Stock Scorecard
Stock Summary for Timberland Bancorp Inc (TSBK) - $40.35 as of 4/4/2026 9:42:20 AM EST
Total Score
18 out of 30
Safety Score
58 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for TSBK
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TSBK
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TSBK
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TSBK
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TSBK (58 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 8 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 8 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for TSBK
Financial Details for TSBK
Company Overview |
|
|---|---|
| Ticker | TSBK |
| Company Name | Timberland Bancorp Inc |
| Country | USA |
| Description | Timberland Bancorp, Inc. is the banking holding company for Timberland Bank providing various banking services in Washington. The company is headquartered in Hoquiam, Washington. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/28/2026 |
Stock Price History |
|
| Last Day Price | 40.35 |
| Price 4 Years Ago | 30.66 |
| Last Day Price Updated | 4/4/2026 9:42:20 AM EST |
| Last Day Volume | 84,572 |
| Average Daily Volume | 23,609 |
| 52-Week High | 40.74 |
| 52-Week Low | 26.63 |
| Last Price to 52 Week Low | 51.52% |
Valuation Measures |
|
| Trailing PE | 10.48 |
| Industry PE | 14.44 |
| Sector PE | 39.28 |
| 5-Year Average PE | 13.81 |
| Free Cash Flow Ratio | 13.72 |
| Industry Free Cash Flow Ratio | 13.45 |
| Sector Free Cash Flow Ratio | 82.76 |
| Current Ratio Most Recent Quarter | 538.21 |
| Total Cash Per Share | 2.94 |
| Book Value Per Share Most Recent Quarter | 34.06 |
| Price to Book Ratio | 1.19 |
| Industry Price to Book Ratio | 1.20 |
| Sector Price to Book Ratio | 1.73 |
| Price to Sales Ratio Twelve Trailing Months | 3.80 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.38 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.90 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 7,884,300 |
| Market Capitalization | 318,131,505 |
| Institutional Ownership | 67.24% |
Dividends |
|
| Ex-Dividend Date | 2/13/2026 |
| Previous Dividend Amount | 0.2800 |
| Current Dividend Amount | 0.2900 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 1.09 |
| Trailing Annual Dividend Yield | 2.78% |
| Forward Annual Dividend Rate | 1.16 |
| Forward Annual Dividend Yield | 2.96% |
| 5-Year Dividend Payments Count | 22 |
| 3-Year Average Dividend Yield | 2.95% |
| 5-Year Average Dividend Yield | 3.07% |
| 1-Year Dividend Growth Rate Percentage | 10.48% |
| 3-Year Dividend Growth Rate Percentage | 5.11% |
| 5-Year Dividend Growth Rate Percentage | 7.15% |
| All-Time Dividend Growth Rate Percentage | 8.99% |
| Dividend Payout Ratio | 28.31% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 20.90% |
| Annual Earnings Growth | 20.09% |
| Reported EPS 12 Trailing Months | 3.85 |
| Reported EPS Past Year | 1.04 |
| Reported EPS Prior Year | 3.68 |
| Net Income Twelve Trailing Months | 30,516,999 |
| Net Income Past Year | 29,161,000 |
| Net Income Prior Year | 24,283,000 |
| Quarterly Revenue Growth YOY | 10.70% |
| 5-Year Revenue Growth | 9.62% |
| Operating Margin Twelve Trailing Months | 49.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 23,176,000 |
| Total Cash Past Year | 250,645,000 |
| Total Cash Prior Year | 174,937,000 |
| Net Cash Position Most Recent Quarter | 3,176,000 |
| Net Cash Position Past Year | 230,645,000 |
| Long Term Debt Past Year | 20,000,000 |
| Long Term Debt Prior Year | 20,000,000 |
| Total Debt Most Recent Quarter | 20,000,000 |
| Equity to Debt Ratio Past Year | 0.93 |
| Equity to Debt Ratio Most Recent Quarter | 0.93 |
| Total Stockholder Equity Past Year | 262,614,000 |
| Total Stockholder Equity Prior Year | 245,413,000 |
| Total Stockholder Equity Most Recent Quarter | 268,409,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 40,095,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 5.09 |
| Free Cash Flow Past Year | 28,423,000 |
| Free Cash Flow Prior Year | 21,711,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | False |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.38 |
| MACD Signal | 0.26 |
| 20-Day Bollinger Lower Band | 33.25 |
| 20-Day Bollinger Middle Band | 37.08 |
| 20-Day Bollinger Upper Band | 40.92 |
| Beta | 0.32 |
| RSI | 61.85 |
| 50-Day SMA | 29.07 |
| 150-Day SMA | 0.00 |
| 200-Day SMA | 28.35 |
System |
|
| Modified | 4/4/2026 9:43:07 AM EST |