Stock Scorecard
Stock Summary for TransUnion (TRU) - $89.52 as of 8/15/2025 8:01:59 PM EST
Total Score
11 out of 30
Safety Score
54 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for TRU
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TRU
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TRU
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TRU
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TRU (54 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 4 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 2 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for TRU
Financial Details for TRU
Company Overview |
|
|---|---|
| Ticker | TRU |
| Company Name | TransUnion |
| Country | USA |
| Description | TransUnion offers risk and information solutions. The company is headquartered in Chicago, Illinois. |
| Sector Name | TRADE & SERVICES |
| Industry Name | SERVICES-CONSUMER CREDIT REPORTING, COLLECTION AGENCIES |
| Most Recent Quarter | 6/30/2025 |
| Next Earnings Date | 10/28/2025 |
Stock Price History |
|
| Last Day Price | 89.52 |
| Price 4 Years Ago | 116.37 |
| Last Day Price Updated | 8/15/2025 8:01:59 PM EST |
| Last Day Volume | 1,362,021 |
| Average Daily Volume | 2,174,280 |
| 52-Week High | 112.76 |
| 52-Week Low | 66.29 |
| Last Price to 52 Week Low | 35.04% |
Valuation Measures |
|
| Trailing PE | 46.62 |
| Industry PE | 37.58 |
| Sector PE | 40.86 |
| 5-Year Average PE | 26.39 |
| Free Cash Flow Ratio | 25.36 |
| Industry Free Cash Flow Ratio | 66.55 |
| Sector Free Cash Flow Ratio | 53.99 |
| Current Ratio Most Recent Quarter | 2.02 |
| Total Cash Per Share | 3.53 |
| Book Value Per Share Most Recent Quarter | 23.20 |
| Price to Book Ratio | 4.00 |
| Industry Price to Book Ratio | 7.77 |
| Sector Price to Book Ratio | 9.46 |
| Price to Sales Ratio Twelve Trailing Months | 4.15 |
| Industry Price to Sales Ratio Twelve Trailing Months | 6.83 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.67 |
| Analyst Buy Ratings | 11 |
| Analyst Strong Buy Ratings | 5 |
Share Statistics |
|
| Total Shares Outstanding | 194,800,000 |
| Market Capitalization | 17,438,496,000 |
| Institutional Ownership | 102.24% |
Dividends |
|
| Ex-Dividend Date | 8/22/2025 |
| Previous Dividend Amount | 0.1150 |
| Current Dividend Amount | 0.1150 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.44 |
| Trailing Annual Dividend Yield | 0.47% |
| Forward Annual Dividend Rate | 0.46 |
| Forward Annual Dividend Yield | 0.50% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 0.45% |
| 5-Year Average Dividend Yield | 0.52% |
| 1-Year Dividend Growth Rate Percentage | 9.52% |
| 3-Year Dividend Growth Rate Percentage | 4.65% |
| 5-Year Dividend Growth Rate Percentage | 6.32% |
| All-Time Dividend Growth Rate Percentage | 6.96% |
| Dividend Payout Ratio | 22.11% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 27.90% |
| Annual Earnings Growth | 237.92% |
| Reported EPS 12 Trailing Months | 1.99 |
| Reported EPS Past Year | 2.14 |
| Reported EPS Prior Year | 3.92 |
| Net Income Twelve Trailing Months | 391,900,000 |
| Net Income Past Year | 284,400,000 |
| Net Income Prior Year | -206,200,000 |
| Quarterly Revenue Growth YOY | 9.50% |
| 5-Year Revenue Growth | 11.18% |
| Operating Margin Twelve Trailing Months | 16.90% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 687,500,000 |
| Total Cash Past Year | 679,500,000 |
| Total Cash Prior Year | 476,200,000 |
| Net Cash Position Most Recent Quarter | -4,372,900,000 |
| Net Cash Position Past Year | -4,397,100,000 |
| Long Term Debt Past Year | 5,076,600,000 |
| Long Term Debt Prior Year | 5,250,800,000 |
| Total Debt Most Recent Quarter | 5,060,400,000 |
| Equity to Debt Ratio Past Year | 0.45 |
| Equity to Debt Ratio Most Recent Quarter | 0.47 |
| Total Stockholder Equity Past Year | 4,217,000,000 |
| Total Stockholder Equity Prior Year | 4,008,200,000 |
| Total Stockholder Equity Most Recent Quarter | 4,520,200,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 496,600,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.55 |
| Free Cash Flow Past Year | 516,700,000 |
| Free Cash Flow Prior Year | 334,700,000 |
Options |
|
| Put/Call Ratio | 0.01 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.51 |
| MACD Signal | 0.36 |
| 20-Day Bollinger Lower Band | 71.77 |
| 20-Day Bollinger Middle Band | 86.00 |
| 20-Day Bollinger Upper Band | 100.22 |
| Beta | 1.65 |
| RSI | 48.82 |
| 50-Day SMA | 92.41 |
| 150-Day SMA | 76.90 |
| 200-Day SMA | 80.83 |
System |
|
| Modified | 8/14/2025 11:57:56 AM EST |