Stock Scorecard



Stock Summary for Valley National Bancorp (VLY) - $10.30 as of 9/3/2025 4:03:32 PM EST

Total Score

10 out of 30

Safety Score

63 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for VLY

Positive Quarterly and Annual earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the Annual earnings growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for VLY

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for VLY

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for VLY

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for VLY (63 out of 100)

Stock Price Rating (Max of 10) 5
Historical Stock Price Rating (Max of 10) 5
Stock Price Trend (Max of 10) 2
Book Value (Max of 10) 5
Book Value to Price (Max of 10) 8
Analyst Buy Ratings (Max of 5) 3
Analyst Strong Buy Ratings (Max of 5) 4
Dividend Yield Percentage (Max of 10) 6
Operating Margin (Max of 10) 6
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 9
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for VLY

Valley National Q2 Earnings Beat on Y/Y Revenue Rise, Stock Slips 1.8% 7/25/2025 3:51:00 PM
Valley National Posts Q2 Profit Jump 7/25/2025 4:25:00 AM
Valley ( VLY ) Q2 2025 Earnings Call Transcript 7/24/2025 3:45:00 PM
Valley National Bancorp Announces Second Quarter 2025 Results 7/24/2025 11:00:00 AM
Valley National Bancorp Declares Its Regular Quarterly Preferred and Common Stock Dividends 7/22/2025 9:15:00 PM
Valley National Bancorp Declares Its Regular Quarterly Preferred and Common Stock Dividends - Valley Ntl ( NASDAQ:VLY ) 7/22/2025 9:15:00 PM
Valley National Bancorp to Announce Second Quarter 2025 Earnings 6/9/2025 5:30:00 PM
Valley National Bancorp Declares Its Regular Quarterly Preferred and Common Stock Dividends - Valley Ntl ( NASDAQ:VLY ) 5/20/2025 8:26:00 PM
Valley National Bancorp Declares Its Regular Quarterly Preferred and Common Stock Dividends 5/20/2025 8:26:00 PM
Valley National Bancorp Announces Redemption of $115,000,000 Aggregate Principal Amount of 5.25% Fixed-To-Floating Rate Subordinated Notes Due 2030 5/16/2025 9:10:00 PM

Financial Details for VLY

Company Overview

Ticker VLY
Company Name Valley National Bancorp
Country USA
Description Valley National Bancorp is the parent company of Valley National Bank offering various commercial, retail, insurance and wealth management financial services products. The company is headquartered in New York, New York.
Sector Name FINANCIAL SERVICES
Industry Name BANKS - REGIONAL
Most Recent Quarter 6/30/2025
Next Earnings Date 10/23/2025

Stock Price History

Last Day Price 10.30
Price 4 Years Ago 11.67
Last Day Price Updated 9/3/2025 4:03:32 PM EST
Last Day Volume 7,500,827
Average Daily Volume 7,797,649
52-Week High 10.71
52-Week Low 7.39
Last Price to 52 Week Low 39.38%

Valuation Measures

Trailing PE 13.47
Industry PE N/A
Sector PE N/A
5-Year Average PE 12.60
Free Cash Flow Ratio 13.04
Industry Free Cash Flow Ratio N/A
Sector Free Cash Flow Ratio N/A
Current Ratio Most Recent Quarter 8.25
Total Cash Per Share 0.79
Book Value Per Share Most Recent Quarter 12.89
Price to Book Ratio 0.81
Industry Price to Book Ratio N/A
Sector Price to Book Ratio N/A
Price to Sales Ratio Twelve Trailing Months 3.67
Industry Price to Sales Ratio Twelve Trailing Months N/A
Sector Price to Sales Ratio Twelve Trailing Months N/A
Analyst Buy Ratings 3
Analyst Strong Buy Ratings 3

Share Statistics

Total Shares Outstanding 559,721,000
Market Capitalization 5,765,126,300
Institutional Ownership 84.54%

Dividends

Ex-Dividend Date 9/15/2025
Previous Dividend Amount 0.1100
Current Dividend Amount 0.1100
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.44
Trailing Annual Dividend Yield 4.19%
Forward Annual Dividend Rate 0.44
Forward Annual Dividend Yield 4.19%
5-Year Dividend Payments Count 21
3-Year Average Dividend Yield 4.98%
5-Year Average Dividend Yield 4.39%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 6.27%
Dividend Payout Ratio 56.41%

Income Statement

Quarterly Earnings Growth YOY 69.20%
Annual Earnings Growth -23.72%
Reported EPS 12 Trailing Months 0.78
Reported EPS Past Year 0.41
Reported EPS Prior Year 0.63
Net Income Twelve Trailing Months 452,792,000
Net Income Past Year 380,271,000
Net Income Prior Year 498,511,000
Quarterly Revenue Growth YOY 22.70%
5-Year Revenue Growth 18.39%
Operating Margin Twelve Trailing Months 43.40%

Balance Sheet

Total Cash Most Recent Quarter 440,870,000
Total Cash Past Year 1,890,125,000
Total Cash Prior Year 891,225,000
Net Cash Position Most Recent Quarter -2,519,850,000
Net Cash Position Past Year -1,341,485,000
Long Term Debt Past Year 3,231,610,000
Long Term Debt Prior Year 2,385,483,000
Total Debt Most Recent Quarter 2,960,720,000
Equity to Debt Ratio Past Year 0.70
Equity to Debt Ratio Most Recent Quarter 0.72
Total Stockholder Equity Past Year 7,435,127,000
Total Stockholder Equity Prior Year 6,701,391,000
Total Stockholder Equity Most Recent Quarter 7,575,421,000

Free Cash Flow

Free Cash Flow Twelve Trailing Months 364,247,000
Free Cash Flow Per Share Twelve Trailing Months 0.65
Free Cash Flow Past Year 532,396,000
Free Cash Flow Prior Year 302,146,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD 0.25
MACD Signal 0.17
20-Day Bollinger Lower Band 7.93
20-Day Bollinger Middle Band 9.13
20-Day Bollinger Upper Band 10.34
Beta 1.11
RSI 72.85
50-Day SMA 9.12
150-Day SMA 8.58
200-Day SMA 9.14

System

Modified 9/4/2025 1:01:18 PM EST