Stock Scorecard
Stock Summary for World Acceptance Corp (WRLD) - $164.51 as of 6/26/2025 3:55:12 PM EST
Total Score
14 out of 30
Safety Score
48 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for WRLD
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WRLD
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WRLD
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WRLD
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WRLD (48 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for WRLD
Financial Details for WRLD
Company Overview |
|
|---|---|
| Ticker | WRLD |
| Company Name | World Acceptance Corp |
| Country | USA |
| Description | World Acceptance Corporation is engaged in the small loan consumer finance business. The company is headquartered in Greenville, South Carolina. |
| Sector Name | FINANCE |
| Industry Name | PERSONAL CREDIT INSTITUTIONS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/24/2025 |
Stock Price History |
|
| Last Day Price | 164.51 |
| Price 4 Years Ago | 245.43 |
| Last Day Price Updated | 6/26/2025 3:55:12 PM EST |
| Last Day Volume | 42,791 |
| Average Daily Volume | 47,683 |
| 52-Week High | 165.34 |
| 52-Week Low | 101.85 |
| Last Price to 52 Week Low | 61.52% |
Valuation Measures |
|
| Trailing PE | 10.09 |
| Industry PE | 15.70 |
| Sector PE | 20.75 |
| 5-Year Average PE | 14.84 |
| Free Cash Flow Ratio | 89.90 |
| Industry Free Cash Flow Ratio | 26.14 |
| Sector Free Cash Flow Ratio | 11.02 |
| Current Ratio Most Recent Quarter | 19.32 |
| Total Cash Per Share | 1.83 |
| Book Value Per Share Most Recent Quarter | 84.28 |
| Price to Book Ratio | 1.99 |
| Industry Price to Book Ratio | 1.57 |
| Sector Price to Book Ratio | 2.08 |
| Price to Sales Ratio Twelve Trailing Months | 1.55 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.19 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 5,307,300 |
| Market Capitalization | 873,103,923 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 10.40% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | 33.50% |
| Annual Earnings Growth | 16.03% |
| Reported EPS 12 Trailing Months | 16.30 |
| Reported EPS Past Year | 16.36 |
| Reported EPS Prior Year | 13.26 |
| Net Income Twelve Trailing Months | 89,741,427 |
| Net Income Past Year | 89,741,000 |
| Net Income Prior Year | 77,345,000 |
| Quarterly Revenue Growth YOY | 3.90% |
| 5-Year Revenue Growth | -0.89% |
| Operating Margin Twelve Trailing Months | 40.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 9,730,000 |
| Total Cash Past Year | 9,730,000 |
| Total Cash Prior Year | 11,839,000 |
| Net Cash Position Most Recent Quarter | -437,139,686 |
| Net Cash Position Past Year | -437,139,686 |
| Long Term Debt Past Year | 446,869,686 |
| Long Term Debt Prior Year | 496,028,764 |
| Total Debt Most Recent Quarter | 446,869,686 |
| Equity to Debt Ratio Past Year | 0.50 |
| Equity to Debt Ratio Most Recent Quarter | 0.50 |
| Total Stockholder Equity Past Year | 439,480,000 |
| Total Stockholder Equity Prior Year | 424,427,000 |
| Total Stockholder Equity Most Recent Quarter | 439,480,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 250,479,432 |
| Free Cash Flow Per Share Twelve Trailing Months | 47.20 |
| Free Cash Flow Past Year | 250,480,000 |
| Free Cash Flow Prior Year | 259,850,000 |
Options |
|
| Put/Call Ratio | 1.42 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 3.62 |
| MACD Signal | 4.14 |
| 20-Day Bollinger Lower Band | 109.10 |
| 20-Day Bollinger Middle Band | 138.89 |
| 20-Day Bollinger Upper Band | 168.68 |
| Beta | 1.36 |
| RSI | 59.33 |
| 50-Day SMA | 117.89 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 134.17 |
System |
|
| Modified | 6/26/2025 3:55:15 PM EST |