Stock Scorecard
Stock Summary for Tompkins Financial Corp (TMP) - $100.78 as of 10/23/2026 12:05:40 PM EST
Total Score
18 out of 30
Safety Score
64 out of 100
Currently on the following lists
None
Tim's Recommendation
Possible Buy
Growth List Algorithm Criteria for TMP
| Positive Quarterly and Annual earnings growth | |
| P/E ratio less than Industry P/E Ratio | |
| P/E ratio less than Sector P/E Ratio | |
| P/E ratio that is half the Annual earnings growth rate (or less) | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Positive net income past year and 12 trailing months | |
| Free cash flow ratio greater than 0 and less than 10 |
Small Cap List Algorithm Criteria for TMP
| Revenue growing by at least 20% average per year over the last 5 years | |
| Market Capitalization under 2 billion | |
| Price to Sales (P/S) ratio 12 trailing months less than Industry P/S ratio twelve trailing months | |
| Price to Sales (P/S) ratio 12 trailing months less than Sector P/S ratio twelve trailing months | |
| Net Income past year > Net Income prior year OR Net Income 12 trailing months > Net Income prior year OR Net Income 12 trailing months > Net Income past year |
Dividend List Algorithm Criteria for TMP
| Declared an ex-dividend date | |
| Forward annual dividend rate greater than 2 | |
| Positive net cash position the past year and most recent quarter | |
| Equity to debt ratio greater than 0.75 for past year and most recent quarter | |
| Current ratio most recent quarter greater than 2 | |
| Cash Flow per Share greater than Trailing Dividend Rate |
Bonus Criteria for TMP
| P/E ratio less than five-year Average P/E ratio | |
| Last Price to 52 Week Low Ratio Less Than 1 | |
| Total Cash Per Share > Last Day Price | |
| P/S Ratio < 1 | |
| P/B Ratio < 1 |
Safety Rating Criteria for TMP (64 out of 100)
| Stock Price Rating (Max of 10) | 10 |
| Historical Stock Price Rating (Max of 10) | 9 |
| Stock Price Trend (Max of 10) | 9 |
| Book Value (Max of 10) | 9 |
| Book Value to Price (Max of 10) | 0 |
| Analyst Buy Ratings (Max of 5) | 0 |
| Analyst Strong Buy Ratings (Max of 5) | 3 |
| Dividend Yield Percentage (Max of 10) | 6 |
| Operating Margin (Max of 10) | 6 |
| Trading Volume (Max of 10) | 3 |
| Price to Earnings (Max of 10) | 9 |
| Geopolitical Risk Adjustment (Always 0 for USA or a Negative Number for Non-USA) | 0 |
Latest News for for TMP
Financial Details for TMP
Company Overview |
|
|---|---|
| Ticker | TMP |
| Company Name | Tompkins Financial Corp |
| Country | USA |
| Description | Tompkins Financial Corporation, a community-based financial services company, provides consumer and commercial banking, financial leasing, trust and investment management, financial planning and wealth management, and insurance. The company is headquartered in Ithaca, New York. |
| Sector Name | FINANCIAL SERVICES |
| Industry Name | BANKS - REGIONAL |
| Most Recent Quarter | 6/30/2026 |
| Next Earnings Date | N/A |
Stock Price History |
|
| Last Day Price | 100.78 |
| Price 4 Years Ago | 67.05 |
| Last Day Price Updated | 10/23/2026 12:05:40 PM EST |
| Last Day Volume | 83,451 |
| Average Daily Volume | 106,270 |
| 52-Week High | 102.59 |
| 52-Week Low | 60.96 |
| Last Price to 52 Week Low | 65.32% |
Valuation Measures |
|
| Trailing PE | 8.40 |
| Industry PE | 24.18 |
