Stock Scorecard
Stock Summary for Veritex Holdings Inc (VBTX) - $32.10 as of 7/25/2025 1:22:37 PM EST
Total Score
13 out of 30
Safety Score
63 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for VBTX
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for VBTX
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for VBTX
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for VBTX
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for VBTX (63 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 0 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 2 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for VBTX
Financial Details for VBTX
Company Overview |
|
|---|---|
| Ticker | VBTX |
| Company Name | Veritex Holdings Inc |
| Country | USA |
| Description | Veritex Holdings, Inc. is the banking holding company for Veritex Community Bank offering a variety of commercial banking products and services to small and medium-sized businesses and professionals. The company is headquartered in Dallas, Texas. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/21/2025 |
Stock Price History |
|
| Last Day Price | 32.10 |
| Price 4 Years Ago | 35.41 |
| Last Day Price Updated | 7/25/2025 1:22:37 PM EST |
| Last Day Volume | 1,045,555 |
| Average Daily Volume | 1,115,296 |
| 52-Week High | 33.69 |
| 52-Week Low | 19.45 |
| Last Price to 52 Week Low | 65.04% |
Valuation Measures |
|
| Trailing PE | 15.47 |
| Industry PE | 19.23 |
| Sector PE | 20.38 |
| 5-Year Average PE | 13.30 |
| Free Cash Flow Ratio | 26.10 |
| Industry Free Cash Flow Ratio | 5.21 |
| Sector Free Cash Flow Ratio | 12.23 |
| Current Ratio Most Recent Quarter | 0.17 |
| Total Cash Per Share | 1.23 |
| Book Value Per Share Most Recent Quarter | 30.39 |
| Price to Book Ratio | 1.07 |
| Industry Price to Book Ratio | 1.13 |
| Sector Price to Book Ratio | 2.13 |
| Price to Sales Ratio Twelve Trailing Months | 4.16 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.25 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.33 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 54,330,000 |
| Market Capitalization | 1,743,993,000 |
| Institutional Ownership | 93.34% |
Dividends |
|
| Ex-Dividend Date | 8/7/2025 |
| Previous Dividend Amount | 0.2200 |
| Current Dividend Amount | 0.2200 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.82 |
| Trailing Annual Dividend Yield | 2.52% |
| Forward Annual Dividend Rate | 0.88 |
| Forward Annual Dividend Yield | 2.71% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 2.99% |
| 5-Year Average Dividend Yield | 2.96% |
| 1-Year Dividend Growth Rate Percentage | 10.00% |
| 3-Year Dividend Growth Rate Percentage | 4.88% |
| 5-Year Dividend Growth Rate Percentage | 4.43% |
| All-Time Dividend Growth Rate Percentage | 9.86% |
| Dividend Payout Ratio | 39.05% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 12.10% |
| Annual Earnings Growth | -0.94% |
| Reported EPS 12 Trailing Months | 2.10 |
| Reported EPS Past Year | 1.10 |
| Reported EPS Prior Year | 2.18 |
| Net Income Twelve Trailing Months | 115,859,000 |
| Net Income Past Year | 107,241,000 |
| Net Income Prior Year | 108,261,000 |
| Quarterly Revenue Growth YOY | 8.10% |
| 5-Year Revenue Growth | 14.30% |
| Operating Margin Twelve Trailing Months | 39.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 66,696,000 |
| Total Cash Past Year | 855,200,000 |
| Total Cash Prior Year | 629,063,000 |
| Net Cash Position Most Recent Quarter | -89,213,000 |
| Net Cash Position Past Year | 624,464,000 |
| Long Term Debt Past Year | 230,736,000 |
| Long Term Debt Prior Year | 329,783,000 |
| Total Debt Most Recent Quarter | 155,909,000 |
| Equity to Debt Ratio Past Year | 0.87 |
| Equity to Debt Ratio Most Recent Quarter | 0.91 |
| Total Stockholder Equity Past Year | 1,601,069,000 |
| Total Stockholder Equity Prior Year | 1,531,323,000 |
| Total Stockholder Equity Most Recent Quarter | 1,649,219,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 123,379,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.27 |
| Free Cash Flow Past Year | 123,825,000 |
| Free Cash Flow Prior Year | 142,233,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 2.01 |
| MACD Signal | 1.77 |
| 20-Day Bollinger Lower Band | 19.12 |
| 20-Day Bollinger Middle Band | 24.98 |
| 20-Day Bollinger Upper Band | 30.85 |
| Beta | 1.01 |
| RSI | 74.10 |
| 50-Day SMA | 25.65 |
| 150-Day SMA | 22.38 |
| 200-Day SMA | 24.97 |
System |
|
| Modified | 7/24/2025 12:48:58 PM EST |