Stock Scorecard
Stock Summary for TransUnion (TRU) - $91.47 as of 5/13/2025 9:12:14 PM EST
Total Score
12 out of 30
Safety Score
55 out of 100
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for TRU
| Positive earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TRU
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TRU
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TRU
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TRU (55 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 10 |
| Stock Price Trend (Max of 10) | 2 |
| Book Value (Max of 10) | 7 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 5 |
| Analyst Strong Buy Ratings (Max of 5) | 5 |
| Dividend Yield Percentage (Max of 10) | 1 |
| Operating Margin (Max of 10) | 5 |
| Trading Volume (Max of 10) | 9 |
| Price to Earnings (Max of 10) | 2 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for TRU
Financial Details for TRU
Company Overview |
|
|---|---|
| Ticker | TRU |
| Company Name | TransUnion |
| Country | USA |
| Description | TransUnion offers risk and information solutions. The company is headquartered in Chicago, Illinois. |
| Sector Name | TRADE & SERVICES |
| Industry Name | SERVICES-CONSUMER CREDIT REPORTING, COLLECTION AGENCIES |
| Most Recent Quarter | 3/31/2025 |
| Next Earnings Date | 7/23/2025 |
Stock Price History |
|
| Last Day Price | 91.47 |
| Price 4 Years Ago | 116.53 |
| Last Day Price Updated | 5/13/2025 9:12:14 PM EST |
| Last Day Volume | 1,507,758 |
| Average Daily Volume | 2,387,046 |
| 52-Week High | 112.91 |
| 52-Week Low | 66.38 |
| Last Price to 52 Week Low | 37.80% |
Valuation Measures |
|
| Trailing PE | 49.04 |
| Industry PE | 38.77 |
| Sector PE | 47.93 |
| 5-Year Average PE | 34.00 |
| Free Cash Flow Ratio | 29.22 |
| Industry Free Cash Flow Ratio | 71.97 |
| Sector Free Cash Flow Ratio | 75.97 |
| Current Ratio Most Recent Quarter | 2.05 |
| Total Cash Per Share | 3.13 |
| Book Value Per Share Most Recent Quarter | 22.48 |
| Price to Book Ratio | 4.08 |
| Industry Price to Book Ratio | 7.78 |
| Sector Price to Book Ratio | 10.52 |
| Price to Sales Ratio Twelve Trailing Months | 4.20 |
| Industry Price to Sales Ratio Twelve Trailing Months | 6.65 |
| Sector Price to Sales Ratio Twelve Trailing Months | 2.11 |
| Analyst Buy Ratings | 10 |
| Analyst Strong Buy Ratings | 5 |
Share Statistics |
|
| Total Shares Outstanding | 195,100,000 |
| Market Capitalization | 17,845,797,000 |
| Institutional Ownership | N/A |
Dividends |
|
| Ex-Dividend Date | 2/27/2025 |
| Previous Dividend Amount | 0.1150 |
| Current Dividend Amount | 0.1150 |
| Total Years Dividend Increasing | 0 |
| Trailing Annual Dividend Rate | 0.43 |
| Trailing Annual Dividend Yield | 0.47% |
| Forward Annual Dividend Rate | 0.46 |
| Forward Annual Dividend Yield | 0.50% |
| 5-Year Dividend Payments Count | 21 |
| 3-Year Average Dividend Yield | 0.45% |
| 5-Year Average Dividend Yield | 0.52% |
| 1-Year Dividend Growth Rate Percentage | 9.52% |
| 3-Year Dividend Growth Rate Percentage | 4.65% |
| 5-Year Dividend Growth Rate Percentage | 6.32% |
| All-Time Dividend Growth Rate Percentage | 6.96% |
| Dividend Payout Ratio | 22.99% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 127.30% |
| Annual Earnings Growth | 237.92% |
| Reported EPS 12 Trailing Months | 1.87 |
| Reported EPS Past Year | 1.05 |
| Reported EPS Prior Year | 3.92 |
| Net Income Twelve Trailing Months | 367,300,000 |
| Net Income Past Year | 284,400,000 |
| Net Income Prior Year | -206,200,000 |
| Quarterly Revenue Growth YOY | 7.30% |
| 5-Year Revenue Growth | 11.18% |
| Operating Margin Twelve Trailing Months | 28.30% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 609,900,000 |
| Total Cash Past Year | 679,500,000 |
| Total Cash Prior Year | 476,200,000 |
| Net Cash Position Most Recent Quarter | -4,450,300,000 |
| Net Cash Position Past Year | -4,397,100,000 |
| Long Term Debt Past Year | 5,076,600,000 |
| Long Term Debt Prior Year | 5,250,800,000 |
| Total Debt Most Recent Quarter | 5,060,200,000 |
| Equity to Debt Ratio Past Year | 0.45 |
| Equity to Debt Ratio Most Recent Quarter | 0.46 |
| Total Stockholder Equity Past Year | 4,217,000,000 |
| Total Stockholder Equity Prior Year | 4,008,200,000 |
| Total Stockholder Equity Most Recent Quarter | 4,385,800,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 500,400,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.56 |
| Free Cash Flow Past Year | 516,700,000 |
| Free Cash Flow Prior Year | 334,700,000 |
Options |
|
| Put/Call Ratio | 0.48 |
| Has Options | Options Chain |
| Liquidity Rating | |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 1.30 |
| MACD Signal | 0.06 |
| 20-Day Bollinger Lower Band | 70.84 |
| 20-Day Bollinger Middle Band | 87.35 |
| 20-Day Bollinger Upper Band | 103.86 |
| Beta | 1.67 |
| RSI | 60.11 |
| 50-Day SMA | 89.59 |
| 150-Day SMA | 75.83 |
| 200-Day SMA | 82.74 |
System |
|
| Modified | 5/13/2025 12:38:27 PM EST |