Stock Scorecard
Stock Summary for Western Alliance Bancorp (WAL) - $81.10 as of 11/26/2025 9:05:48 PM EST
Total Score
16 out of 30
Safety Score
67 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for WAL
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WAL
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WAL
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WAL
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WAL (67 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Financial Details for WAL
Company Overview |
|
|---|---|
| Ticker | WAL |
| Company Name | Western Alliance Bancorp |
| Country | USA |
| Description | Western Alliance Bancorporation is a leading regional banking holding company headquartered in Phoenix, Arizona, primarily operating through its flagship subsidiary, Western Alliance Bank. The institution offers a comprehensive suite of banking products and services tailored to both commercial and consumer clients across important markets such as Arizona, California, and Nevada. Renowned for its customer-centric approach and a strong commitment to growth, Western Alliance consistently delivers innovative financial solutions while actively contributing to local community development. With a robust financial position and strategic expansion initiatives, the company presents an attractive investment proposition for institutional investors looking to capitalize on the regional banking sector's growth potential. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/29/2026 |
Stock Price History |
|
| Last Day Price | 81.10 |
| Price 4 Years Ago | 98.37 |
| Last Day Price Updated | 11/26/2025 9:05:48 PM EST |
| Last Day Volume | 809,866 |
| Average Daily Volume | 1,347,693 |
| 52-Week High | 94.12 |
| 52-Week Low | 56.23 |
| Last Price to 52 Week Low | 44.23% |
Valuation Measures |
|
| Trailing PE | 9.79 |
| Industry PE | 17.25 |
| Sector PE | 23.35 |
| 5-Year Average PE | 10.37 |
| Free Cash Flow Ratio | 1.55 |
| Industry Free Cash Flow Ratio | 6.69 |
| Sector Free Cash Flow Ratio | 39.07 |
| Current Ratio Most Recent Quarter | 0.07 |
| Total Cash Per Share | 52.30 |
| Book Value Per Share Most Recent Quarter | 65.26 |
| Price to Book Ratio | 1.23 |
| Industry Price to Book Ratio | 1.09 |
| Sector Price to Book Ratio | 1.86 |
| Price to Sales Ratio Twelve Trailing Months | 2.74 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.02 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.71 |
| Analyst Buy Ratings | 10 |
| Analyst Strong Buy Ratings | 5 |
Share Statistics |
|
| Total Shares Outstanding | 110,054,000 |
| Market Capitalization | 8,925,379,400 |
| Institutional Ownership | 94.09% |
Dividends |
|
| Ex-Dividend Date | 11/13/2025 |
| Previous Dividend Amount | 0.3800 |
| Current Dividend Amount | 0.4200 |
| Total Years Dividend Increasing | 6 |
| Trailing Annual Dividend Rate | 1.56 |
| Trailing Annual Dividend Yield | 1.92% |
| Forward Annual Dividend Rate | 1.68 |
| Forward Annual Dividend Yield | 2.07% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.06% |
| 5-Year Average Dividend Yield | 1.97% |
| 1-Year Dividend Growth Rate Percentage | 4.70% |
| 3-Year Dividend Growth Rate Percentage | 3.72% |
| 5-Year Dividend Growth Rate Percentage | 6.78% |
| All-Time Dividend Growth Rate Percentage | 9.30% |
| Dividend Payout Ratio | 19.28% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 26.70% |
| Annual Earnings Growth | 9.04% |
| Reported EPS 12 Trailing Months | 8.09 |
| Reported EPS Past Year | 5.90 |
| Reported EPS Prior Year | 7.00 |
| Net Income Twelve Trailing Months | 899,800,000 |
| Net Income Past Year | 787,700,000 |
| Net Income Prior Year | 722,400,000 |
| Quarterly Revenue Growth YOY | 8.70% |
| 5-Year Revenue Growth | 31.64% |
| Operating Margin Twelve Trailing Months | 39.40% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 5,756,000,000 |
| Total Cash Past Year | 4,096,000,000 |
| Total Cash Prior Year | 1,576,000,000 |
| Net Cash Position Most Recent Quarter | 2,175,000,000 |
| Net Cash Position Past Year | 775,000,000 |
| Long Term Debt Past Year | 3,321,000,000 |
| Long Term Debt Prior Year | 1,341,000,000 |
| Total Debt Most Recent Quarter | 3,581,000,000 |
| Equity to Debt Ratio Past Year | 0.67 |
| Equity to Debt Ratio Most Recent Quarter | 0.67 |
| Total Stockholder Equity Past Year | 6,707,000,000 |
| Total Stockholder Equity Prior Year | 6,078,000,000 |
| Total Stockholder Equity Most Recent Quarter | 7,397,000,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | -3,323,400,000 |
| Free Cash Flow Per Share Twelve Trailing Months | -30.20 |
| Free Cash Flow Past Year | -2,825,800,000 |
| Free Cash Flow Prior Year | -442,900,000 |
Options |
|
| Put/Call Ratio | 1.52 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -1.04 |
| MACD Signal | -1.09 |
| 20-Day Bollinger Lower Band | 70.47 |
| 20-Day Bollinger Middle Band | 81.71 |
| 20-Day Bollinger Upper Band | 92.95 |
| Beta | 1.37 |
| RSI | 37.06 |
| 50-Day SMA | 79.69 |
| 150-Day SMA | 64.35 |
| 200-Day SMA | 65.84 |
System |
|
| Modified | 11/25/2025 11:50:55 AM EST |