Stock Scorecard
Stock Summary for WaFd Inc (WAFDP) - $16.54 as of 4/25/2026 10:31:19 AM EST
Total Score
17 out of 30
Safety Score
61 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for WAFDP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for WAFDP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for WAFDP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for WAFDP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for WAFDP (61 out of 100)
| Stock Price Rating (Max of 10) | 6 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 10 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 8 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 0 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for WAFDP
Financial Details for WAFDP
Company Overview |
|
|---|---|
| Ticker | WAFDP |
| Company Name | WaFd Inc |
| Country | USA |
| Description | Washington Federal Inc. (WAFDP), based in Seattle, Washington, is a leading financial institution providing a broad range of services that includes retail and commercial banking, mortgage banking, and wealth management. Renowned for its customer-centric approach, the bank effectively caters to individuals, businesses, and communities across the Western United States. With a firm emphasis on technological advancements and deep local market insights, Washington Federal has built a robust financial profile characterized by resilience in varying economic landscapes. Its strategic focus on prudent risk management and active community engagement underscores its role as a trusted partner in fostering economic development and stability. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 16.54 |
| Price 4 Years Ago | 13.77 |
| Last Day Price Updated | 4/25/2026 10:31:19 AM EST |
| Last Day Volume | 7,770 |
| Average Daily Volume | 16,633 |
| 52-Week High | 16.89 |
| 52-Week Low | 14.16 |
| Last Price to 52 Week Low | 16.81% |
Valuation Measures |
|
| Trailing PE | 6.04 |
| Industry PE | 14.80 |
| Sector PE | 18.68 |
| 5-Year Average PE | 10.90 |
| Free Cash Flow Ratio | 1.09 |
| Industry Free Cash Flow Ratio | 13.65 |
| Sector Free Cash Flow Ratio | 25.81 |
| Current Ratio Most Recent Quarter | 1.18 |
| Total Cash Per Share | 15.18 |
| Book Value Per Share Most Recent Quarter | 35.70 |
| Price to Book Ratio | 0.00 |
| Industry Price to Book Ratio | 1.20 |
| Sector Price to Book Ratio | 1.72 |
| Price to Sales Ratio Twelve Trailing Months | 0.00 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.48 |
| Sector Price to Sales Ratio Twelve Trailing Months | 5.01 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 0 |
| Market Capitalization | 0 |
| Institutional Ownership | 0.00% |
Dividends |
|
| Ex-Dividend Date | 3/31/2026 |
| Previous Dividend Amount | 0.3047 |
| Current Dividend Amount | 0.3047 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 1.22 |
| Trailing Annual Dividend Yield | 7.37% |
| Forward Annual Dividend Rate | 1.22 |
| Forward Annual Dividend Yield | 7.37% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 7.41% |
| 5-Year Average Dividend Yield | 8.45% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 1.74% |
| Dividend Payout Ratio | 44.48% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 26.40% |
| Annual Earnings Growth | 13.01% |
| Reported EPS 12 Trailing Months | 2.74 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 0.72 |
| Net Income Twelve Trailing Months | 252,293,000 |
| Net Income Past Year | 226,068,000 |
| Net Income Prior Year | 200,041,000 |
| Quarterly Revenue Growth YOY | 9.20% |
| 5-Year Revenue Growth | 14.77% |
| Operating Margin Twelve Trailing Months | 45.80% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 669,799,000 |
| Total Cash Past Year | 657,310,000 |
| Total Cash Prior Year | 2,381,102,000 |
| Net Cash Position Most Recent Quarter | -1,818,612,000 |
| Net Cash Position Past Year | 587,102,000 |
| Long Term Debt Past Year | 70,208,000 |
| Long Term Debt Prior Year | 3,318,307,000 |
| Total Debt Most Recent Quarter | 2,488,411,000 |
| Equity to Debt Ratio Past Year | 0.98 |
| Equity to Debt Ratio Most Recent Quarter | 0.55 |
| Total Stockholder Equity Past Year | 3,039,575,000 |
| Total Stockholder Equity Prior Year | 3,000,300,000 |
| Total Stockholder Equity Most Recent Quarter | 3,029,407,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 215,300,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.00 |
| Free Cash Flow Past Year | 208,245,000 |
| Free Cash Flow Prior Year | 414,552,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.00 |
| MACD Signal | 0.00 |
| 20-Day Bollinger Lower Band | 0.00 |
| 20-Day Bollinger Middle Band | 0.00 |
| 20-Day Bollinger Upper Band | 0.00 |
| Beta | 0.82 |
| RSI | 0.00 |
| 50-Day SMA | 0.00 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 4/25/2026 10:31:19 AM EST |