Stock Scorecard



Stock Summary for Zions Bancorporation N.A (ZION) - $49.92 as of 5/13/2025 9:18:48 PM EST

Total Score

19 out of 30

Safety Score

63 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for ZION

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for ZION

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for ZION

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for ZION

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for ZION (63 out of 100)

Stock Price Rating (Max of 10) 8
Historical Stock Price Rating (Max of 10) 9
Stock Price Trend (Max of 10) 0
Book Value (Max of 10) 8
Book Value to Price (Max of 10) 1
Analyst Buy Ratings (Max of 5) 3
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 9
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for ZION

Zions' Q1 Earnings Top Estimates on Higher NII & Fee Income 4/22/2025 2:14:00 PM
Best Momentum Stocks to Buy for March 14th 3/14/2025 2:15:00 PM
Zions' Q4 Earnings Top Estimates on Higher NII & Fee Income 1/22/2025 12:53:00 PM
New Strong Buy Stocks for December 3rd 12/3/2024 11:51:00 AM
Best Income Stocks to Buy for December 3rd 12/3/2024 8:59:00 AM
Best Value Stocks to Buy for December 3rd 12/3/2024 8:47:00 AM
Zions' Q3 Earnings Top Estimates on Higher NII, Stock Up 3.2% 10/22/2024 3:18:00 PM
Is a Surprise Coming for Zion Bancorporation ( ZION ) This Earnings Season? 10/17/2024 2:07:00 PM
Zions' ( ZION ) Q2 Earnings Beat Estimates, Stock Up 3.1% 7/23/2024 12:12:00 PM
These Analysts Revise Their Forecasts On Zions Bancorp After Q1 Results - Zions Bancorp ( NASDAQ:ZION ) 4/23/2024 3:39:00 PM

Financial Details for ZION

Company Overview

Ticker ZION
Company Name Zions Bancorporation N.A
Country USA
Description Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah.
Sector Name FINANCE
Industry Name NATIONAL COMMERCIAL BANKS
Most Recent Quarter 3/31/2025
Next Earnings Date 7/21/2025

Stock Price History

Last Day Price 49.92
Price 4 Years Ago 56.16
Last Day Price Updated 5/13/2025 9:18:48 PM EST
Last Day Volume 1,130,505
Average Daily Volume 2,132,760
52-Week High 62.73
52-Week Low 38.96
Last Price to 52 Week Low 28.13%

Valuation Measures

Trailing PE 9.66
Industry PE 14.53
Sector PE 19.55
5-Year Average PE 15.93
Free Cash Flow Ratio 2.62
Industry Free Cash Flow Ratio 10.15
Sector Free Cash Flow Ratio 24.07
Current Ratio Most Recent Quarter 5.07
Total Cash Per Share 19.06
Book Value Per Share Most Recent Quarter 42.43
Price to Book Ratio 1.17
Industry Price to Book Ratio 0.98
Sector Price to Book Ratio 2.07
Price to Sales Ratio Twelve Trailing Months 2.35
Industry Price to Sales Ratio Twelve Trailing Months 2.92
Sector Price to Sales Ratio Twelve Trailing Months 3.98
Analyst Buy Ratings 3
Analyst Strong Buy Ratings 2

Share Statistics

Total Shares Outstanding 147,567,000
Market Capitalization 7,366,544,640
Institutional Ownership N/A

Dividends

Ex-Dividend Date 5/15/2025
Previous Dividend Amount 0.4300
Current Dividend Amount 0.4300
Total Years Dividend Increasing Dividend Contender - Increasing for 12 Years
Trailing Annual Dividend Rate 1.68
Trailing Annual Dividend Yield 3.59%
Forward Annual Dividend Rate 1.72
Forward Annual Dividend Yield 3.68%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 3.08%
5-Year Average Dividend Yield 3.27%
1-Year Dividend Growth Rate Percentage 3.61%
3-Year Dividend Growth Rate Percentage 1.79%
5-Year Dividend Growth Rate Percentage 4.54%
All-Time Dividend Growth Rate Percentage 6.48%
Dividend Payout Ratio 32.81%

Income Statement

Quarterly Earnings Growth YOY 18.10%
Annual Earnings Growth 15.29%
Reported EPS 12 Trailing Months 5.12
Reported EPS Past Year 1.13
Reported EPS Prior Year 4.96
Net Income Twelve Trailing Months 801,000,000
Net Income Past Year 784,000,000
Net Income Prior Year 680,000,000
Quarterly Revenue Growth YOY 6.60%
5-Year Revenue Growth 2.01%
Operating Margin Twelve Trailing Months 33.60%

Balance Sheet

Total Cash Most Recent Quarter 2,813,000,000
Total Cash Past Year 3,501,000,000
Total Cash Prior Year 2,204,000,000
Net Cash Position Most Recent Quarter 1,853,000,000
Net Cash Position Past Year 2,555,000,000
Long Term Debt Past Year 946,000,000
Long Term Debt Prior Year 538,000,000
Total Debt Most Recent Quarter 960,000,000
Equity to Debt Ratio Past Year 0.87
Equity to Debt Ratio Most Recent Quarter 0.87
Total Stockholder Equity Past Year 6,124,000,000
Total Stockholder Equity Prior Year 5,691,000,000
Total Stockholder Equity Most Recent Quarter 6,327,000,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 973,000,000
Free Cash Flow Per Share Twelve Trailing Months 6.59
Free Cash Flow Past Year 1,051,000,000
Free Cash Flow Prior Year 772,000,000

Options

Put/Call Ratio 0.08
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.24
MACD Signal -0.75
20-Day Bollinger Lower Band 40.55
20-Day Bollinger Middle Band 50.93
20-Day Bollinger Upper Band 61.30
Beta 0.86
RSI 52.00
50-Day SMA 49.51
150-Day SMA 42.42
200-Day SMA 45.43

System

Modified 5/13/2025 2:44:36 PM EST