Stock Scorecard
Stock Summary for Trustco Bank Corp (TRST) - $27.08 as of 4/26/2024 8:42:13 PM EST
Total Score
17 out of 29
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for TRST
Positive earnings growth | |
P/E ratio less than Industry P/E Ratio | |
P/E ratio less than Sector P/E Ratio | |
P/E ratio that is half the growth rate (or less) | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Positive net income past year and 12 trailing months | |
Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TRST
Revenue growing by at least 20% average per year over the last 5 years | |
Market Capitalization under 2 billion | |
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TRST
Declared an ex-dividend date | |
Forward annual dividend rate greater than 2 | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Current ratio most recent quarter greater than 2 |
Bonus Criteria for TRST
P/E ratio less than five-year Average P/E ratio | |
Last Price to 52 Week Low Ratio Less Than 1 | |
Total Cash Per Share > Last Day Price | |
P/S Ratio < 1 | |
P/B Ratio < 1 |
Latest News for for TRST
Financial Details for TRST
Company Overview |
|
---|---|
Ticker | TRST |
Company Name | Trustco Bank Corp |
Country | USA |
Description | TrustCo Bank Corp NY is the holding company of Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company is headquartered in Glenville, New York. |
Sector Name | FINANCE |
Industry Name | STATE COMMERCIAL BANKS |
Most Recent Quarter | 3/31/2024 |
Next Earnings Date | 7/22/2024 |
Stock Price History |
|
Last Day Price | 27.08 |
Last Day Price Updated | 4/26/2024 8:42:13 PM EST |
Last Day Volume | 63,696 |
Average Daily Volume | 76,469 |
52-Week High | 31.68 |
52-Week Low | 23.16 |
Last Price to 52 Week Low | 16.93% |
Valuation Measures |
|
Trailing PE | 8.86 |
Industry PE | 12.10 |
Sector PE | 18.60 |
5-Year Average PE | 16.59 |
Free Cash Flow Ratio | 0.89 |
Industry Free Cash Flow Ratio | 3.64 |
Sector Free Cash Flow Ratio | 8.83 |
Current Ratio Most Recent Quarter | 6.50 |
Total Cash Per Share | 30.38 |
Book Value Per Share Most Recent Quarter | 34.12 |
Price to Book Ratio | 0.77 |
Industry Price to Book Ratio | 0.90 |
Sector Price to Book Ratio | 1.71 |
Price to Sales Ratio Twelve Trailing Months | 2.64 |
Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
Total Shares Outstanding | 19,024,400 |
Market Capitalization | 515,180,752 |
Institutional Ownership | N/A |
Dividends |
|
Ex-Dividend Date | 2/29/2024 |
Last Dividend Amount | 0.36 |
Current Dividend Amount | 0.36 |
Dividend Aristocrat? | False |
Trailing Annual Dividend Rate | 1.44 |
Trailing Annual Dividend Yield | 5.27% |
Forward Annual Dividend Rate | 1.46 |
Forward Annual Dividend Yield | 5.35% |
5-Year Dividend Payments Count | 20 |
3-Year Average Dividend Yield | 4.17% |
5-Year Average Dividend Yield | 3.95% |
1-Year Dividend Growth Rate Percentage | 2.13% |
3-Year Dividend Growth Rate Percentage | 2.45% |
5-Year Dividend Growth Rate Percentage | 1.39% |
All-Time Dividend Growth Rate Percentage | 12.84% |
Dividend Payout Ratio | 46.75% |
Income Statement |
|
Quarterly Earnings Growth YOY | -31.50% |
Annual Earnings Growth | -22.05% |
Reported EPS 12 Trailing Months | 3.08 |
Reported EPS Past Year | 0.64 |
Reported EPS Prior Year | 3.08 |
Net Income Twelve Trailing Months | 58,646,000 |
Net Income Past Year | 58,646,000 |
Net Income Prior Year | 75,234,000 |
Quarterly Revenue Growth YOY | -20.50% |
5-Year Revenue Growth | 1.27% |
Balance Sheet |
|
Total Cash Most Recent Quarter | 578,004,000 |
Total Cash Past Year | 578,004,000 |
Total Cash Prior Year | 650,599,000 |
Net Cash Position Most Recent Quarter | 578,004,000 |
Net Cash Position Past Year | 578,004,000 |
Long Term Debt Past Year | 0 |
Long Term Debt Prior Year | 0 |
Total Debt Most Recent Quarter | 0 |
Equity to Debt Ratio Past Year | 1.00 |
Equity to Debt Ratio Most Recent Quarter | 1.00 |
Total Stockholder Equity Past Year | 645,285,000 |
Total Stockholder Equity Prior Year | 599,987,000 |
Total Stockholder Equity Most Recent Quarter | 645,285,000 |
Options |
|
Put/Call Ratio | 0.00 |
Has Options | Options Chain |
Liquidity Rating | None |
Technical Analysis |
|
Yahoo Finance Chart | Yahoo Finance Chart |
MACD | -0.17 |
MACD Signal | -0.25 |
20-Day Bollinger Lower Band | 25.50 |
20-Day Bollinger Middle Band | 28.24 |
20-Day Bollinger Upper Band | 30.97 |
Beta | 0.84 |
RSI | 52.54 |
50-Day SMA | 27.76 |
200-Day SMA | 29.44 |
System |
|
Modified | 4/25/2024 1:29:12 PM EST |