Stock Scorecard
Stock Summary for Wintrust Financial Corp (WTFC) - $140.06 as of 4/2/2026 7:00:17 PM EST
Total Score
11 out of 30
Safety Score
51 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for WTFC
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WTFC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WTFC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WTFC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WTFC (51 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 10 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for WTFC
Financial Details for WTFC
Company Overview |
|
|---|---|
| Ticker | WTFC |
| Company Name | Wintrust Financial Corp |
| Country | N/A |
| Description | Wintrust Financial Corporation is a financial holding company. The company is headquartered in Rosemont, Illinois. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/20/2026 |
Stock Price History |
|
| Last Day Price | 140.06 |
| Price 4 Years Ago | 79.80 |
| Last Day Price Updated | 4/2/2026 7:00:17 PM EST |
| Last Day Volume | 529,881 |
| Average Daily Volume | 491,074 |
| 52-Week High | 162.96 |
| 52-Week Low | 87.71 |
| Last Price to 52 Week Low | 59.69% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 15.59 |
| Sector PE | 60.85 |
| 5-Year Average PE | 8.61 |
| Free Cash Flow Ratio | 20.12 |
| Industry Free Cash Flow Ratio | 12.49 |
| Sector Free Cash Flow Ratio | 74.17 |
| Current Ratio Most Recent Quarter | 0.14 |
| Total Cash Per Share | 6.96 |
| Book Value Per Share Most Recent Quarter | 102.03 |
| Price to Book Ratio | 1.31 |
| Industry Price to Book Ratio | 1.21 |
| Sector Price to Book Ratio | 2.09 |
| Price to Sales Ratio Twelve Trailing Months | 3.42 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.48 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.85 |
| Analyst Buy Ratings | 9 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 67,270,000 |
| Market Capitalization | 9,421,836,200 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/5/2026 |
| Previous Dividend Amount | 0.5000 |
| Current Dividend Amount | 0.5500 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.05 |
| Trailing Annual Dividend Yield | 1.48% |
| Forward Annual Dividend Rate | 2.20 |
| Forward Annual Dividend Yield | 1.58% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.44% |
| 5-Year Average Dividend Yield | 1.60% |
| 1-Year Dividend Growth Rate Percentage | 10.00% |
| 3-Year Dividend Growth Rate Percentage | 4.88% |
| 5-Year Dividend Growth Rate Percentage | 12.78% |
| All-Time Dividend Growth Rate Percentage | 15.76% |
| Dividend Payout Ratio | 17.97% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 19.40% |
| Annual Earnings Growth | 18.53% |
| Reported EPS 12 Trailing Months | 11.41 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 11.72 |
| Net Income Twelve Trailing Months | 823,844,000 |
| Net Income Past Year | 823,844,000 |
| Net Income Prior Year | 695,045,000 |
| Quarterly Revenue Growth YOY | 10.50% |
| 5-Year Revenue Growth | 17.39% |
| Operating Margin Twelve Trailing Months | 46.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 467,874,000 |
| Total Cash Past Year | 467,874,000 |
| Total Cash Prior Year | 4,861,770,000 |
| Net Cash Position Most Recent Quarter | -4,013,603,000 |
| Net Cash Position Past Year | -4,013,603,000 |
| Long Term Debt Past Year | 4,481,477,000 |
| Long Term Debt Prior Year | 4,237,961,000 |
| Total Debt Most Recent Quarter | 4,481,477,000 |
| Equity to Debt Ratio Past Year | 0.62 |
| Equity to Debt Ratio Most Recent Quarter | 0.62 |
| Total Stockholder Equity Past Year | 7,258,715,000 |
| Total Stockholder Equity Prior Year | 6,344,297,000 |
| Total Stockholder Equity Most Recent Quarter | 7,258,715,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 865,421,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 12.86 |
| Free Cash Flow Past Year | 860,397,000 |
| Free Cash Flow Prior Year | 635,525,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -3.29 |
| MACD Signal | -3.81 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.86 |
| RSI | 43.02 |
| 50-Day SMA | 130.81 |
| 150-Day SMA | 107.41 |
| 200-Day SMA | 100.40 |
System |
|
| Modified | 4/2/2026 11:31:12 AM EST |