Stock Scorecard
Stock Summary for Unum Group (UNM) - $84.42 as of 5/27/2026 7:08:29 PM EST
Total Score
11 out of 30
Safety Score
51 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for UNM
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UNM
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UNM
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for UNM
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for UNM (51 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 10 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 3 |
| Trading Volume (Max of 10) | 8 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | -10 |
Latest News for for UNM
Financial Details for UNM
Company Overview |
|
|---|---|
| Ticker | UNM |
| Company Name | Unum Group |
| Country | N/A |
| Description | Unum Group is a Chattanooga, Tennessee-based Fortune 500 insurance company formerly known as UnumProvident. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | INSURANCE - LIFE |
| Most Recent Quarter | 3/31/2026 |
| Next Earnings Date | 7/28/2026 |
Stock Price History |
|
| Last Day Price | 84.42 |
| Price 4 Years Ago | 37.32 |
| Last Day Price Updated | 5/27/2026 7:08:29 PM EST |
| Last Day Volume | 889,255 |
| Average Daily Volume | 1,289,764 |
| 52-Week High | 84.04 |
| 52-Week Low | 67.06 |
| Last Price to 52 Week Low | 25.89% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 12.34 |
| Sector PE | 63.46 |
| 5-Year Average PE | 16.16 |
| Free Cash Flow Ratio | 69.77 |
| Industry Free Cash Flow Ratio | 5.55 |
| Sector Free Cash Flow Ratio | 21.84 |
| Current Ratio Most Recent Quarter | 20.63 |
| Total Cash Per Share | 1.21 |
| Book Value Per Share Most Recent Quarter | 67.11 |
| Price to Book Ratio | 1.20 |
| Industry Price to Book Ratio | 1.37 |
| Sector Price to Book Ratio | 1.91 |
| Price to Sales Ratio Twelve Trailing Months | 0.99 |
| Industry Price to Sales Ratio Twelve Trailing Months | 1.14 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.89 |
| Analyst Buy Ratings | 7 |
| Analyst Strong Buy Ratings | 2 |
Share Statistics |
|
| Total Shares Outstanding | 159,776,000 |
| Market Capitalization | 13,488,289,920 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 4/24/2026 |
| Previous Dividend Amount | 0.4600 |
| Current Dividend Amount | 0.4600 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.84 |
| Trailing Annual Dividend Yield | 2.18% |
| Forward Annual Dividend Rate | 1.84 |
| Forward Annual Dividend Yield | 2.18% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.30% |
| 5-Year Average Dividend Yield | 2.79% |
| 1-Year Dividend Growth Rate Percentage | 4.55% |
| 3-Year Dividend Growth Rate Percentage | 2.25% |
| 5-Year Dividend Growth Rate Percentage | 9.93% |
| All-Time Dividend Growth Rate Percentage | 5.89% |
| Dividend Payout Ratio | 39.83% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 33.00% |
| Annual Earnings Growth | -58.49% |
| Reported EPS 12 Trailing Months | 4.62 |
| Reported EPS Past Year | 1.41 |
| Reported EPS Prior Year | 8.12 |
| Net Income Twelve Trailing Months | 781,400,000 |
| Net Income Past Year | 738,500,000 |
| Net Income Prior Year | 1,779,100,000 |
| Quarterly Revenue Growth YOY | 8.50% |
| 5-Year Revenue Growth | -0.14% |
| Operating Margin Twelve Trailing Months | 10.60% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 192,600,000 |
| Total Cash Past Year | 158,200,000 |
| Total Cash Prior Year | 162,800,000 |
| Net Cash Position Most Recent Quarter | -3,569,400,000 |
| Net Cash Position Past Year | -3,609,400,000 |
| Long Term Debt Past Year | 3,767,600,000 |
| Long Term Debt Prior Year | 3,465,200,000 |
| Total Debt Most Recent Quarter | 3,762,000,000 |
| Equity to Debt Ratio Past Year | 0.75 |
| Equity to Debt Ratio Most Recent Quarter | 0.74 |
| Total Stockholder Equity Past Year | 11,119,100,000 |
| Total Stockholder Equity Prior Year | 10,961,100,000 |
| Total Stockholder Equity Most Recent Quarter | 10,892,400,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 538,800,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.37 |
| Free Cash Flow Past Year | 555,400,000 |
| Free Cash Flow Prior Year | 1,387,500,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.54 |
| MACD Signal | 1.41 |
| 20-Day Bollinger Lower Band | 68.31 |
| 20-Day Bollinger Middle Band | 75.95 |
| 20-Day Bollinger Upper Band | 83.58 |
| Beta | 0.23 |
| RSI | 71.92 |
| 50-Day SMA | 75.17 |
| 150-Day SMA | 62.30 |
| 200-Day SMA | 56.14 |
System |
|
| Modified | 5/26/2026 9:47:55 AM EST |