Stock Scorecard



Stock Summary for Trustco Bank Corp (TRST) - $27.08 as of 4/26/2024 8:42:13 PM EST

Total Score

17 out of 29

Currently on the following lists
None
Tim's Recommendation
Possible Buy

Growth List Algorithm Criteria for TRST

Positive earnings growth
P/E ratio less than Industry P/E Ratio
P/E ratio less than Sector P/E Ratio
P/E ratio that is half the growth rate (or less)
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Positive net income past year and 12 trailing months
Free cash flow ratio greater than 0 and less than 10

Small Cap List Algorithm Criteria for TRST

Revenue growing by at least 20% average per year over the last 5 years
Market Capitalization under 2 billion
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year

Dividend List Algorithm Criteria for TRST

Declared an ex-dividend date
Forward annual dividend rate greater than 2
Positive net cash position the past year and most recent quarter
Equity to debt ratio greater than 0.75 for past year and most recent quarter
Current ratio most recent quarter greater than 2

Bonus Criteria for TRST

P/E ratio less than five-year Average P/E ratio
Last Price to 52 Week Low Ratio Less Than 1
Total Cash Per Share > Last Day Price
P/S Ratio < 1
P/B Ratio < 1

Latest News for for TRST

TrustCo Bank Corp NY ( NASDAQ:TRST ) Rating Increased to Hold at StockNews.com 4/24/2024 8:02:00 AM
TrustCo Bank ( TRST ) Surpasses Q1 Earnings Estimates 4/22/2024 10:05:00 PM
OFG Bancorp ( OFG ) Q1 Earnings Surpass Estimates 4/18/2024 1:00:00 PM
UBS Group ( UBS ) Announces a New Share Repurchase Program 4/3/2024 3:55:00 PM
TrustCo Bank ( TRST ) Rewards Shareholders With Buyback Plan 4/1/2024 3:39:00 PM
TrustCo Bank Corp NY Announces Stock Repurchase Plan 3/29/2024 8:00:00 PM
March 9 - FDI Weekly Review 3/9/2024 4:57:00 PM
The 4 most important things we're watching in the stock market this coming week 1/20/2024 3:13:00 PM
Investing in hobbies can be money well spent - just don't take on debt 1/13/2024 1:30:00 PM
TrustCo Bank Corp NY ( NASDAQ:TRST ) Rating Increased to Hold at StockNews.com 1/13/2024 6:54:00 AM

Financial Details for TRST

Company Overview

Ticker TRST
Company Name Trustco Bank Corp
Country USA
Description TrustCo Bank Corp NY is the holding company of Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company is headquartered in Glenville, New York.
Sector Name FINANCE
Industry Name STATE COMMERCIAL BANKS
Most Recent Quarter 3/31/2024
Next Earnings Date 7/22/2024

Stock Price History

Last Day Price 27.08
Last Day Price Updated 4/26/2024 8:42:13 PM EST
Last Day Volume 63,696
Average Daily Volume 76,469
52-Week High 31.68
52-Week Low 23.16
Last Price to 52 Week Low 16.93%

Valuation Measures

Trailing PE 8.86
Industry PE 12.10
Sector PE 18.60
5-Year Average PE 16.59
Free Cash Flow Ratio 0.89
Industry Free Cash Flow Ratio 3.64
Sector Free Cash Flow Ratio 8.83
Current Ratio Most Recent Quarter 6.50
Total Cash Per Share 30.38
Book Value Per Share Most Recent Quarter 34.12
Price to Book Ratio 0.77
Industry Price to Book Ratio 0.90
Sector Price to Book Ratio 1.71
Price to Sales Ratio Twelve Trailing Months 2.64
Industry Price to Sales Ratio Twelve Trailing Months 2.43
Sector Price to Sales Ratio Twelve Trailing Months 2.70

Share Statistics

Total Shares Outstanding 19,024,400
Market Capitalization 515,180,752
Institutional Ownership N/A

Dividends

Ex-Dividend Date 2/29/2024
Last Dividend Amount 0.36
Current Dividend Amount 0.36
Dividend Aristocrat? False
Trailing Annual Dividend Rate 1.44
Trailing Annual Dividend Yield 5.27%
Forward Annual Dividend Rate 1.46
Forward Annual Dividend Yield 5.35%
5-Year Dividend Payments Count 20
3-Year Average Dividend Yield 4.17%
5-Year Average Dividend Yield 3.95%
1-Year Dividend Growth Rate Percentage 2.13%
3-Year Dividend Growth Rate Percentage 2.45%
5-Year Dividend Growth Rate Percentage 1.39%
All-Time Dividend Growth Rate Percentage 12.84%
Dividend Payout Ratio 46.75%

Income Statement

Quarterly Earnings Growth YOY -31.50%
Annual Earnings Growth -22.05%
Reported EPS 12 Trailing Months 3.08
Reported EPS Past Year 0.64
Reported EPS Prior Year 3.08
Net Income Twelve Trailing Months 58,646,000
Net Income Past Year 58,646,000
Net Income Prior Year 75,234,000
Quarterly Revenue Growth YOY -20.50%
5-Year Revenue Growth 1.27%

Balance Sheet

Total Cash Most Recent Quarter 578,004,000
Total Cash Past Year 578,004,000
Total Cash Prior Year 650,599,000
Net Cash Position Most Recent Quarter 578,004,000
Net Cash Position Past Year 578,004,000
Long Term Debt Past Year 0
Long Term Debt Prior Year 0
Total Debt Most Recent Quarter 0
Equity to Debt Ratio Past Year 1.00
Equity to Debt Ratio Most Recent Quarter 1.00
Total Stockholder Equity Past Year 645,285,000
Total Stockholder Equity Prior Year 599,987,000
Total Stockholder Equity Most Recent Quarter 645,285,000

Options

Put/Call Ratio 0.00
Has Options Options Chain
Liquidity Rating None

Technical Analysis

Yahoo Finance Chart Yahoo Finance Chart
MACD -0.17
MACD Signal -0.25
20-Day Bollinger Lower Band 25.50
20-Day Bollinger Middle Band 28.24
20-Day Bollinger Upper Band 30.97
Beta 0.84
RSI 52.54
50-Day SMA 27.76
200-Day SMA 29.44

System

Modified 4/25/2024 1:29:12 PM EST