Stock Scorecard
Stock Summary for X Financial (XYF) - $6.29 as of 11/19/2024 4:47:45 PM EST
Total Score
25 out of 30
Currently on the following lists
Growth Stock List
Tim's Recommendation
Strong Buy
Growth List Algorithm Criteria for XYF
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for XYF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for XYF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for XYF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for XYF (62 out of 90)
| Stock Price Rating (Max of 10) | 4 |
| Historical Stock Price Rating (Max of 10) | 2 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 8 |
| Trading Volume (Max of 10) | 0 |
| Price to Earnings (Max of 10) | 10 |
Latest News for for XYF
Financial Details for XYF
Company Overview |
|
|---|---|
| Ticker | XYF |
| Company Name | X Financial |
| Country | China |
| Description | X Financial offers personal finance services in the People's Republic of China. The company is headquartered in Shenzhen, the People's Republic of China. |
| Sector Name | FINANCE |
| Industry Name | FINANCE SERVICES |
| Most Recent Quarter | 6/30/2024 |
| Next Earnings Date | 12/19/2024 |
Stock Price History |
|
| Last Day Price | 6.29 |
| Price 4 Years Ago | 1.78 |
| Last Day Price Updated | 11/19/2024 4:47:45 PM EST |
| Last Day Volume | 4,765 |
| Average Daily Volume | 23,591 |
| 52-Week High | 8.59 |
| 52-Week Low | 3.21 |
| Last Price to 52 Week Low | 95.95% |
Valuation Measures |
|
| Trailing PE | 1.65 |
| Industry PE | 24.79 |
| Sector PE | 21.40 |
| 5-Year Average PE | 2.37 |
| Free Cash Flow Ratio | 0.06 |
| Industry Free Cash Flow Ratio | 7.13 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 2.14 |
| Total Cash Per Share | 102.79 |
| Book Value Per Share Most Recent Quarter | 135.84 |
| Price to Book Ratio | 0.32 |
| Industry Price to Book Ratio | 2.30 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 0.06 |
| Industry Price to Sales Ratio Twelve Trailing Months | 4.12 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 31,145,400 |
| Market Capitalization | 195,904,566 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 9/4/2024 |
| Last Dividend Amount | 0.17 |
| Current Dividend Amount | 0.17 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.34 |
| Trailing Annual Dividend Yield | 5.41% |
| Forward Annual Dividend Rate | 0.19 |
| Forward Annual Dividend Yield | 3.06% |
| 5-Year Dividend Payments Count | 3 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | -43.33% |
| 3-Year Dividend Growth Rate Percentage | -43.33% |
| 5-Year Dividend Growth Rate Percentage | -43.33% |
| All-Time Dividend Growth Rate Percentage | -43.33% |
| Dividend Payout Ratio | 9.02% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 10.40% |
| Annual Earnings Growth | 46.16% |
| Reported EPS 12 Trailing Months | 3.77 |
| Reported EPS Past Year | 2.17 |
| Reported EPS Prior Year | 6.89 |
| Net Income Twelve Trailing Months | 1,314,599,974 |
| Net Income Past Year | 1,186,793,974 |
| Net Income Prior Year | 811,996,439 |
| Quarterly Revenue Growth YOY | 12.50% |
| 5-Year Revenue Growth | -2.74% |
| Operating Margin Twelve Trailing Months | 0.59 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 3,201,395,000 |
| Total Cash Past Year | 2,897,824,126 |
| Total Cash Prior Year | 2,372,588,000 |
| Net Cash Position Most Recent Quarter | 3,201,395,000 |
| Net Cash Position Past Year | 2,897,824,126 |
| Long Term Debt Past Year | 0 |
| Long Term Debt Prior Year | 1,487,379,000 |
| Total Debt Most Recent Quarter | 0 |
| Equity to Debt Ratio Past Year | 1.00 |
| Equity to Debt Ratio Most Recent Quarter | 1.00 |
| Total Stockholder Equity Past Year | 5,847,124,287 |
| Total Stockholder Equity Prior Year | 4,753,254,000 |
| Total Stockholder Equity Most Recent Quarter | 6,654,321,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 0 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.00 |
| Free Cash Flow Past Year | 805,668,819 |
| Free Cash Flow Prior Year | 316,646,760 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.04 |
| MACD Signal | 0.04 |
| 20-Day Bollinger Lower Band | 3.18 |
| 20-Day Bollinger Middle Band | 5.37 |
| 20-Day Bollinger Upper Band | 7.57 |
| Beta | 0.32 |
| RSI | 47.74 |
| 50-Day SMA | 3.36 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 3.64 |
System |
|
| Modified | 11/19/2024 4:47:46 PM EST |