Stock Scorecard
Stock Summary for Usio Inc (USIO) - $1.58 as of 5/3/2025 12:34:35 PM EST
Total Score
17 out of 30
Safety Score
25 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for USIO
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for USIO
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for USIO
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for USIO
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for USIO (25 out of 100)
| Stock Price Rating (Max of 10) | 2 |
| Historical Stock Price Rating (Max of 10) | 3 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 1 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for USIO
Financial Details for USIO
Company Overview |
|
|---|---|
| Ticker | USIO |
| Company Name | Usio Inc |
| Country | USA |
| Description | Usio, Inc., provides integrated electronic payment processing services to merchants and businesses in the United States. The company is headquartered in San Antonio, Texas. |
| Sector Name | FINANCE |
| Industry Name | FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC |
| Most Recent Quarter | 12/31/2024 |
| Next Earnings Date | 5/13/2025 |
Stock Price History |
|
| Last Day Price | 1.58 |
| Price 4 Years Ago | 4.36 |
| Last Day Price Updated | 5/3/2025 12:34:35 PM EST |
| Last Day Volume | 30,678 |
| Average Daily Volume | 97,306 |
| 52-Week High | 2.92 |
| 52-Week Low | 1.24 |
| Last Price to 52 Week Low | 27.42% |
Valuation Measures |
|
| Trailing PE | 13.17 |
| Industry PE | 13.91 |
| Sector PE | 17.70 |
| 5-Year Average PE | -58.88 |
| Free Cash Flow Ratio | 5.27 |
| Industry Free Cash Flow Ratio | 3.65 |
| Sector Free Cash Flow Ratio | 25.60 |
| Current Ratio Most Recent Quarter | 1.12 |
| Total Cash Per Share | 0.30 |
| Book Value Per Share Most Recent Quarter | 0.72 |
| Price to Book Ratio | 2.30 |
| Industry Price to Book Ratio | 2.79 |
| Sector Price to Book Ratio | 2.26 |
| Price to Sales Ratio Twelve Trailing Months | 0.52 |
| Industry Price to Sales Ratio Twelve Trailing Months | 0.79 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.11 |
| Analyst Buy Ratings | 2 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 26,514,400 |
| Market Capitalization | 41,892,752 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 2.62% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | -63.30% |
| Annual Earnings Growth | 795.74% |
| Reported EPS 12 Trailing Months | 0.12 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 0.11 |
| Net Income Twelve Trailing Months | 3,305,497 |
| Net Income Past Year | 3,305,497 |
| Net Income Prior Year | -475,104 |
| Quarterly Revenue Growth YOY | 2.10% |
| 5-Year Revenue Growth | 24.08% |
| Operating Margin Twelve Trailing Months | -2.93% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 8,056,891 |
| Total Cash Past Year | 8,056,891 |
| Total Cash Prior Year | 7,155,687 |
| Net Cash Position Most Recent Quarter | 7,485,029 |
| Net Cash Position Past Year | 7,485,029 |
| Long Term Debt Past Year | 571,862 |
| Long Term Debt Prior Year | 718,980 |
| Total Debt Most Recent Quarter | 571,862 |
| Equity to Debt Ratio Past Year | 0.97 |
| Equity to Debt Ratio Most Recent Quarter | 0.97 |
| Total Stockholder Equity Past Year | 19,156,963 |
| Total Stockholder Equity Prior Year | 15,068,839 |
| Total Stockholder Equity Most Recent Quarter | 19,156,963 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 1,904,370 |
| Free Cash Flow Per Share Twelve Trailing Months | 0.07 |
| Free Cash Flow Past Year | 1,904,370 |
| Free Cash Flow Prior Year | 14,080,938 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.03 |
| MACD Signal | 0.01 |
| 20-Day Bollinger Lower Band | 0.98 |
| 20-Day Bollinger Middle Band | 1.70 |
| 20-Day Bollinger Upper Band | 2.43 |
| Beta | 1.75 |
| RSI | 58.08 |
| 50-Day SMA | 1.74 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 2.46 |
System |
|
| Modified | 5/3/2025 12:35:22 PM EST |