| Sector PE | 21.38 |
| 5-Year Average PE | 14.81 |
| Free Cash Flow Ratio | 20.24 |
| Industry Free Cash Flow Ratio | 12.84 |
| Sector Free Cash Flow Ratio | 50.25 |
| Current Ratio Most Recent Quarter | 0.01 |
| Total Cash Per Share | 4.98 |
| Book Value Per Share Most Recent Quarter | 67.04 |
| Price to Book Ratio | 1.45 |
| Industry Price to Book Ratio | 1.23 |
| Sector Price to Book Ratio | 2.27 |
| Price to Sales Ratio Twelve Trailing Months | 3.25 |
| Industry Price to Sales Ratio Twelve Trailing Months | 3.32 |
| Sector Price to Sales Ratio Twelve Trailing Months | 4.76 |
| Analyst Buy Ratings | 0 |
| Analyst Strong Buy Ratings | 1 |
Share Statistics |
|
| Total Shares Outstanding | 14,382,900 |
| Market Capitalization | 1,449,508,662 |
| Institutional Ownership | 72.04% |
Dividends |
|
| Ex-Dividend Date | 8/7/2026 |
| Previous Dividend Amount | 0.6700 |
| Current Dividend Amount | 0.7000 |
| Total Years Dividend Increasing |
|
| Trailing Annual Dividend Rate | 2.69 |
| Trailing Annual Dividend Yield | 2.67% |
| Forward Annual Dividend Rate | 2.80 |
| Forward Annual Dividend Yield | 2.78% |
| 5-Year Dividend Payments Count | 20 |
| 3-Year Average Dividend Yield | 3.54% |
| 5-Year Average Dividend Yield | 3.81% |
| 1-Year Dividend Growth Rate Percentage | 11.55% |
| 3-Year Dividend Growth Rate Percentage | 5.62% |
| 5-Year Dividend Growth Rate Percentage | 4.93% |
| All-Time Dividend Growth Rate Percentage | 7.80% |
| Dividend Payout Ratio | 22.00% |
Income Statement |
|
| Quarterly Earnings Growth YOY | 36.00% |
| Annual Earnings Growth | 127.34% |
| Reported EPS 12 Trailing Months | 12.00 |
| Reported EPS Past Year | 3.86 |
| Reported EPS Prior Year | 6.30 |
| Net Income Twelve Trailing Months | 175,299,000 |
| Net Income Past Year | 161,071,000 |
| Net Income Prior Year | 70,850,000 |
| Quarterly Revenue Growth YOY | 7.20% |
| 5-Year Revenue Growth | 12.25% |
| Operating Margin Twelve Trailing Months | 45.00% |
Balance Sheet |
|
| Total Cash Most Recent Quarter | 71,691,000 |
| Total Cash Past Year | 132,817,000 |
| Total Cash Prior Year | 134,398,000 |
| Net Cash Position Most Recent Quarter | -474,667,000 |
| Net Cash Position Past Year | -36,629,000 |
| Long Term Debt Past Year | 169,446,000 |
| Long Term Debt Prior Year | 543,247,000 |
| Total Debt Most Recent Quarter | 546,358,000 |
| Equity to Debt Ratio Past Year | 0.85 |
| Equity to Debt Ratio Most Recent Quarter | 0.64 |
| Total Stockholder Equity Past Year | 938,377,000 |
| Total Stockholder Equity Prior Year | 713,444,000 |
| Total Stockholder Equity Most Recent Quarter | 959,932,000 |
Free Cash Flow |
|
| Free Cash Flow Twelve Trailing Months | 46,992,000 |
| Free Cash Flow Per Share Twelve Trailing Months | 3.27 |
| Free Cash Flow Past Year | 31,949,000 |
| Free Cash Flow Prior Year | 88,757,000 |
Options |
|
| Put/Call Ratio | 0.00 |
| Has Options | Options Chain |
| Liquidity Rating | None |
Technical Analysis |
|
| Yahoo Finance Chart | Yahoo Finance Chart |
| MACD | -0.39 |
| MACD Signal | -0.36 |
| 20-Day Bollinger Lower Band | 89.78 |
| 20-Day Bollinger Middle Band | 96.68 |
| 20-Day Bollinger Upper Band | 103.57 |
| Beta | 0.74 |
| RSI | 49.61 |
| 50-Day SMA | 84.06 |
| 150-Day SMA | 65.61 |
| 200-Day SMA | 62.50 |
System |
|
| Modified | 10/23/2026 11:15:26 AM EST |