Stock Scorecard
Stock Summary for United Community Banks Inc (UCBI) - $25.98 as of 4/27/2024 1:36:24 PM EST
Total Score
12 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for UCBI
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for UCBI
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for UCBI
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 |
Bonus Criteria for UCBI
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Latest News for for UCBI
Financial Details for UCBI
Company Overview |
|
|---|---|
| Ticker | UCBI |
| Company Name | United Community Banks Inc |
| Country | USA |
| Description | United Community Banks, Inc. is a holding company of United Community Bank, a state-licensed bank that offers a variety of banking products and services. The company is headquartered in Blairsville, Georgia. |
| Sector Name | FINANCE |
| Industry Name | STATE COMMERCIAL BANKS |
| Most Recent Quarter | 12/31/2023 |
| Next Earnings Date | 7/16/2024 |
Stock Price History |
|
| Last Day Price | 25.98 |
| Last Day Price Updated | 4/27/2024 1:36:24 PM EST |
| Last Day Volume | 377,375 |
| Average Daily Volume | 661,468 |
| 52-Week High | 30.47 |
| 52-Week Low | 19.68 |
| Last Price to 52 Week Low | 32.01% |
Valuation Measures |
|
| Trailing PE | 16.98 |
| Industry PE | 12.44 |
| Sector PE | 18.49 |
| 5-Year Average PE | 20.12 |
| Free Cash Flow Ratio | 3.06 |
| Industry Free Cash Flow Ratio | 3.69 |
| Sector Free Cash Flow Ratio | 8.80 |
| Current Ratio Most Recent Quarter | 0.06 |
| Total Cash Per Share | 8.49 |
| Book Value Per Share Most Recent Quarter | 26.96 |
| Price to Book Ratio | 0.93 |
| Industry Price to Book Ratio | 0.90 |
| Sector Price to Book Ratio | 1.71 |
| Price to Sales Ratio Twelve Trailing Months | 3.67 |
| Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
| Total Shares Outstanding | 119,137,000 |
| Market Capitalization | 3,095,179,260 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 3/14/2024 |
| Last Dividend Amount | 0.23 |
| Current Dividend Amount | 0.23 |
| Dividend Aristocrat? | False |
| Trailing Annual Dividend Rate | 0.92 |
| Trailing Annual Dividend Yield | 3.49% |
| Forward Annual Dividend Rate | 0.99 |
| Forward Annual Dividend Yield | 3.77% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 2.62% |
| 5-Year Average Dividend Yield | 2.52% |
| 1-Year Dividend Growth Rate Percentage | 6.98% |
| 3-Year Dividend Growth Rate Percentage | 8.60% |
| 5-Year Dividend Growth Rate Percentage | 7.85% |
| All-Time Dividend Growth Rate Percentage | 0.90% |
| Dividend Payout Ratio | 59.74% |
Income Statement |
|
| Quarterly Earnings Growth YOY | -2.40% |
| Annual Earnings Growth | -32.41% |
| Reported EPS 12 Trailing Months | 1.53 |
| Reported EPS Past Year | 0.52 |
| Reported EPS Prior Year | 2.11 |
| Net Income Twelve Trailing Months | 187,544,000 |
| Net Income Past Year | 187,544,000 |
| Net Income Prior Year | 277,472,000 |
| Quarterly Revenue Growth YOY | 2.70% |
| 5-Year Revenue Growth | 9.01% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 1,011,270,000 |
| Total Cash Past Year | 1,011,270,000 |
| Total Cash Prior Year | 525,490,000 |
| Net Cash Position Most Recent Quarter | 686,447,000 |
| Net Cash Position Past Year | 686,447,000 |
| Long Term Debt Past Year | 324,823,000 |
| Long Term Debt Prior Year | 324,663,000 |
| Total Debt Most Recent Quarter | 324,823,000 |
| Equity to Debt Ratio Past Year | 0.91 |
| Equity to Debt Ratio Most Recent Quarter | 0.91 |
| Total Stockholder Equity Past Year | 3,261,525,000 |
| Total Stockholder Equity Prior Year | 2,700,674,000 |
| Total Stockholder Equity Most Recent Quarter | 3,261,525,000 |
Options |
|
| Put/Call Ratio | 0.06 |
| Has Options | False |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.02 |
| MACD Signal | -0.13 |
| 20-Day Bollinger Lower Band | 23.68 |
| 20-Day Bollinger Middle Band | 26.89 |
| 20-Day Bollinger Upper Band | 30.11 |
| Beta | 0.93 |
| RSI | 56.03 |
| 50-Day SMA | 25.68 |
| 200-Day SMA | 27.98 |
System |
|
| Modified | 4/27/2024 1:36:26 PM EST |