Stock Scorecard



Stock Summary for Valley National Bancorp (VLY) - $14.79 as of 8/12/2026 8:35:31 AM EST

Total Score

15 out of 30

Safety Score

64 out of 100

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for VLY

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for VLY

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for VLY

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for VLY

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for VLY (64 out of 100)

Stock Price Rating (Max of 10) 5
Historical Stock Price Rating (Max of 10) 4
Stock Price Trend (Max of 10) 9
Book Value (Max of 10) 5
Book Value to Price (Max of 10) 1
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for VLY

Valley National Bancorp posts record net interest income; preferred shares yield 8.05% with call protection to 2029 8/10/2026 11:45:00 AM
VALLEY NATIONAL BANCORP FIXED RATE RESET PERP PFD SER C (VLYPN.US) will release its earnings report before the market opens on July 23. 8/5/2026 10:40:00 PM
Did Stronger Q2 Results and Steady Dividend Just Reframe Valley National Bancorp’s (VLY) Capital Story? 8/5/2026 10:41:00 AM
VLY Financials: Revenue Breakdown, Margins & Competitor Comparison 8/2/2026 5:10:00 PM
The Top 5 Analyst Questions From Valley National Bank’s Q2 Earnings Call 7/30/2026 6:10:00 AM
Cantor Fitzgerald Maintains Valley National Bancorp(VLY.US) With Buy Rating, Raises Target Price to $17 7/16/2026 12:40:00 AM
VLY5477171 Bond Profile — Key Metrics 7/15/2026 10:18:00 AM
Valley National Bancorp (VLY) Stock Stays Cheap After Its 97% Run 7/13/2026 10:42:00 PM
Q1 Earnings Highlights: Valley National Bank (NASDAQ:VLY) Vs The Rest Of The Regional Banks Stocks 7/6/2026 10:05:00 PM
Valley National Bancorp to Announce Second Quarter 2026 Earnings 7/6/2026 7:40:00 PM

Financial Details for VLY

Company Overview

Ticker VLY
Company Name Valley National Bancorp
Country USA
Description Valley National Bancorp is the parent company of Valley National Bank offering various commercial, retail, insurance and wealth management financial services products. The company is headquartered in New York, New York.
Sector Name FINANCIAL SERVICES
Industry Name BANKS - REGIONAL
Most Recent Quarter 6/30/2026
Next Earnings Date 10/29/2026

Stock Price History

Last Day Price 14.79
Price 4 Years Ago 9.61
Last Day Price Updated 8/12/2026 8:35:31 AM EST
Last Day Volume 3,705,368
Average Daily Volume 6,711,815
52-Week High 15.20
52-Week Low 9.31
Last Price to 52 Week Low 58.86%

Valuation Measures

Trailing PE 12.42
Industry PE 14.08
Sector PE 18.27
5-Year Average PE 13.36
Free Cash Flow Ratio 8.45
Industry Free Cash Flow Ratio 12.92
Sector Free Cash Flow Ratio 36.87
Current Ratio Most Recent Quarter 0.17
Total Cash Per Share 1.75
Book Value Per Share Most Recent Quarter 13.48
Price to Book Ratio 1.06
Industry Price to Book Ratio 1.37
Sector Price to Book Ratio 2.23
Price to Sales Ratio Twelve Trailing Months 4.03
Industry Price to Sales Ratio Twelve Trailing Months 3.76
Sector Price to Sales Ratio Twelve Trailing Months 3.94
Analyst Buy Ratings 9
Analyst Strong Buy Ratings 3

Share Statistics

Total Shares Outstanding 552,605,000
Market Capitalization 8,173,027,950
Institutional Ownership 92.02%

Dividends

Ex-Dividend Date 9/15/2026
Previous Dividend Amount 0.1100
Current Dividend Amount 0.1100
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.44
Trailing Annual Dividend Yield 3.00%
Forward Annual Dividend Rate 0.44
Forward Annual Dividend Yield 3.00%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 3.83%
5-Year Average Dividend Yield 4.53%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 6.11%
Dividend Payout Ratio 37.29%

Income Statement

Quarterly Earnings Growth YOY 31.80%
Annual Earnings Growth 57.25%
Reported EPS 12 Trailing Months 1.18
Reported EPS Past Year 0.58
Reported EPS Prior Year 1.00
Net Income Twelve Trailing Months 693,556,000
Net Income Past Year 597,983,000
Net Income Prior Year 380,271,000
Quarterly Revenue Growth YOY 15.00%
5-Year Revenue Growth 17.40%
Operating Margin Twelve Trailing Months 46.80%

Balance Sheet

Total Cash Most Recent Quarter 966,889,000
Total Cash Past Year 315,166,000
Total Cash Prior Year 1,890,125,000
Net Cash Position Most Recent Quarter -1,651,888,000
Net Cash Position Past Year -2,651,216,000
Long Term Debt Past Year 2,966,382,000
Long Term Debt Prior Year 3,231,610,000
Total Debt Most Recent Quarter 2,618,777,000
Equity to Debt Ratio Past Year 0.72
Equity to Debt Ratio Most Recent Quarter 0.75
Total Stockholder Equity Past Year 7,807,698,000
Total Stockholder Equity Prior Year 7,435,127,000
Total Stockholder Equity Most Recent Quarter 7,917,144,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 555,181,000
Free Cash Flow Per Share Twelve Trailing Months 1.00
Free Cash Flow Past Year 343,832,000
Free Cash Flow Prior Year 532,396,000

Options

Put/Call Ratio 0.01
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.00
MACD Signal 0.00
20-Day Bollinger Lower Band 0.00
20-Day Bollinger Middle Band 0.00
20-Day Bollinger Upper Band 0.00
Beta 1.06
RSI 0.00
50-Day SMA 0.00
150-Day SMA 0.00
200-Day SMA 0.00

System

Modified 8/12/2026 5:56:02 AM EST