Stock Scorecard
Stock Summary for Tompkins Financial Corp (TMP) - $46.55 as of 4/25/2024 1:15:11 PM EST
Total Score
11 out of 29
Currently on the following lists
None
Tim's Recommendation
Avoid
Growth List Algorithm Criteria for TMP
Positive earnings growth | |
P/E ratio less than Industry P/E Ratio | |
P/E ratio less than Sector P/E Ratio | |
P/E ratio that is half the growth rate (or less) | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Positive net income past year and 12 trailing months | |
Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TMP
Revenue growing by at least 20% average per year over the last 5 years | |
Market Capitalization under 2 billion | |
Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TMP
Declared an ex-dividend date | |
Forward annual dividend rate greater than 2 | |
Positive net cash position the past year and most recent quarter | |
Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
Current ratio most recent quarter greater than 2 |
Bonus Criteria for TMP
P/E ratio less than five-year Average P/E ratio | |
Last Price to 52 Week Low Ratio Less Than 1 | |
Total Cash Per Share > Last Day Price | |
P/S Ratio < 1 | |
P/B Ratio < 1 |
Financial Details for TMP
Company Overview |
|
---|---|
Ticker | TMP |
Company Name | Tompkins Financial Corp |
Country | USA |
Description | Tompkins Financial Corporation, a community-based financial services company, provides consumer and commercial banking, financial leasing, trust and investment management, financial planning and wealth management, and insurance. The company is headquartered in Ithaca, New York. |
Sector Name | FINANCE |
Industry Name | STATE COMMERCIAL BANKS |
Most Recent Quarter | 12/31/2023 |
Next Earnings Date | 4/26/2024 |
Stock Price History |
|
Last Day Price | 46.55 |
Last Day Price Updated | 4/25/2024 1:15:11 PM EST |
Last Day Volume | 52,143 |
Average Daily Volume | 63,603 |
52-Week High | 64.73 |
52-Week Low | 43.09 |
Last Price to 52 Week Low | 8.03% |
Valuation Measures |
|
Trailing PE | 70.53 |
Industry PE | 12.10 |
Sector PE | 18.60 |
5-Year Average PE | 25.97 |
Free Cash Flow Ratio | 8.34 |
Industry Free Cash Flow Ratio | 3.64 |
Sector Free Cash Flow Ratio | 8.83 |
Current Ratio Most Recent Quarter | 2.02 |
Total Cash Per Share | 5.58 |
Book Value Per Share Most Recent Quarter | 46.72 |
Price to Book Ratio | 0.96 |
Industry Price to Book Ratio | 0.90 |
Sector Price to Book Ratio | 1.71 |
Price to Sales Ratio Twelve Trailing Months | 2.96 |
Industry Price to Sales Ratio Twelve Trailing Months | 2.43 |
Sector Price to Sales Ratio Twelve Trailing Months | 2.70 |
Share Statistics |
|
Total Shares Outstanding | 14,405,000 |
Market Capitalization | 670,552,750 |
Institutional Ownership | N/A |
Dividends |
|
Ex-Dividend Date | 2/8/2024 |
Last Dividend Amount | 0.60 |
Current Dividend Amount | 0.60 |
Dividend Aristocrat? | False |
Trailing Annual Dividend Rate | 2.40 |
Trailing Annual Dividend Yield | 5.19% |
Forward Annual Dividend Rate | 2.51 |
Forward Annual Dividend Yield | 5.42% |
5-Year Dividend Payments Count | 19 |
3-Year Average Dividend Yield | 3.19% |
5-Year Average Dividend Yield | 2.81% |
1-Year Dividend Growth Rate Percentage | 3.90% |
3-Year Dividend Growth Rate Percentage | 4.68% |
5-Year Dividend Growth Rate Percentage | 4.40% |
All-Time Dividend Growth Rate Percentage | 11.06% |
Dividend Payout Ratio | 363.64% |
Income Statement |
|
Quarterly Earnings Growth YOY | -22.40% |
Annual Earnings Growth | -88.82% |
Reported EPS 12 Trailing Months | 0.66 |
Reported EPS Past Year | 0.00 |
Reported EPS Prior Year | 0.64 |
Net Income Twelve Trailing Months | 9,505,000 |
Net Income Past Year | 9,505,000 |
Net Income Prior Year | 85,030,000 |
Quarterly Revenue Growth YOY | -6.50% |
5-Year Revenue Growth | -4.29% |
Balance Sheet |
|
Total Cash Most Recent Quarter | 80,329,000 |
Total Cash Past Year | 80,329,000 |
Total Cash Prior Year | 78,614,000 |
Net Cash Position Most Recent Quarter | -44,671,000 |
Net Cash Position Past Year | -44,671,000 |
Long Term Debt Past Year | 125,000,000 |
Long Term Debt Prior Year | 50,000,000 |
Total Debt Most Recent Quarter | 125,000,000 |
Equity to Debt Ratio Past Year | 0.84 |
Equity to Debt Ratio Most Recent Quarter | 0.84 |
Total Stockholder Equity Past Year | 668,522,000 |
Total Stockholder Equity Prior Year | 615,978,000 |
Total Stockholder Equity Most Recent Quarter | 668,522,000 |
Options |
|
Put/Call Ratio | 0.00 |
Has Options | False |
Liquidity Rating | None |
Technical Analysis |
|
Yahoo Finance Chart | Yahoo Finance Chart |
MACD | -0.89 |
MACD Signal | -1.03 |
20-Day Bollinger Lower Band | 41.27 |
20-Day Bollinger Middle Band | 51.20 |
20-Day Bollinger Upper Band | 61.12 |
Beta | 0.63 |
RSI | 49.07 |
50-Day SMA | 52.16 |
200-Day SMA | 64.66 |
System |
|
Modified | 4/25/2024 1:15:13 PM EST |