Stock Scorecard



Stock Summary for Usio Inc (USIO) - $1.48 as of 4/27/2024 1:50:03 PM EST

Total Score

12 out of 29

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for USIO

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for USIO

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for USIO

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for USIO

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for USIO

Usio's Promising Growth Prospects and Underpriced Potential: A Detailed Buy Recommendation Analysis 11/11/2023 9:27:00 AM
Visa ( V ) Joins SAP to Expand B2B Footprint in Asia-Pacific 6/28/2023 3:03:00 PM
Visa ( V ) & Hyundai Card Unite to Provide Data-Driven Solutions 6/26/2023 2:50:00 PM
Mastercard ( MA ) & Alipay Unite to Enhance Payment Experience 6/21/2023 12:42:00 PM
Reasons Why Investors Should Retain Bread Financial ( BFH ) 6/14/2023 12:22:00 PM
Mastercard ( MA ) , Algoan Unite to Accelerate Use of Open Banking 6/8/2023 4:32:00 PM
Fidelity ( FIS ) and Volt Unite to Adopt A2A Payment Method 6/7/2023 4:56:00 PM
Take the Zacks Approach to Beat the Market: NVIDIA, Lisata, Shopify in Focus 6/5/2023 11:57:00 AM
Here Is Why Bargain Hunters Would Love Fast-paced Mover Usio Inc ( USIO ) 5/15/2023 12:50:00 PM
Usio Inc ( USIO ) Reports Break-Even Earnings for Q1 5/3/2023 9:35:00 PM

Financial Details for USIO

Company Overview

Ticker USIO
Company Name Usio Inc
Country USA
Description Usio, Inc., provides integrated electronic payment processing services to merchants and businesses in the United States. The company is headquartered in San Antonio, Texas.
Sector Name FINANCE
Industry Name FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC
Most Recent Quarter 12/31/2023
Next Earnings Date 5/15/2024

Stock Price History

Last Day Price 1.48
Last Day Price Updated 4/27/2024 1:50:03 PM EST
Last Day Volume 21,697
Average Daily Volume 43,268
52-Week High 2.36
52-Week Low 1.30
Last Price to 52 Week Low 13.85%

Valuation Measures

Trailing PE N/A
Industry PE 19.25
Sector PE 18.49
5-Year Average PE -63.60
Free Cash Flow Ratio 5.48
Industry Free Cash Flow Ratio 3.79
Sector Free Cash Flow Ratio 8.80
Current Ratio Most Recent Quarter 1.09
Total Cash Per Share 0.27
Book Value Per Share Most Recent Quarter 0.57
Price to Book Ratio 2.76
Industry Price to Book Ratio 3.82
Sector Price to Book Ratio 1.71
Price to Sales Ratio Twelve Trailing Months 0.50
Industry Price to Sales Ratio Twelve Trailing Months 1.30
Sector Price to Sales Ratio Twelve Trailing Months 2.70

Share Statistics

Total Shares Outstanding 26,342,500
Market Capitalization 38,986,900
Institutional Ownership N/A

Dividends

Ex-Dividend Date N/A
Last Dividend Amount 0.00
Current Dividend Amount 0.00
Dividend Aristocrat? False
Trailing Annual Dividend Rate 0.00
Trailing Annual Dividend Yield 2.62%
Forward Annual Dividend Rate 0.00
Forward Annual Dividend Yield 0.00%
5-Year Dividend Payments Count 0
3-Year Average Dividend Yield 0.00%
5-Year Average Dividend Yield 0.00%
1-Year Dividend Growth Rate Percentage 0.00%
3-Year Dividend Growth Rate Percentage 0.00%
5-Year Dividend Growth Rate Percentage 0.00%
All-Time Dividend Growth Rate Percentage 0.00%
Dividend Payout Ratio N/A

Income Statement

Quarterly Earnings Growth YOY 0.00%
Annual Earnings Growth 91.34%
Reported EPS 12 Trailing Months -0.02
Reported EPS Past Year 0.00
Reported EPS Prior Year -0.03
Net Income Twelve Trailing Months -475,104
Net Income Past Year -475,104
Net Income Prior Year -5,483,244
Quarterly Revenue Growth YOY 3.50%
5-Year Revenue Growth 26.97%

Balance Sheet

Total Cash Most Recent Quarter 7,155,687
Total Cash Past Year 7,155,687
Total Cash Prior Year 5,709,117
Net Cash Position Most Recent Quarter 6,436,707
Net Cash Position Past Year 6,436,707
Long Term Debt Past Year 718,980
Long Term Debt Prior Year 14,994
Total Debt Most Recent Quarter 718,980
Equity to Debt Ratio Past Year 0.95
Equity to Debt Ratio Most Recent Quarter 0.95
Total Stockholder Equity Past Year 15,068,839
Total Stockholder Equity Prior Year 13,934,098
Total Stockholder Equity Most Recent Quarter 15,068,839

Options

Put/Call Ratio 0.00
Has Options False
Liquidity Rating

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.05
MACD Signal -0.04
20-Day Bollinger Lower Band 1.47
20-Day Bollinger Middle Band 1.66
20-Day Bollinger Upper Band 1.85
Beta 1.58
RSI 38.91
50-Day SMA 1.77
200-Day SMA 3.06

System

Modified 4/27/2024 1:50:50 PM EST