Stock Scorecard
Stock Summary for UMB Financial Corp (UMBF) - $81.44 as of 4/19/2024 9:01:19 PM EST
Total Score
13 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for UMBF
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UMBF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UMBF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for UMBF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for UMBF
Financial Details for UMBF
Company Overview |
|
|---|---|
| Ticker | UMBF |
| Company Name | UMB Financial Corp |
| Country | USA |
| Description | UMB Financial Corporation is the holding company of UMB Bank providing various banking and other financial services. The company is headquartered in Kansas City, Missouri. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2023 |
| Next Earnings Date | 4/23/2024 |
Stock Price History |
|
| Last Day Price | 81.44 |
| Last Day Price Updated | 4/19/2024 9:01:19 PM EST |
| Last Day Volume | 317,618 |
| Average Daily Volume | 204,358 |
| 52-Week High | 87.36 |
| 52-Week Low | 49.59 |
| Last Price to 52 Week Low | 64.23% |
Valuation Measures |
|
| Trailing PE | 11.06 |
| Industry PE | 12.70 |
| Sector PE | 17.90 |
| 5-Year Average PE | 10.13 |
| Free Cash Flow Ratio | 0.68 |
| Industry Free Cash Flow Ratio | 7.60 |
| Sector Free Cash Flow Ratio | 8.47 |
| Current Ratio Most Recent Quarter | 3.15 |
| Total Cash Per Share | 120.07 |
| Book Value Per Share Most Recent Quarter | 63.85 |
| Price to Book Ratio | 1.26 |
| Industry Price to Book Ratio | 0.86 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 2.75 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.30 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 48,742,100 |
| Market Capitalization | 3,969,556,624 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/8/2024 |
| Last Dividend Amount | 0.39 |
| Current Dividend Amount | 0.39 |
| Dividend Aristocrat? | |
| Trailing Annual Dividend Rate | 1.54 |
| Trailing Annual Dividend Yield | 1.89% |
| Forward Annual Dividend Rate | 1.63 |
| Forward Annual Dividend Yield | 2.01% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 1.64% |
| 5-Year Average Dividend Yield | 1.70% |
| 1-Year Dividend Growth Rate Percentage | 2.68% |
| 3-Year Dividend Growth Rate Percentage | 5.29% |
| 5-Year Dividend Growth Rate Percentage | 6.04% |
| All-Time Dividend Growth Rate Percentage | 10.30% |
| Dividend Payout Ratio | 21.45% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -29.70% |
| Annual Earnings Growth | -18.92% |
| Reported EPS 12 Trailing Months | 7.18 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 7.18 |
| Net Income Twelve Trailing Months | 350,024,000 |
| Net Income Past Year | 350,024,000 |
| Net Income Prior Year | 431,682,000 |
| Quarterly Revenue Growth YOY | 2.50% |
| 5-Year Revenue Growth | 8.97% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 5,852,347,000 |
| Total Cash Past Year | 5,852,347,000 |
| Total Cash Prior Year | 2,638,384,000 |
| Net Cash Position Most Recent Quarter | 5,469,100,000 |
| Net Cash Position Past Year | 5,469,100,000 |
| Long Term Debt Past Year | 383,247,000 |
| Long Term Debt Prior Year | 381,311,000 |
| Total Debt Most Recent Quarter | 383,247,000 |
| Equity to Debt Ratio Past Year | 0.89 |
| Equity to Debt Ratio Most Recent Quarter | 0.89 |
| Total Stockholder Equity Past Year | 3,100,419,000 |
| Total Stockholder Equity Prior Year | 2,667,093,000 |
| Total Stockholder Equity Most Recent Quarter | 3,100,419,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.38 |
| MACD Signal | 0.11 |
| 20-Day Bollinger Lower Band | 77.02 |
| 20-Day Bollinger Middle Band | 81.24 |
| 20-Day Bollinger Upper Band | 85.46 |
| Beta | 0.83 |
| RSI | 44.54 |
| 50-Day SMA | 69.97 |
| 200-Day SMA | 77.66 |
System |
|
| Modified | 4/18/2024 1:56:18 PM EST |