Stock Scorecard
Stock Summary for Valley National Bancorp (VLY) - $11.55 as of 12/5/2025 8:54:55 PM EST
Total Score
13 out of 30
Safety Score
63 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for VLY
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for VLY
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for VLY
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for VLY
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for VLY (63 out of 100)
| Stock Price Rating (Max of 10) | 5 |
| Historical Stock Price Rating (Max of 10) | 5 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 5 |
| Book Value to Price (Max of 10) | 8 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 10 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for VLY
Financial Details for VLY
Company Overview |
|
|---|---|
| Ticker | VLY |
| Company Name | Valley National Bancorp |
| Country | USA |
| Description | Valley National Bancorp (VLY) is a prominent diversified financial institution based in New York City, serving as the parent company of Valley National Bank. It offers a comprehensive suite of financial services, including commercial and retail banking, wealth management, and insurance solutions, effectively catering to a diverse clientele ranging from individuals to corporate entities. With a strong emphasis on customer service, innovation, and community engagement, Valley National Bancorp is strategically positioned to capitalize on growth opportunities within the competitive banking sector, while maintaining a commitment to sound financial practices that aim to enhance shareholder value sustainably. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 9/30/2025 |
| Next Earnings Date | 1/22/2026 |
Stock Price History |
|
| Last Day Price | 11.55 |
| Price 4 Years Ago | 11.55 |
| Last Day Price Updated | 12/5/2025 8:54:55 PM EST |
| Last Day Volume | 4,455,839 |
| Average Daily Volume | 9,897,906 |
| 52-Week High | 11.65 |
| 52-Week Low | 7.31 |
| Last Price to 52 Week Low | 58.00% |
Valuation Measures |
|
| Trailing PE | 13.06 |
| Industry PE | 17.90 |
| Sector PE | 24.06 |
| 5-Year Average PE | 11.23 |
| Free Cash Flow Ratio | 4.70 |
| Industry Free Cash Flow Ratio | 6.61 |
| Sector Free Cash Flow Ratio | 39.55 |
| Current Ratio Most Recent Quarter | 0.04 |
| Total Cash Per Share | 2.46 |
| Book Value Per Share Most Recent Quarter | 13.09 |
| Price to Book Ratio | 0.87 |
| Industry Price to Book Ratio | 1.12 |
| Sector Price to Book Ratio | 1.92 |
| Price to Sales Ratio Twelve Trailing Months | 3.77 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.12 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.85 |
| Analyst Buy Ratings | 7 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 557,636,000 |
| Market Capitalization | 6,440,695,800 |
| Institutional Ownership | 87.82% |
Dividends |
|
| Ex-Dividend Date | 12/15/2025 |
| Previous Dividend Amount | 0.1100 |
| Current Dividend Amount | 0.1100 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.44 |
| Trailing Annual Dividend Yield | 3.82% |
| Forward Annual Dividend Rate | 0.44 |
| Forward Annual Dividend Yield | 3.82% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 4.43% |
| 5-Year Average Dividend Yield | 4.31% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 6.11% |
| Dividend Payout Ratio | 50.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 54.30% |
| Annual Earnings Growth | -23.72% |
| Reported EPS 12 Trailing Months | 0.88 |
| Reported EPS Past Year | 0.69 |
| Reported EPS Prior Year | 0.63 |
| Net Income Twelve Trailing Months | 518,291,000 |
| Net Income Past Year | 380,271,000 |
| Net Income Prior Year | 498,511,000 |
| Quarterly Revenue Growth YOY | 26.30% |
| 5-Year Revenue Growth | 18.39% |
| Operating Margin Twelve Trailing Months | 47.70% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,370,440,000 |
| Total Cash Past Year | 1,890,125,000 |
| Total Cash Prior Year | 891,225,000 |
| Net Cash Position Most Recent Quarter | -1,593,174,000 |
| Net Cash Position Past Year | -1,341,485,000 |
| Long Term Debt Past Year | 3,231,610,000 |
| Long Term Debt Prior Year | 2,385,483,000 |
| Total Debt Most Recent Quarter | 2,963,614,000 |
| Equity to Debt Ratio Past Year | 0.70 |
| Equity to Debt Ratio Most Recent Quarter | 0.72 |
| Total Stockholder Equity Past Year | 7,435,127,000 |
| Total Stockholder Equity Prior Year | 6,701,391,000 |
| Total Stockholder Equity Most Recent Quarter | 7,695,374,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 520,896,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.93 |
| Free Cash Flow Past Year | 532,396,000 |
| Free Cash Flow Prior Year | 302,146,000 |
Options |
|
| Put/Call Ratio | 0.17 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.19 |
| MACD Signal | 0.12 |
| 20-Day Bollinger Lower Band | 9.12 |
| 20-Day Bollinger Middle Band | 10.45 |
| 20-Day Bollinger Upper Band | 11.78 |
| Beta | 1.12 |
| RSI | 60.39 |
| 50-Day SMA | 9.46 |
| 150-Day SMA | 8.54 |
| 200-Day SMA | 8.98 |
System |
|
| Modified | 12/4/2025 11:21:15 AM EST |