Stock Scorecard
Stock Summary for Wintrust Financial Corp (WTFC) - $115.16 as of 5/5/2025 9:34:56 PM EST
Total Score
11 out of 30
Safety Score
70 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for WTFC
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WTFC
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WTFC
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WTFC
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WTFC (70 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for WTFC
Financial Details for WTFC
Company Overview |
|
|---|---|
| Ticker | WTFC |
| Company Name | Wintrust Financial Corp |
| Country | USA |
| Description | Wintrust Financial Corporation is a financial holding company. The company is headquartered in Rosemont, Illinois. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 7/15/2025 |
Stock Price History |
|
| Last Day Price | 115.16 |
| Price 4 Years Ago | 85.81 |
| Last Day Price Updated | 5/5/2025 9:34:56 PM EST |
| Last Day Volume | 230,324 |
| Average Daily Volume | 541,402 |
| 52-Week High | 141.49 |
| 52-Week Low | 89.10 |
| Last Price to 52 Week Low | 29.25% |
Valuation Measures |
|
| Trailing PE | 11.14 |
| Industry PE | 15.78 |
| Sector PE | 17.70 |
| 5-Year Average PE | 16.96 |
| Free Cash Flow Ratio | 17.06 |
| Industry Free Cash Flow Ratio | 7.12 |
| Sector Free Cash Flow Ratio | 25.60 |
| Current Ratio Most Recent Quarter | 17.55 |
| Total Cash Per Share | 6.75 |
| Book Value Per Share Most Recent Quarter | 92.47 |
| Price to Book Ratio | 1.20 |
| Industry Price to Book Ratio | 1.03 |
| Sector Price to Book Ratio | 2.26 |
| Price to Sales Ratio Twelve Trailing Months | 3.17 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.96 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.11 |
| Analyst Buy Ratings | 8 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 66,919,000 |
| Market Capitalization | 7,706,392,040 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 5/8/2025 |
| Previous Dividend Amount | 0.5000 |
| Current Dividend Amount | 0.5000 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.85 |
| Trailing Annual Dividend Yield | 1.64% |
| Forward Annual Dividend Rate | 2.00 |
| Forward Annual Dividend Yield | 1.78% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 1.45% |
| 5-Year Average Dividend Yield | 1.58% |
| 1-Year Dividend Growth Rate Percentage | 11.11% |
| 3-Year Dividend Growth Rate Percentage | 5.41% |
| 5-Year Dividend Growth Rate Percentage | 12.69% |
| All-Time Dividend Growth Rate Percentage | 16.23% |
| Dividend Payout Ratio | 18.30% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -6.90% |
| Annual Earnings Growth | 11.63% |
| Reported EPS 12 Trailing Months | 10.11 |
| Reported EPS Past Year | 2.69 |
| Reported EPS Prior Year | 10.31 |
| Net Income Twelve Trailing Months | 695,045,000 |
| Net Income Past Year | 695,045,000 |
| Net Income Prior Year | 622,626,000 |
| Quarterly Revenue Growth YOY | 6.10% |
| 5-Year Revenue Growth | 18.97% |
| Operating Margin Twelve Trailing Months | 43.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 452,017,000 |
| Total Cash Past Year | 452,017,000 |
| Total Cash Prior Year | 2,507,727,000 |
| Net Cash Position Most Recent Quarter | -3,785,944,000 |
| Net Cash Position Past Year | -3,785,944,000 |
| Long Term Debt Past Year | 4,237,961,000 |
| Long Term Debt Prior Year | 3,649,886,000 |
| Total Debt Most Recent Quarter | 4,237,961,000 |
| Equity to Debt Ratio Past Year | 0.60 |
| Equity to Debt Ratio Most Recent Quarter | 0.60 |
| Total Stockholder Equity Past Year | 6,344,297,000 |
| Total Stockholder Equity Prior Year | 5,399,526,000 |
| Total Stockholder Equity Most Recent Quarter | 6,344,297,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 629,534,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 9.41 |
| Free Cash Flow Past Year | 635,525,000 |
| Free Cash Flow Prior Year | 1,798,157,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.39 |
| MACD Signal | -1.48 |
| 20-Day Bollinger Lower Band | 96.60 |
| 20-Day Bollinger Middle Band | 118.60 |
| 20-Day Bollinger Upper Band | 140.60 |
| Beta | 0.93 |
| RSI | 59.31 |
| 50-Day SMA | 112.61 |
| 150-Day SMA | 92.15 |
| 200-Day SMA | 89.60 |
System |
|
| Modified | 5/3/2025 1:40:34 PM EST |