Stock Scorecard
Stock Summary for Western Alliance Bancorp (WAL) - $85.48 as of 10/3/2025 3:34:35 PM EST
Total Score
14 out of 30
Safety Score
65 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for WAL
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WAL
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WAL
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WAL
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WAL (65 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 6 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for WAL
Financial Details for WAL
Company Overview |
|
|---|---|
| Ticker | WAL |
| Company Name | Western Alliance Bancorp |
| Country | USA |
| Description | Western Alliance Bancorporation is a prominent banking holding company based in Phoenix, Arizona, operating through its primary subsidiary, Western Alliance Bank. The institution specializes in providing a wide range of banking products and services to both commercial and consumer clients, with a notable presence in key markets including Arizona, California, and Nevada. Known for its strong focus on growth and customer service, Western Alliance has developed a reputation for delivering innovative financial solutions while maintaining a commitment to community engagement and economic development in its service areas. The company's strategic expansion efforts and robust financial performance make it a compelling investment opportunity for institutional investors seeking exposure to the regional banking sector. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/16/2025 |
Stock Price History |
|
| Last Day Price | 85.48 |
| Price 4 Years Ago | 98.90 |
| Last Day Price Updated | 10/3/2025 3:34:35 PM EST |
| Last Day Volume | 709,244 |
| Average Daily Volume | 1,091,270 |
| 52-Week High | 96.77 |
| 52-Week Low | 56.52 |
| Last Price to 52 Week Low | 51.24% |
Valuation Measures |
|
| Trailing PE | 11.40 |
| Industry PE | 17.20 |
| Sector PE | 24.26 |
| 5-Year Average PE | 12.11 |
| Free Cash Flow Ratio | 3.41 |
| Industry Free Cash Flow Ratio | 5.48 |
| Sector Free Cash Flow Ratio | 43.16 |
| Current Ratio Most Recent Quarter | 0.06 |
| Total Cash Per Share | 25.07 |
| Book Value Per Share Most Recent Quarter | 62.57 |
| Price to Book Ratio | 1.38 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.28 |
| Price to Sales Ratio Twelve Trailing Months | 3.07 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.09 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.93 |
| Analyst Buy Ratings | 10 |
| Analyst Strong Buy Ratings | 5 |
Share Statistics |
|
| Total Shares Outstanding | 110,369,000 |
| Market Capitalization | 9,434,342,120 |
| Institutional Ownership | 90.49% |
Dividends |
|
| Ex-Dividend Date | 8/14/2025 |
| Previous Dividend Amount | 0.3800 |
| Current Dividend Amount | 0.3800 |
| Total Years Dividend Increasing | 6 |
| Trailing Annual Dividend Rate | 1.52 |
| Trailing Annual Dividend Yield | 1.78% |
| Forward Annual Dividend Rate | 1.52 |
| Forward Annual Dividend Yield | 1.78% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.81% |
| 5-Year Average Dividend Yield | 1.96% |
| 1-Year Dividend Growth Rate Percentage | 2.01% |
| 3-Year Dividend Growth Rate Percentage | 1.00% |
| 5-Year Dividend Growth Rate Percentage | 6.09% |
| All-Time Dividend Growth Rate Percentage | 10.48% |
| Dividend Payout Ratio | 19.97% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 18.30% |
| Annual Earnings Growth | 9.04% |
| Reported EPS 12 Trailing Months | 7.61 |
| Reported EPS Past Year | 3.75 |
| Reported EPS Prior Year | 7.00 |
| Net Income Twelve Trailing Months | 846,200,000 |
| Net Income Past Year | 787,700,000 |
| Net Income Prior Year | 722,400,000 |
| Quarterly Revenue Growth YOY | 9.70% |
| 5-Year Revenue Growth | 31.64% |
| Operating Margin Twelve Trailing Months | 40.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 2,767,000,000 |
| Total Cash Past Year | 4,096,000,000 |
| Total Cash Prior Year | 1,576,000,000 |
| Net Cash Position Most Recent Quarter | -3,963,000,000 |
| Net Cash Position Past Year | 775,000,000 |
| Long Term Debt Past Year | 3,321,000,000 |
| Long Term Debt Prior Year | 1,341,000,000 |
| Total Debt Most Recent Quarter | 6,730,000,000 |
| Equity to Debt Ratio Past Year | 0.67 |
| Equity to Debt Ratio Most Recent Quarter | 0.51 |
| Total Stockholder Equity Past Year | 6,707,000,000 |
| Total Stockholder Equity Prior Year | 6,078,000,000 |
| Total Stockholder Equity Most Recent Quarter | 7,114,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -3,787,900,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -34.32 |
| Free Cash Flow Past Year | -2,825,800,000 |
| Free Cash Flow Prior Year | -442,900,000 |
Options |
|
| Put/Call Ratio | 0.33 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 1.34 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 10/4/2025 12:16:59 PM EST |