 23.90 | 25.85 | 24.88 | 22.63 | 0.00 | 0.00% | 0.36 | 0 | 856 | 1.02 | -0.86 | 0.01 | -0.03 | 1/16/2026 | 1/23/2026 3:59:52 PM EST |
| 72.50 | 26.25 | 28.45 | 27.35 | 28.60 | 0.00 | 0.00% | 0.38 | 0 | 128 | 1.10 | -0.88 | 0.01 | -0.03 | 12/31/2025 | 1/23/2026 3:59:52 PM EST |
| 75.00 | 29.05 | 30.65 | 29.85 | 25.55 | 0.00 | 0.00% | 0.40 | 0 | 115 | 1.08 | -0.90 | 0.01 | -0.02 | 1/5/2026 | 1/23/2026 3:59:52 PM EST |
| 77.50 | 31.10 | 33.05 | 32.08 | 33.07 | 0.00 | 0.00% | 0.41 | 0 | 928 | 1.10 | -0.92 | 0.01 | -0.02 | 1/21/2026 | 1/23/2026 3:59:52 PM EST |
| 80.00 | 34.15 | 35.65 | 34.90 | 32.90 | 0.00 | 0.00% | 0.44 | 0 | 82 | 1.17 | -0.93 | 0.01 | -0.02 | 1/15/2026 | 1/23/2026 3:59:52 PM EST |
| 82.50 | 35.95 | 38.10 | 37.03 | 37.90 | 0.00 | 0.00% | 0.45 | 0 | 36 | 1.20 | -0.94 | 0.01 | -0.02 | 12/5/2025 | 1/23/2026 3:59:52 PM EST |
| 85.00 | 38.40 | 40.45 | 39.43 | 36.61 | 0.00 | 0.00% | 0.46 | 0 | 249 | 1.20 | -0.95 | 0.01 | -0.01 | 1/5/2026 | 1/23/2026 3:59:52 PM EST |
| 87.50 | 40.85 | 43.00 | 41.93 | 40.61 | 0.00 | 0.00% | 0.48 | 0 | 21 | 1.26 | -0.96 | 0.01 | -0.01 | 12/30/2025 | 1/23/2026 3:59:52 PM EST |
| 90.00 | 43.30 | 45.45 | 44.38 | 40.35 | 0.00 | 0.00% | 0.49 | 0 | 49 | 1.28 | -0.96 | 0.01 | -0.01 | 10/8/2025 | 1/23/2026 3:59:52 PM EST |
| 92.50 | 45.80 | 47.95 | 46.88 | 42.50 | 0.00 | 0.00% | 0.51 | 0 | 18 | 1.32 | -0.97 | 0.00 | -0.01 | 10/8/2025 | 1/23/2026 3:59:52 PM EST |
| 95.00 | 48.25 | 50.35 | 49.30 | 50.88 | 0.00 | 0.00% | 0.52 | 0 | 4 | 1.32 | -0.97 | 0.00 | -0.01 | 10/30/2025 | 1/23/2026 3:59:52 PM EST |
| 100.00 | 52.70 | 56.55 | 54.63 | 55.40 | 0.00 | 0.00% | 0.55 | 0 | 15 | 1.69 | -0.98 | 0.00 | -0.01 | 1/20/2026 | 1/23/2026 3:59:52 PM EST |
| 105.00 | 57.70 | 61.50 | 59.60 | 55.37 | 0.00 | 0.00% | 0.57 | 0 | 0 | 1.75 | -0.99 | 0.00 | 0.00 | 1/5/2026 | 1/23/2026 3:59:52 PM EST |
| 110.00 | 62.65 | 66.50 | 64.58 | 64.90 | 0.00 | 0.00% | 0.59 | 0 | 0 | 1.81 | -0.99 | 0.00 | 0.00 | 12/30/2025 | 1/23/2026 3:59:52 PM EST |
| 115.00 | 67.60 | 71.50 | 69.55 | 74.78 | 0.00 | 0.00% | 0.60 | 0 | 0 | 1.87 | -0.99 | 0.00 | 0.00 | 11/6/2025 | 1/23/2026 3:59:52 PM EST |
| 120.00 | 72.60 | 76.60 | 74.60 | 83.37 | 0.00 | 0.00% | 0.62 | 0 | 0 | 1.95 | -1.00 | 0.00 | 0.00 | 11/21/2025 | 1/23/2026 3:59:52 PM EST |
| 125.00 | 77.60 | 81.60 | 79.60 | 84.77 | 0.00 | 0.00% | 0.64 | 0 | 0 | 2.01 | -1.00 | 0.00 | 0.00 | 11/6/2025 | 1/23/2026 3:59:52 PM EST |