Stock Scorecard

Stock Summary for TransUnion (TRU) - $82.25 as of 3/28/2025 9:12:45 PM EST

Total Score

11 out of 30

Safety Score

55 out of 100

Currently on the following lists
None
Tim's Recommendation
Avoid

Growth List Algorithm Criteria for TRU

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for TRU

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for TRU

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2
Cash Flow per Share greater than Trailing Dividend Rate

Bonus Criteria for TRU

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Safety Rating Criteria for TRU (55 out of 100)

Stock Price Rating (Max of 10) 9
Historical Stock Price Rating (Max of 10) 10
Stock Price Trend (Max of 10) 2
Book Value (Max of 10) 7
Book Value to Price (Max of 10) 0
Analyst Buy Ratings (Max of 5) 5
Analyst Strong Buy Ratings (Max of 5) 5
Dividend Yield Percentage (Max of 10) 1
Operating Margin (Max of 10) 4
Trading Volume (Max of 10) 10
Price to Earnings (Max of 10) 2
Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) 0

Latest News for for TRU

Late student loan bills can drop credit scores by up to 171 points, Federal Reserve warns 3/28/2025 6:04:00 PM
TransUnion's TruValidate™ Solutions for Government Assessed FedRAMP Ready 3/26/2025 12:00:00 PM
Compromised Today, Exploited Tomorrow: Innovation Can Stop the Fraud Cycle 3/25/2025 2:10:00 PM
Accenture Earnings Miss Estimates in Q2, Revenues Increase Y/Y 3/20/2025 4:23:00 PM
TransUnion Canada Improves Credit Access for Newcomers and Young Canadians with New Credit Risk Score - TransUnion ( NYSE:TRU ) 3/19/2025 10:00:00 AM
TransUnion Canada Improves Credit Access for Newcomers and Young Canadians with New Credit Risk Score 3/19/2025 10:00:00 AM
RentRedi Survey Reveals Tax Preparation Trends Among U.S. Landlords of All Sizes 3/18/2025 10:50:00 AM
Nearly Nine Out of 10 Decision Makers Rank the Phone as the Most Important Outbound Channel for Meeting Customer Service Goals and Increasing Revenues 3/17/2025 12:00:00 PM
QFIN Gears Up to Report Q4 Earnings: What's in Store for the Stock? 3/12/2025 3:29:00 PM
UCLOUDLINK Stock Before Q4 Earnings: Smart Buy or Risky Move? 3/10/2025 3:44:00 PM

Financial Details for TRU

Company Overview
Ticker TRU
Company Name TransUnion
Country USA
Description TransUnion offers risk and information solutions. The company is headquartered in Chicago, Illinois.
Sector Name TRADE & SERVICES
Industry Name SERVICES-CONSUMER CREDIT REPORTING, COLLECTION AGENCIES
Most Recent Quarter 12/31/2024
Next Earnings Date 4/23/2025

Stock Price History
Last Day Price 82.25
Price 4 Years Ago 116.53
Last Day Price Updated 3/28/2025 9:12:45 PM EST
Last Day Volume 2,208,148
Average Daily Volume 1,919,927
52-Week High 112.91
52-Week Low 65.76
Last Price to 52 Week Low 25.08%

Valuation Measures
Trailing PE 58.40
Industry PE 40.73
Sector PE 49.43
5-Year Average PE 24.67
Free Cash Flow Ratio 23.57
Industry Free Cash Flow Ratio 41.84
Sector Free Cash Flow Ratio 86.57
Current Ratio Most Recent Quarter 1.70
Total Cash Per Share 3.49
Book Value Per Share Most Recent Quarter 21.64
Price to Book Ratio 3.97
Industry Price to Book Ratio 7.88
Sector Price to Book Ratio 8.93
Price to Sales Ratio Twelve Trailing Months 3.95
Industry Price to Sales Ratio Twelve Trailing Months 6.62
Sector Price to Sales Ratio Twelve Trailing Months 1.97
Analyst Buy Ratings 9
Analyst Strong Buy Ratings 5

Share Statistics
Total Shares Outstanding 195,140,000
Market Capitalization 16,050,265,000
Institutional Ownership N/A

Dividends
Ex-Dividend Date 2/27/2025
Previous Dividend Amount 0.1050
Current Dividend Amount 0.1150
Total Years Dividend Increasing 0
Trailing Annual Dividend Rate 0.43
Trailing Annual Dividend Yield 0.52%
Forward Annual Dividend Rate 0.46
Forward Annual Dividend Yield 0.56%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 0.45%
5-Year Average Dividend Yield 0.52%
1-Year Dividend Growth Rate Percentage 9.52%
3-Year Dividend Growth Rate Percentage 4.65%
5-Year Dividend Growth Rate Percentage 6.32%
All-Time Dividend Growth Rate Percentage 6.96%
Dividend Payout Ratio 29.66%

Income Statement
Quarterly Earnings Growth YOY 1,059.00%
Annual Earnings Growth 237.92%
Reported EPS 12 Trailing Months 1.45
Reported EPS Past Year 3.92
Reported EPS Prior Year 3.37
Net Income Twelve Trailing Months 284,300,000
Net Income Past Year 284,400,000
Net Income Prior Year -206,200,000
Quarterly Revenue Growth YOY 8.60%
5-Year Revenue Growth 11.10%
Operating Margin Twelve Trailing Months 16.50%

Balance Sheet
Total Cash Most Recent Quarter 682,000,000
Total Cash Past Year 682,000,000
Total Cash Prior Year 478,900,000
Net Cash Position Most Recent Quarter -4,465,200,000
Net Cash Position Past Year -4,465,200,000
Long Term Debt Past Year 5,147,200,000
Long Term Debt Prior Year 5,340,400,000
Total Debt Most Recent Quarter 5,147,200,000
Equity to Debt Ratio Past Year 0.45
Equity to Debt Ratio Most Recent Quarter 0.45
Total Stockholder Equity Past Year 4,217,000,000
Total Stockholder Equity Prior Year 4,008,200,000
Total Stockholder Equity Most Recent Quarter 4,217,000,000

Free Cash Flow
Free Cash Flow Twelve Trailing Months 516,700,000
Free Cash Flow Per Share Twelve Trailing Months 2.65
Free Cash Flow Past Year 516,700,000
Free Cash Flow Prior Year 334,700,000

Options
Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating

Technical Analysis
Yahoo Finance Chart Yahoo Finance Chart
MACD -1.73
MACD Signal -2.22
20-Day Bollinger Lower Band 81.84
20-Day Bollinger Middle Band 93.28
20-Day Bollinger Upper Band 104.72
Beta 1.70
RSI 41.90
50-Day SMA 89.30
150-Day SMA 76.01
200-Day SMA 83.63

System
Modified 3/28/2025 9:32:20 AM EST