Stock Scorecard
Stock Summary for UMB Financial Corp (UMBF) - $120.19 as of 11/20/2024 8:49:49 PM EST
Total Score
18 out of 30
Currently on the following lists
Dividend Stock List
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for UMBF
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UMBF
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UMBF
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for UMBF
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for UMBF (67 out of 90)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 4 |
| Dividend Yield Percentage (Max of 10) | 4 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 4 |
| Price to Earnings (Max of 10) | 9 |
Latest News for for UMBF
Financial Details for UMBF
Company Overview |
|
|---|---|
| Ticker | UMBF |
| Company Name | UMB Financial Corp |
| Country | USA |
| Description | UMB Financial Corporation is the holding company of UMB Bank providing various banking and other financial services. The company is headquartered in Kansas City, Missouri. |
| Sector Name | FINANCE |
| Industry Name | NATIONAL COMMERCIAL BANKS |
| Most Recent Quarter | 9/30/2024 |
| Next Earnings Date | 1/28/2025 |
Stock Price History |
|
| Last Day Price | 120.19 |
| Price 4 Years Ago | 64.56 |
| Last Day Price Updated | 11/20/2024 8:49:49 PM EST |
| Last Day Volume | 198,755 |
| Average Daily Volume | 414,909 |
| 52-Week High | 128.73 |
| 52-Week Low | 68.68 |
| Last Price to 52 Week Low | 75.00% |
Valuation Measures |
|
| Trailing PE | 15.14 |
| Industry PE | 18.95 |
| Sector PE | 21.40 |
| 5-Year Average PE | 13.24 |
| Free Cash Flow Ratio | 0.75 |
| Industry Free Cash Flow Ratio | 3.69 |
| Sector Free Cash Flow Ratio | 11.50 |
| Current Ratio Most Recent Quarter | 7.04 |
| Total Cash Per Share | 159.41 |
| Book Value Per Share Most Recent Quarter | 72.45 |
| Price to Book Ratio | 1.68 |
| Industry Price to Book Ratio | 1.11 |
| Sector Price to Book Ratio | 2.00 |
| Price to Sales Ratio Twelve Trailing Months | 3.89 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.27 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.50 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 3 |
Share Statistics |
|
| Total Shares Outstanding | 48,798,400 |
| Market Capitalization | 5,865,079,696 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 12/10/2024 |
| Last Dividend Amount | 0.39 |
| Current Dividend Amount | 0.40 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.96 |
| Trailing Annual Dividend Yield | 1.63% |
| Forward Annual Dividend Rate | 2.08 |
| Forward Annual Dividend Yield | 1.73% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 1.64% |
| 5-Year Average Dividend Yield | 1.70% |
| 1-Year Dividend Growth Rate Percentage | 2.68% |
| 3-Year Dividend Growth Rate Percentage | 5.29% |
| 5-Year Dividend Growth Rate Percentage | 6.04% |
| All-Time Dividend Growth Rate Percentage | 10.30% |
| Dividend Payout Ratio | 24.47% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 12.60% |
| Annual Earnings Growth | -18.92% |
| Reported EPS 12 Trailing Months | 8.01 |
| Reported EPS Past Year | 6.57 |
| Reported EPS Prior Year | 7.18 |
| Net Income Twelve Trailing Months | 392,169,000 |
| Net Income Past Year | 350,024,000 |
| Net Income Prior Year | 431,682,000 |
| Quarterly Revenue Growth YOY | 10.70% |
| 5-Year Revenue Growth | 8.97% |
| Operating Margin Twelve Trailing Months | 0.37 |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 7,779,169,000 |
| Total Cash Past Year | 5,852,347,000 |
| Total Cash Prior Year | 2,638,384,000 |
| Net Cash Position Most Recent Quarter | 7,394,411,000 |
| Net Cash Position Past Year | 5,469,100,000 |
| Long Term Debt Past Year | 383,247,000 |
| Long Term Debt Prior Year | 381,311,000 |
| Total Debt Most Recent Quarter | 384,758,000 |
| Equity to Debt Ratio Past Year | 0.89 |
| Equity to Debt Ratio Most Recent Quarter | 0.90 |
| Total Stockholder Equity Past Year | 3,100,419,000 |
| Total Stockholder Equity Prior Year | 2,667,093,000 |
| Total Stockholder Equity Most Recent Quarter | 3,535,489,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 359,332,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 7.36 |
| Free Cash Flow Past Year | 445,694,000 |
| Free Cash Flow Prior Year | 717,838,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 5.21 |
| MACD Signal | 3.71 |
| 20-Day Bollinger Lower Band | 83.11 |
| 20-Day Bollinger Middle Band | 102.45 |
| 20-Day Bollinger Upper Band | 121.79 |
| Beta | 0.79 |
| RSI | 67.32 |
| 50-Day SMA | 88.44 |
| 150-Day SMA | 81.20 |
| 200-Day SMA | 83.00 |
System |
|
| Modified | 11/19/2024 3:06:55 PM EST |