Stock Scorecard
Stock Summary for Trupanion Inc (TRUP) - $45.59 as of 5/13/2025 9:12:14 PM EST
Total Score
7 out of 30
Safety Score
34 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for TRUP
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TRUP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TRUP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TRUP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TRUP (34 out of 100)
| Stock Price Rating (Max of 10) | 8 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 1 |
| Book Value (Max of 10) | 4 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 3 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 0 |
| Operating Margin (Max of 10) | 0 |
| Trading Volume (Max of 10) | 5 |
| Price to Earnings (Max of 10) | 0 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for TRUP
Financial Details for TRUP
Company Overview |
|
|---|---|
| Ticker | TRUP |
| Company Name | Trupanion Inc |
| Country | USA |
| Description | Trupanion, Inc. offers monthly subscription medical insurance for dogs and cats in the United States, Canada, Puerto Rico and Australia. The company is headquartered in Seattle, Washington. |
| Sector Name | FINANCE |
| Industry Name | HOSPITAL & MEDICAL SERVICE PLANS |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 45.59 |
| Price 4 Years Ago | 132.03 |
| Last Day Price Updated | 5/13/2025 9:12:14 PM EST |
| Last Day Volume | 385,000 |
| Average Daily Volume | 665,684 |
| 52-Week High | 57.90 |
| 52-Week Low | 25.90 |
| Last Price to 52 Week Low | 76.02% |
Valuation Measures |
|
| Trailing PE | N/A |
| Industry PE | 19.86 |
| Sector PE | 19.55 |
| 5-Year Average PE | -56.05 |
| Free Cash Flow Ratio | 11.72 |
| Industry Free Cash Flow Ratio | 5.78 |
| Sector Free Cash Flow Ratio | 24.07 |
| Current Ratio Most Recent Quarter | 1.70 |
| Total Cash Per Share | 3.89 |
| Book Value Per Share Most Recent Quarter | 7.80 |
| Price to Book Ratio | 5.72 |
| Industry Price to Book Ratio | 3.22 |
| Sector Price to Book Ratio | 2.07 |
| Price to Sales Ratio Twelve Trailing Months | 1.46 |
| Industry Price to Sales Ratio Twelve Trailing Months | 0.42 |
| Sector Price to Sales Ratio Twelve Trailing Months | 3.98 |
| Analyst Buy Ratings | 3 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 42,783,700 |
| Market Capitalization | 1,950,508,883 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | N/A |
| Previous Dividend Amount | 0.0000 |
| Current Dividend Amount | 0.0000 |
| Total Years Dividend Increasing | N/A |
| Trailing Annual Dividend Rate | 0.00 |
| Trailing Annual Dividend Yield | 0.00% |
| Forward Annual Dividend Rate | 0.00 |
| Forward Annual Dividend Yield | 0.00% |
| 5-Year Dividend Payments Count | 0 |
| 3-Year Average Dividend Yield | 0.00% |
| 5-Year Average Dividend Yield | 0.00% |
| 1-Year Dividend Growth Rate Percentage | 0.00% |
| 3-Year Dividend Growth Rate Percentage | 0.00% |
| 5-Year Dividend Growth Rate Percentage | 0.00% |
| All-Time Dividend Growth Rate Percentage | 0.00% |
| Dividend Payout Ratio | N/A |
Income Statement |
|
| Quarterly Earnings Growth YOY | -33.30% |
| Annual Earnings Growth | 78.45% |
| Reported EPS 12 Trailing Months | -0.10 |
| Reported EPS Past Year | 0.19 |
| Reported EPS Prior Year | -0.23 |
| Net Income Twelve Trailing Months | -4,264,000 |
| Net Income Past Year | -9,633,000 |
| Net Income Prior Year | -44,693,000 |
| Quarterly Revenue Growth YOY | 11.70% |
| 5-Year Revenue Growth | 27.34% |
| Operating Margin Twelve Trailing Months | -0.34% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 166,308,000 |
| Total Cash Past Year | 160,295,000 |
| Total Cash Prior Year | 147,501,000 |
| Net Cash Position Most Recent Quarter | 38,782,000 |
| Net Cash Position Past Year | 32,758,000 |
| Long Term Debt Past Year | 127,537,000 |
| Long Term Debt Prior Year | 127,580,000 |
| Total Debt Most Recent Quarter | 127,526,000 |
| Equity to Debt Ratio Past Year | 0.72 |
| Equity to Debt Ratio Most Recent Quarter | 0.72 |
| Total Stockholder Equity Past Year | 323,268,000 |
| Total Stockholder Equity Prior Year | 303,722,000 |
| Total Stockholder Equity Most Recent Quarter | 333,673,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 53,238,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 1.24 |
| Free Cash Flow Past Year | 38,571,000 |
| Free Cash Flow Prior Year | 358,000 |
Options |
|
| Put/Call Ratio | 1.14 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 2.13 |
| MACD Signal | 0.99 |
| 20-Day Bollinger Lower Band | 28.37 |
| 20-Day Bollinger Middle Band | 41.09 |
| 20-Day Bollinger Upper Band | 53.81 |
| Beta | 1.73 |
| RSI | 70.48 |
| 50-Day SMA | 41.55 |
| 150-Day SMA | 40.19 |
| 200-Day SMA | 53.69 |
System |
|
| Modified | 5/13/2025 12:39:13 PM EST |