Stock Scorecard
Stock Summary for Tompkins Financial Corp (TMP) - $80.37 as of 4/3/2026 4:00:40 PM EST
Total Score
19 out of 30
Safety Score
63 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for TMP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TMP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TMP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TMP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TMP (63 out of 100)
| Stock Price Rating (Max of 10) | 9 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 1 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 0 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 9 |
| Trading Volume (Max of 10) | 2 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for TMP
Financial Details for TMP
Company Overview |
|
|---|---|
| Ticker | TMP |
| Company Name | Tompkins Financial Corp |
| Country | USA |
| Description | Tompkins Financial Corporation, a community-based financial services company, provides consumer and commercial banking, financial leasing, trust and investment management, financial planning and wealth management, and insurance. The company is headquartered in Ithaca, New York. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 12/31/2025 |
| Next Earnings Date | 4/24/2026 |
Stock Price History |
|
| Last Day Price | 80.37 |
| Price 4 Years Ago | 68.05 |
| Last Day Price Updated | 4/3/2026 4:00:40 PM EST |
| Last Day Volume | 37,546 |
| Average Daily Volume | 68,535 |
| 52-Week High | 86.25 |
| 52-Week Low | 52.15 |
| Last Price to 52 Week Low | 54.11% |
Valuation Measures |
|
| Trailing PE | 7.15 |
| Industry PE | 14.44 |
| Sector PE | 39.28 |
| 5-Year Average PE | 24.39 |
| Free Cash Flow Ratio | 8.66 |
| Industry Free Cash Flow Ratio | 13.45 |
| Sector Free Cash Flow Ratio | 82.76 |
| Current Ratio Most Recent Quarter | 0.15 |
| Total Cash Per Share | 9.28 |
| Book Value Per Share Most Recent Quarter | 65.41 |
| Price to Book Ratio | 1.23 |
| Industry Price to Book Ratio | 1.20 |
| Sector Price to Book Ratio | 1.73 |
| Price to Sales Ratio Twelve Trailing Months | 2.67 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.38 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.90 |
| Analyst Buy Ratings | N/A |
| Analyst Strong Buy Ratings | N/A |
Share Statistics |
|
| Total Shares Outstanding | 14,313,500 |
| Market Capitalization | 1,150,375,995 |
| Institutional Ownership | 68.89% |
Dividends |
|
| Ex-Dividend Date | 2/13/2026 |
| Previous Dividend Amount | 0.6500 |
| Current Dividend Amount | 0.6700 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.56 |
| Trailing Annual Dividend Yield | 3.19% |
| Forward Annual Dividend Rate | 2.68 |
| Forward Annual Dividend Yield | 3.33% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.49% |
| 5-Year Average Dividend Yield | 3.75% |
| 1-Year Dividend Growth Rate Percentage | 6.77% |
| 3-Year Dividend Growth Rate Percentage | 3.33% |
| 5-Year Dividend Growth Rate Percentage | 3.78% |
| All-Time Dividend Growth Rate Percentage | 7.80% |
| Dividend Payout Ratio | 22.78% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 386.60% |
| Annual Earnings Growth | 127.34% |
| Reported EPS 12 Trailing Months | 11.24 |
| Reported EPS Past Year | 0.00 |
| Reported EPS Prior Year | 6.30 |
| Net Income Twelve Trailing Months | 161,071,000 |
| Net Income Past Year | 161,071,000 |
| Net Income Prior Year | 70,850,000 |
| Quarterly Revenue Growth YOY | 156.10% |
| 5-Year Revenue Growth | 12.25% |
| Operating Margin Twelve Trailing Months | 72.10% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 132,817,000 |
| Total Cash Past Year | 132,817,000 |
| Total Cash Prior Year | 134,398,000 |
| Net Cash Position Most Recent Quarter | -36,629,000 |
| Net Cash Position Past Year | -36,629,000 |
| Long Term Debt Past Year | 169,446,000 |
| Long Term Debt Prior Year | 543,247,000 |
| Total Debt Most Recent Quarter | 169,446,000 |
| Equity to Debt Ratio Past Year | 0.85 |
| Equity to Debt Ratio Most Recent Quarter | 0.85 |
| Total Stockholder Equity Past Year | 938,377,000 |
| Total Stockholder Equity Prior Year | 713,444,000 |
| Total Stockholder Equity Most Recent Quarter | 938,377,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 32,473,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 2.27 |
| Free Cash Flow Past Year | 31,949,000 |
| Free Cash Flow Prior Year | 88,757,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | 0.19 |
| MACD Signal | -0.39 |
| 20-Day Bollinger Lower Band | 66.82 |
| 20-Day Bollinger Middle Band | 75.50 |
| 20-Day Bollinger Upper Band | 84.19 |
| Beta | 0.71 |
| RSI | 56.21 |
| 50-Day SMA | 67.67 |
| 150-Day SMA | 57.93 |
| 200-Day SMA | 0.00 |
System |
|
| Modified | 4/4/2026 9:28:48 AM EST |